Are you considering an investment in REITs (or Real Estate Investment Trusts) for dividends and cash flow? I personally own only one REIT in my dividend portfolio and consider my REIT an ancillary (non-core) position. That being said, I am in a unique situation because I work in the real estate industry and own a home (I am already over-weighted, at a high level, in the real estate industry). A subscriber question, today's video goes into a multitude of pros, cons, and factors to consider about investing in real estate investment trusts for dividend income. * Do you work in the real estate industry? Do you already own a home? Do you own physical real estate investments? If so, those are all factors worth considering when contemplating REITs for one’s dividend portfolio. When looking at diversification, I don't only look at my portfolio. I look at all factors in my life. If the real estate industry tanks, I don't want to get hit on the job front, the home front, and the portfolio front all at once! * Real estate investment trusts carry important tax considerations. As pass through entities, they avoid double taxation (and are required to distribute most of their earnings). That said, the shareowner has to pay ordinary income on dividends (as compared to long term capital gains on qualified dividends of most corporations). Long story short, the tax rate on dividends from REITs is higher than your typical dividend-paying corporation. Moreover, reporting REIT dividends on one's tax return can be complicated (the distributions sometimes involve ordinary income and return of capital). Learn why it's important to weigh tax considerations when investing in real estate investment trusts for dividends and cash flow. * Since some REITs pay dividends on a monthly basis, they can help you stay in the game. Those monthly dividend checks are great for reinvesting and building one’s portfolio. A subscriber insight, I really love this idea! * Interest rates are really low right now. As interest rates rise, some REITs may face challenges securing (affordable) capital to do deals. This could affect short-term and future prospects. * The retail industry is going through a lot of change. When investing in REITs, it's a wise idea to understand exposure to retail. * Sometimes, one can experience superior results by investing in real estate directly. It may be more effective to invest in rental properties than going the REIT route. That said, real estate investment trusts are easier since one does not have to actively manage the real estate assets. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Views: 53459 ppcian
What is an Investment Trust? And should you be investing in them? How do they differ from other investment funds? In this video we’re going to explain in simple terms exactly what an Investment Trust is; What we like about them; And why you should add some to your portfolio! Let’s check it out… Subscribe to Money Unshackled Here: https://www.youtube.com/c/MoneyUnshackled?sub_confirmation=1 ============================================================================================================ OFFERS & REFERRALS: - P2P Lending Platforms: If you invest you will receive a £50 reward via these links. 1) Assetz Capital: https://investors.assetzcapital.co.uk/lender/registration/?lenderReferral=SE3D3M 2) Funding Circle: https://www.fundingcircle.com/investors/refer/MM6HKF - Robo-Investing Platforms: 1) Nutmeg Reward: No Nutmeg management fees for 6 months when you invest using this link (Terms and conditions apply.) https://bit.ly/2NfHfH9 - Favourite Books (Amazon Links*): The Millionaire Fastlane (by M. J. DeMarco): https://amzn.to/2Vn3VIb Rich Dad Poor Dad (by Robert T. Kiyosaki): https://amzn.to/2Xq3mz8 The Naked Trader (by Robbie Burns): https://amzn.to/2Xrfu33 Money Master the Game (by Tony Robbins): https://amzn.to/2BV8Ad7 *These are Amazon affiliate links - This means we receive a small referral fee from Amazon if you make a purchase at no additional cost to you. ============================================================================================================ Money Unshackled on Social Media: https://www.facebook.com/moneyunshackled https://www.instagram.com/moneyunshackled https://twitter.com/unshackledmoney ============================================================================================================ Music: www.bensound.com ============================================================================================================ Ts&Cs: These videos are provided for information and entertainment purposes only. The content is not intended to be a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy as it is not provided based on an assessment of your investing knowledge and experience, your financial situation or your investment objectives. The value of your investments, and the income derived from them, may go down as well as up. You may not get back all the money that you invest. The investments referred to in this video may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser.
Views: 634 Money Unshackled
Kyle Caldwell, deputy editor of Money Observer, introduces the first episode of Trust Tactics, a video series that explains the structural advantages investment trusts have over open-ended funds and how private investors can take advantage. For more information on investment trusts, visit our website: https://www.moneyobserver.com/how-to-invest/investment-trusts
Views: 1240 Money Observer
With 2019 beginning, there is no better time to invest. Mutual funds are a great investment and can be a great addition to any portfolio. In this video, I will share with you my top picks for best mutual funds to buy in 2019! Helpful Links: Get $5 Free: https://get.qapital.com/WG5KL6SO3S Get $5 free with Acorns: https://acorns.com/invite/N9ZXTH Wealthsimple get $10,000 Managed Free: https://bit.ly/2NrpEv1 Betterment earn up to 1 Year Free: https://bit.ly/2oul70h Free 401K Analysis: https://bit.ly/2wtxT3l Social Links: Instagram: https://www.instagram.com/wharmstrong1/ Disclaimer: Nothing published on my channel should be considered personal investment advice. Although I do discuss various types of investments and strategies, I am not a licensed professional. Please invest responsibly.
Views: 5082 Will Armstrong
Hey guys! It's Vivian, your Hot Stock Girl REITs! Are they a profitable investing opportunity or are they useless for investing? A simple explanation of REITs. As always, let me know about anything on your mind in the comment section below! If you're new, Welcome to the family! We talk Stocks. You dig? Subscribe, Like, Share and comment. We have a great community here, and your input is important; It could help a fellow beginner in the market or help your burning questions to be answered! Love you guys beyond belief.. Till Next time! *Upload Schedule: [Sunday - Friday, Every week] (No Content on Saturdays) Follow my instagram @HOTSTOCKGIRL Legal Disclaimer: My research and ideas, always do your own research further. This video is for entertainment purposes only and should not be interpreted as stock advice. I am not liable if you lose any money in the stock market based on information provided in these videos. Always do your own research and evaluate ways to reduce your risk, consulting a professional if necessary. All Rights Reserved © Copyright 2018 Hot Stock Girl™
Views: 2680 Hot Stock Girl
Scottish Mortgage Investment Trust is a very successful, very large active equity fund (£7.6 billion in October 2018). Its returns have been very good for the last decade and on the back of its performance, it has single-handedly made investment trusts sexy again. In this video we look at how the fund is run, the risks you take by investing in the fund and we consider whether this is a good time to buy the fund. Like this video? If so, please support us on Patreon: https://patreon.com/pensioncraft Blog of the video here: https://pensioncraft.com/review-scottish-mortgage-investment-trust/
Views: 3123 PensionCraft
UK companies are some of the best dividend payers in the world! In this video we’re going to show you FIVE of the best UK dividends stocks. Andy personally holds these shares, so we genuinely expect them to continue to pay excellent dividends WAY into the future. We LOVE dividends as they’re more predictable than capital growth, and build enough and you can actually live on them! Say goodbye to work. Let’s check it out... Subscribe to Money Unshackled Here: https://www.youtube.com/c/MoneyUnshackled?sub_confirmation=1 Money Unshackled on Social Media: https://www.facebook.com/moneyunshackled https://www.instagram.com/moneyunshackled https://twitter.com/unshackledmoney Music: "Shine" by Declan DP http://bit.ly/2HT70xF Attribution 3.0 Unported https://creativecommons.org/licenses/... Music promoted by Audio Library https://youtu.be/PDuXGmE8BNg
Views: 6164 Money Unshackled
5 Best Investment Trusts of 2018 Buoyed by the exceptional performance of large-cap US stocks and tech companies, two Baillie Gifford closed-end funds are the best-performing Morningstar rated investment trusts year to date. Elsewhere, smaller company offerings performed well, with healthcare and biotech stocks getting a reprieve after a difficult time during the US election campaign back in late 2016. Latin America-focused trusts were by far the worst performers, with double-digit losses. Emerging market and high-yield offerin...
Views: 58 Tech News
We may not have a UK Warren Buffett but we do have some excellent active global equity funds. I compare three looking at their managers, investment strategy, risks, returns and which I personally believe will outperform long-term. And yes, it is a matter of faith! Full blog here: https://pensioncraft.com/fundsmith-lindsell-train-vanguard-value-which-best/ If you found this helpful please support us on Patreon: https://patreon.com/pensioncraft #PensionCraft #Fundsmith #Vanguard
Views: 12850 PensionCraft
Thomas McMahon, senior analyst at Kepler Partners, reveals his outlook for global equity markets in 2019, the benefits of investment trusts, and which ones to buy for income.
Views: 965 interactive investor
Synopsis : When it comes to investing, many Malaysian investors tend to wait it out, hoping that the investment will rebound, only to end up suffering bigger losses. Yap answers a viewer’s question on the best way forward when it comes to unit trust investing. About Yap’s Money Life Show Yap’s Money Life Show is the first online personal money show in Malaysia, which dares to broach on money topics that traditional media do not cover or deemed to be too sensitive to feature. The show is unique because it helps viewers understand complex financial issues at a personal level and provide ideas that can be easily applied. In addition, Yap would also be taking and answering questions posted by fellow viewers. So ask him anything! An experienced holistic wealth management practitioner, Yap aspires to guide and help more people invest grow their money with high certainty. Yap’s Money Life Show airs every Saturday at 10 am. About Yap Ming Hui Yap Ming Hui is a bestselling author, TV personality, columnist and coach. He heads Whitman, a holistic wealth management company which has helped people to grow their money with high certainty since 2000. For more information, please visit his website at www.whitman.com.my Connect with Yap: WhatsApp : 011-3400-4658 Email : [email protected] Like Yap on FACEBOOK: http://bit.ly/2rkRNtF Follow Yap on TWITTER: http://bit.ly/2riF4cw Subscribe to Yap’s YOUTUBE channel: https://www.youtube.com/channel/UCv6jzNpPeNPf3herGmiP1xA If you do not wish to miss any of our videos, please enable us to notify you our latest episode. Click subscribe – click the bell – tick the box to receive notifications
Views: 6051 Yap's Money Life Show
See my 60K Dividend Portfolio that provides me with monthly income! Dividend Investing is a great way to build monthly income. In this video you'll see how much money I will make off my $60,000 dividend portfolio in 2019. This video includes some great dividend stocks which you could consider buying and adding to your own dividend portfolio. Out of these dividend stocks to watch my personal favorites that I would even buy more of right now are: NYSE & TSX: - ENB - TRP - BNS TSX & OTC Markets (Better for Canadians Only): - REI.UN - SPB - AFN There are many strategies to use when investing in the stock market, dividend investing is a perfected strategy for those looking to receive a monthly payout in cash from their investments. The reason dividend investing is very popular with retired people is they love how dividend stocks payout in a monthly or quarterly fashion, similar to a paycheck. Dividend Stocks also are sought after by investors looking to build passive income sources. A good dividend portfolio is a great source of passive income. Watch More Stock Market Videos In The Stock Market Playlist: https://www.youtube.com/playlist?list=PLYVBC4B2CNtsDdOblUtrdHY4HBQUNQpEl LIMITED TIME OFFER 🔥🔥🔥 Receive a FREE alerts every-time I buy a stock: CLICK HERE ➡️➡️➡️ https://justinsilliker.com/freestockreports 💸My #1 Recommendation To Make A Full-Time Income Online💸 CLICK HERE ➡️➡️➡️ https://justinsilliker.com 💸100 Day Passive Income Challenge💸: CLICK HERE ➡️➡️➡️ https://bit.ly/2I0VVLb Self-Improvement Playlist: https://www.youtube.com/playlist?list=PLYVBC4B2CNttO7b-kaARDSLmNrKKR-7L2 Subscribe for more videos on stock market investing and self-improvement: https://www.youtube.com/channel/UC6sXZMtNbsytdMs6iSW8Gkw?sub_confirmation=1 DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. I am only sharing my opinion with no guarantee of gains or losses on investments.
Views: 37881 Justin Silliker
What are the benefits of closed-end funds, and how can you find the right investment trust for your portfolio? http://www.morningstar.co.uk -~-~~-~~~-~~-~- Please watch: "Should You Be Worried About the Economy?" https://www.youtube.com/watch?v=WUzqTPeI9IM -~-~~-~~~-~~-~-
Views: 1219 Morningstar UK
In this short video from our Income Investing course, TD Ameritrade Education Coach Scott Thompson explains the potential benefits and risks of REITs and how they work. Open an account with TD Ameritrade to get access to this course and more immersive investor education.
Views: 32906 TD Ameritrade
James Faulkner interviews Job Curtis, manager of the City of London Investment Trust, which has grown its annual dividend for 51 years straight.
Views: 428 Master Investor
Looking for long-term growth? These three UK funds are highly rated by fund analysts and employ very different processes to achieve positive returns for investors. Studio Guest: Daniel Vaughan, Fund Analyst, Morningstar http://www.morningstar.co.uk -~-~~-~~~-~~-~- Please watch: "Should You Be Worried About the Economy?" https://www.youtube.com/watch?v=WUzqTPeI9IM -~-~~-~~~-~~-~-
Views: 4257 Morningstar UK
AutoNews- Dividend shares have traditionally been an abundant spring for thirsty investors, but the recent perils suffered by favoured income stocks Pearsons, Admiral and Provident Financial are a timely reminder of the risks DIY investors face from individual companies.To circumvent this, many income investors have turned to investment trusts in which a fund manager uses their expertise to build a diversified portfolio, so they don't have to.And there are some trusts that deliver eye-catching returns if you know where to look. Investment research firm Stifel has done some of the leg work for investors by compiling a list of the 13 investment trusts that invest in shares and have dividend yields of at least 4 per cent.The trusts identified in the list all predominantly invest in shares. The names on it range from dividend hero City of London, with 50 years of rising payouts under its belt, to Aberdeen Asian Income and European Assets Trust, which yields 6.7 per cent.All but four trusts on the list trade at a discount to their net asset value - with the biggest at 12.4 per cent - which provides an opportunity to buy into the investment trust for a price that is less than the sum of its parts.However, you shouldn’t assume that buying at a discount is automatically a good thing. It can also reflect when an investment style or sector has fallen out of favour - perhaps for good reason.In a similar vein, a trust trading at a premium may suggest that its investment strategy is not only all the rage and working well but is predicted to yield impressive results in the future.According to Stifel, there are 13 investment trusts boasting dividend yields of 4 per cent or more in September, up from 11 six months ago.With a historic yield of 6.7 per cent, European Assets Trust tops the list. Run by Foreign & Colonial Investments, the firm behind the oldest investment trust, invests in small and medium-sized companies in Europe, excluding the UK.It resets its dividend level each year. The dividend is primarily financed by a return of capital and for 2017 the board's dividend forecast equates to a yield of 6.7 per cent, according to Stifel.At present, the trust trades at a premium of 0.9 per cent to its net average value (for more, see box right).Blackrock Commodities Income secured the second spot on the list. The trust, seeks to achieve its investment target by investing primarily in securities of companies operating in the mining and energy sectors.The trust's dividend yield was cut this year to 4p from 5p in the previous year. However, the shares remain high yielding despite the reduction, with a dividend yield of 5.7 per cent and trades at a 5.3 per cent discount.Third spot is occupied by Henderson Far East Income, which trades on the Pacific, Australasian, Japanese and Indian stockmarkets. It boasts a yield of 5.6 per cent and currently trades at a 3 per cent premium.A number of UK equity specialist trusts yield more than 4 per cent, according to the Stifel research.Merchants Trust, which invests mainly in higher-yielding FTSE 100 companies, has the highest yield in this sector at 5.1 per cent.At the same time, the trust trades on a 1.9 per cent discount.This figure is dwarfed by the 12.4 per cent discount shares in the Value & Income Trust trade at - the highest out of the trusts listed. It is worth flagging again that while discounts can represent a buying opportunity, they can also be a warning sign in some cases.The trust generated a 4.1 yield by investing primarily in UK shares and convertible securities - an investment that can be changed into another form, such as bonds that can be converted into equity.Meanwhile, Aberdeen Asset Management's Dunedin Income Growth, which invests in companies listed or quoted in the UK, generated a 4.6 per cent yield and trades at a discount of 8.2 per cent.Murray Income, which is also run by the same fund house, is on a 7 per cent discount, with a 4.2 per cent yield from investing mainly in UK stocks.City of London Trust has moved back on to the list, reflecting dividend growth during the year.It delivered yield of 4 per cent and trades on a 3.1 per cent premium to NAV.More impressively, it has chalked up a 51-year record of annual dividend increases.Aberdeen Asian Income, one of only two Asian focused funds featured on the list, has generated a yield of 4.3 per cent by largely ignoring Japanese firms and instead focusing on opportunities within Asian Pacific.The trust offers better value
Views: 38 US Sciencetech
Catherine Flood, Client Service Director - Baillie Gifford looks at the rules for blue-sky-growth investing
Views: 1771 AJ Bell Youinvest
Are you considering investing in REITs (Real Estate Investment Trusts)? Are you a beginner with REITs? In this video we show you one of our top picks for REIT investing with a great stock that pays a monthly dividend on top of the great history it has maintained. This REIT investing in real estate with tenants like Walgreens, CVS, 7-Eleven, Fed Ex, Walmart and more. So this REIT has a great portfolio of clients that it leases property to. This makes this REIT a great investment choice that may carry a little less risk than some other REITs. A REIT is a company that owns or finances income property (Real Estate). A REIT my invest at least 75% of its assets in Real Estate and also pay 90% of its taxable income tin the form of shareholder dividends each year. These requirements make the right REIT a good investment for yearly investment growth. The REIT will are covering in our video has over 30 years of top end growth around 16% per year and it carries a 3.5 to 4% dividend paid out monthly. Please watch the video to find out why REITs are a great way for beginner investors to start making good returns on their investments. Please note that I am not a professional financial planner and do your own research before investing in any stock. All people are in different situations and the history of a stock does not predict the future.
Views: 799 Craig Neidel
Gordon Smith talks to James Anderson, Co-Portfolio Manager of the Scottish Mortgage Investment Trust.
Views: 3408 Killik & Co
Nick Train, portfolio manager of Finsbury Growth & Income, discusses why high-quality consumer brands and technological change are key themes in his portfolio. Recorded on 1 April 2018. The Association of Investment Companies (AIC) represents investment companies, investment trusts and Venture Capital Trusts. We help our member companies deliver better returns for their investors. We provide investment company guides, information, performance data and news to people interested in finding our more about investment companies. Visit the AIC website: www.theaic.co.uk Follow us on Twitter: www.twitter.com/aicpress Find us on LinkedIn: www.linkedin.com/company/5377029
Views: 2248 The Association of Investment Companies (AIC)
UK Equity Income Investment Trusts discussion with Paul Coffin, Stockbroker & Investments Manager at Capital Financial Markets. We take a look at the dividend yield returns and where the best place is to invest your money. Tip TV was launched as an innovative & punchy web-based live video magazine, offering high conviction tips and trading ideas across multiple investment betting instruments. The finance show covers all asset classes and aims to bring short snappy views on market events, charts and digging deeper into company fundamentals. One year on from its launch, the show continues to expand its content and range of guests. See More At: www.TipTV.co.uk Twitter: @OfficialTipTV Facebook: https://www.facebook.com/officialtiptv
Views: 371 Tip TV Finance
Is a REIT a good way to start investing in Real Estate? Reit stands for real estate investment trust. In my experience, there's a really significant gap between what they're offering, and what you can get on your own. So instead of brokering your money, claim your money. Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Becoming a successful real estate investor is easier than most people know… as long as you have the right Mentor and the right system. Click here to learn your best options: http://LimitlessMentor.com/TV/ BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: http://amzn.to/2zT0Bur The Conscious Creator: http://amzn.to/2gFEkblLimitless: http://amzn.to/2gLQXoV Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Views: 12104 Kris Krohn
Edinburgh Worldwide Investment Trust PLC (EWI) A very strong performer in 2016 and again in 2017 with a total return of over 45% for the year. The Edinburgh Worldwide Investment Trust has a global portfolio of entrepreneurial companies that it believes offer long-term growth potential. http://www.sharesmagazine.co.uk/events
Views: 263 Shares Magazine
Real estate investment trusts or REITs have been a great way for regular investors to get access to real estate investments without spending millions to develop a portfolio themselves. Now, there’s a new type of REIT that could offer all the advantages of REITs but without the pitfalls. I love real estate investing and have been analyzing or investing in property for more than two decades. Real estate returns beat stocks in almost every time period. In fact, over the 30-years through 2017, real estate provided an 1,800% return according to the NAREIT all equity REIT more than double the total return of 731% on the S&P 500. But that huge advantage in owning real estate runs face first into reality for a lot of investors. Buying and managing property just isn’t possible for a lot of people. Sure, you might be able to manage one or two rentals but own more and it becomes a full-time job on top of your full-time job. It costs tens of thousands just for a down payment on one property. That means, for a lot of investors, they’d have to sink their entire nest egg into real estate and anyone that lived through the housing bust can tell you that’s not a good idea. But there is one type of real estate investment that gives you those double-digit returns, all the exposure you need, without the headaches and problems. You can start with less than $100 and get an investment in multiple properties all across the country and with professional management. We’re talking about a real estate investment trust or REIT. In this video, I’ll walk through the advantages of REIT investing and one new way to invest for all the benefits but none of the hassles. Check out that new type of online REIT, the stREITwise 1st Office REIT for advantages over listed real estate investment trusts https://mystockmarketbasics.com/streitwise - Why every investor needs real estate investments in their portfolio - Real estate investment returns vs stock returns - What is REIT investing and how can you use it for a stress-free investing strategy - The REITs I invest with in my portfolio - A new type of online REIT that could be the best REIT for your portfolio SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Views: 7159 Let's Talk Money! with Joseph Hogue, CFA
Protect your assets and minimise your tax with the right information http://InvestmentProperty.Training The 8th marvel of the world is not compound interest it's compound learning. To end up being included in the investment property market you have 2 paths. You can jump in with both feet based upon exactly what your accounting professional and your heart says. This is where you purchase a property because you enjoy it and love the concept of owning it regardless of whether it makes financial sense ... (this is where 95 % of homeowner put their money). ... or you can spend a long time learning the approaches of property investors who have made all the mistakes and have actually established particular methods and processes to consistently and continuously grow their wealth. These people are in the top 5 % of earners in the world and method investing in real estate completely in a different way to the remainder of the populace. The distinction between the 2 comes down to something ... education. The 2nd group treat investing as a company. All their choices are based upon a strategy and a strategy and have no psychological interest what so ever in the specific properties that they purchase. This enables them to base all their selections on which chances are going to offer them the benefit they are preparing for, and in turn lead them to the objectives they are concentrated on 2 or 3 steps down the road. They understand specifically what sort of property investment offer they require next and the kind they are going to need after that in order to further their plan to create passive income and construct wealth. If you desire to discover the best ways to do this by being instructed from people who are really doing this every day and can quickly track your real estate success then you have to begin by making the effort to enjoy a complimentary instructional webinar on investment properties at http://investmentproperty.training
Views: 44643 InvestmentPropertyTraining
I continue to receive questions about dividend growth stocks versus index funds (especially the S&P 500 index fund). Questions are pouring in asking why I personally invest in dividend stocks for cash flow, when supposedly most investors cannot beat the average, the S&P 500 index. Today, I want to share some personal examples from my portfolio on how I am completely crushing the S&P 500. In fact, my capital appreciation alone has surpassed the S&P 500. When I factor in dividends as well, I'm completely crushing it. This may come as a surprise to some subscribers because my financial modeling is quite conservative. Whenever I produce a video about dividend investing, I tend to forecast future results at a compounded rate of 7%. Why is that? I'm a conservative forecaster and modeler by nature. I'd rather set myself up for an upside surprise than face a downside one. (And, this is completely different than what most others do in the space. Many people out there are aggressive at modeling their future returns.) Since the S&P 500 has historically driven 10% returns per year (dating back to 1928), I model at 7% to adjust for inflation and uncertainty. That being said, my results in reality have far surpassed my forecasts. Nonetheless, I still forecast conservatively because the market is at all time highs and I don't want to set myself up for any surprises. I like to model conservatively, while dreaming big! To illustrate this point, I share four real world examples from my personal portfolio. I share my personal stock portfolio returns as compared to the S&P 500 during the same time period. You will quickly see why I have fallen in love with dividend growth investing. Not only is it the ideal vehicle for someone like myself approaching financial freedom, but it's also a strategy that can beat the benchmarks (sometimes handsomely). I'm not trying to discount the value of index funds and the S&P 500. I think there are some really key use cases for such mutual funds, especially in retirement accounts that do not offer the ability to buy individual stocks. Everyone will find a unique investing strategy that works for them, and I respect all strategies. I am trying to provide a counter example today because I am forging a unique path. And, the media is so filled with press about index funds, but rarely focuses on the unspoken power of dividend growth investing. The highlight of today's video: Learn about one stock where I'm personally yielding 16.5% on cost each year. That's right: I'm beating the historical S&P 500 returns of 10% per year on my dividend income alone (and that doesn't even count capital appreciation). Related Video – Dividend Stocks vs. Dividend ETFs (Exchange Traded Funds): https://www.youtube.com/watch?v=yaIxNhSj1T0 Related Video – Why I Avoid Index Funds and ETFs: https://www.youtube.com/watch?v=_ATtFMeGbQM Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Views: 16485 ppcian
These three monthly dividend stocks will solve the problem of dividend investing and that quarterly dividend payment. I’m not only revealing the best monthly dividend stocks but also how to find them and one warning sign you don’t want to miss. I love dividend investing but the problem with most stocks is that they pay out only four times a year. That makes it impossible to plan your dividend cash flow to pay bills. That’s why I invest part of my dividend investing strategy in monthly dividend stocks. Not only do these stocks put cash in your pocket every month but they are some of the highest paying dividend stocks you’ll find. In this video, I’m highlighting three special types of stocks that pay dividends every month as well as how to value these types of companies. I’ll walk you through how to find dividend stocks and some warning signs that will keep you from losing money. I’m also revealing my three favorite monthly dividend stocks that offer dividend yields over 6% and price returns that will boost your portfolio. Start your dividend portfolio with these stocks and you’ll never have to worry about cash flow again. After watching this video, make sure you watch my dividend warning signs video that details three things to watch for when dividend investing. A dividend cut will destroy a stock’s value and I’ve got three warning signs of when to sell. https://youtu.be/eRlSRYJ9qTM I love dividend stocks so much that I’m creating a special portfolio in the 2019 Grow Your Dough Challenge with some of the biggest investing channels here on YouTube. You can track my portfolio of dividend stocks and how I pick stocks in this video [stock market challenge video] Important Note: I know a lot of investors will complain about the length and how much time I spend talking through these special types of monthly dividend stocks before getting to those three best monthly dividend stocks. I'm leaving a clickable index below to jump to a section...but I HIGHLY recommend watching the entire video. If you are going to be investing in these types of companies, you MUST understand how they're run and special ways to value the shares. The companies that pay monthly dividends are not like other stocks. You need to know the differences and what to watch for or you could end up losing money instead of growing your wealth. 0:40 Why Every Investor Needs Monthly Dividend Stocks 2:30 A Warning about Monthly Dividend Investing 4:10 How to Find the Best Dividend Stocks 5:11 How to Invest in Passive Income Dividends 9:22 Why I Love REITs for Monthly Dividend Yield 13:30 My Three Best Monthly Dividend Stocks SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Views: 63226 Let's Talk Money! with Joseph Hogue, CFA
Check out that new type of online REIT investing, the stREITwise 1st Office REIT for advantages over listed real estate investment trusts https://mystockmarketbasics.com/streitwise I love REIT investing as a way to diversify my direct real estate investments but for a fraction of the cost. With REITs, you get different property types across the country and professional management. Shares of REITs are traded just like stocks for low costs and cash dividends are received every quarter. The problem with traditional REIT investments is the funds hold so many properties that it’s impossible for most investors to follow them all. Management must reinvest so much money that it has to sacrifice quality for quantity. That’s where a new type of REIT investing comes in. These are crowdfunding REIT portfolios set up by experienced real estate teams and open to non-accredited investors. A benefit of the new online REIT investment is that it gives you a better idea of what you’re buying compared to exchange traded REITs that might have hundreds of properties in the portfolio. Managers for the large, multi-billion dollar REITs are constantly having to buy properties or develop new ones and it can be a drag on returns if they can’t keep cash invested. Smaller online REITs are easier to manage and you’ll be able to keep up-to-date on exactly what properties are in the portfolio. See how real estate beats stock returns and how to invest in REITs in our first video https://youtu.be/LdUbpP5Vgdo Now not all real estate crowdfunding or online REITs are available to everyone. To invest on some platforms you have to be what’s called an accredited investor with a net worth over one million or a certain annual income. It’s part of the reason I like stREITwise because anyone can invest in the 1st stReit Office fund with as little as $1,000 and as of the date of this video, has paid a 10% annualized dividend yield. - How REIT returns fit with a portfolio of stocks and bonds for maximum return while limiting risk - How much to invest in real estate and how much to invest in REITs - Limitations in traditional listed REITs and how a new type of REIT investing can fit in your portfolio - How to blend the new REIT investing strategy with listed REITs and property investment SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Views: 4060 Let's Talk Money! with Joseph Hogue, CFA
In this webinar Russ Mould, AJ Bell Investment Director, explores investment trusts – what they are, how to research them and how to use them. He also answers questions submitted from the attendees. Date of webinar: 28 March 2017.
Views: 1018 AJ Bell Youinvest
Fund manager Job Curtis has no intention of letting go of his position as the manager with the best record of delivering dividend growth for his investors.For the past 26 and a half years, he has managed the assets of The City of London, an investment trust, in what he describes as a ‘conservative’ fashion – never taking unnecessary risks and always running a diversified portfolio, albeit predominantly exposed to the UK stock market.But come hell or high water – for example, the financial crisis of 2008 – the 56-year-old has always managed to increase the annual dividend payments to shareholders in the trust. It means an unbroken run of 51 consecutive increases in the trust’s annual dividend. A record unrivalled in the investment trust industry.Crucially, as far as investors are concerned, Curtis sees no reason why 51 cannot become 52.He believes the equity income story is as ‘powerful as ever’ – if not more compelling.He says: ‘There are plenty of positives out there. You have solid earnings growth across swathes of UK industry, particularly in oil and mining stocks and the banks. It is good to see Lloyds Banking Group back on the dividend trail and the likes of BP and Shell benefiting from strong oil prices, global economic growth and cost cutting.'With the dividend yield on the FTSE All-Share Index at 3.6 per cent, there are not many more attractive income stories out there.’Like all investment trusts, The City of London has the tools available to keep growing its income payments to shareholders – financial mechanics that are not available to unit trust managers.They come in the shape of income reserves and the ability of a trust to put aside a maximum 15 per cent of all income received in the year and divert it into this income ‘piggy bank’.This then allows trusts to dip into these income reserves in the tough years in order to keep the dividend payments to shareholders growing.Curtis says that in seven of his 26 years at the trust’s helm, he has used these income reserves to top up dividend payments. Currently, the income tank has enough reserves to pay the equivalent of three quarters of an annual dividend.Although Curtis likes the turnaround in the fortunes of banks and the mining and oil companies, it is consumer goods businesses that provide the trust’s core – the likes of tobacco giant BAT, multi-brands business Unilever and drinks company Diageo, famous for brands such as Guinness and Smirnoff.He says: ‘Businesses that provide consumer staples are consistent. They invest in their brands and they often have exposure to emerging markets. Unilever is a case in point.'Some 60 per cent of its turnover is generated in emerging markets and following the failed bid last year from American rival Kraft Heinz, it has become more shareholder focused.’Last week Unilever announced the closure of its Colman’s mustard factory in Norwich. With 116 holdings, the trust has positions in a broad church of companies. Curtis would not have it any other way.I AutoNews- Source: http://www.dailymail.co.uk/money/investing/article-5241787/Citys-dividend-king-aims-beat-trusts-51-year-record.html?ITO=1490&ns_mchannel=rss&ns_campaign=1490
Views: 40 US Sciencetech
The real estate investment trust HCP Inc. (NYSE: HCP) has been busy restructuring its portfolio to focus less on skilled nursing and more on life sciences and that could allow it to deliver dividend increases to investors. With interest rates rising, is it OK to include this dividend stock in income portfolios? In this clip from The Motley Fool's Industry Focus Healthcare, host Shannon Jones and Motley Fool contributor Todd Campbell explain how this REIT hopes to keep its funds from operations flowing. ------------------------------------------------------------------------ Subscribe to The Motley Fool's YouTube Channel: http://www.youtube.com/TheMotleyFool Or, follow our Google+ page: https://plus.google.com/+MotleyFool/posts Inside The Motley Fool: Check out our Culture Blog! http://culture.fool.com Join our Facebook community: https://www.facebook.com/themotleyfool Follow The Motley Fool on Twitter: https://twitter.com/themotleyfool
Views: 3415 The Motley Fool
http://www.REIClub.com What Are Real Estate Investment Trusts? Here’s A Quick Video Explaining What REIT’s Are... SUBSCRIBE TO OUR YOUTUBE CHANNEL http://www.youtube.com/subscription_center?add_user=reiclub SUBSCRIBE TO OUR FREE NEWSLETTER https://www.reiclub.com/real-estate-newsletter.php LET’S CONNECT http://www.facebook.com/reiclub http://twitter.com/reiclub https://plus.google.com/+reiclub http://www.pinterest.com/realestateclub/ Hi, this is Frank Chen with REIClub.com, the only site you need as a real estate investor. Today I’ve got a quick video explaining what real estate investment trusts are…. A REIT, or Real Estate Investment Trust, is simply a company that owns and/or manages and/or finances income-producing real estate, and provides investors the opportunity to diversify their income streams, and gain long-term capital appreciation. Like Mutual Funds, REITs allow anyone to invest in portfolios of large-scale properties the same way they invest in other industries, through the purchase of stock. 2 Types of REITs - Equity REITs and Mortgage REITs Equity: generate income through the collection of rent on, and from sales of, the properties Mortgage: invest in mortgages or mortgage securities tied to commercial and/or residential properties - share in the interests REITs typically pay out 90 percent of their taxable income as dividends to shareholders. In turn, shareholders pay the income taxes on those dividends. Advantages: - unlike other forms of real estate investing - You can invest in REITs using mutual funds - The minimums are lower than most down payments - You can diversify either through the purchase of multiple REITs or by investing in a mutual fund that invests in REITs. - Liquidity - Instead of having to sell a house, you’re dealing with shares - Stock exchange-listed REIT shares can be easily bought and sold. - You can own real estate without the costs and hassles associated with real estate investing. - You own physical assets with a value that’s historically known to appreciate over the long-term - REITs have to pay out 90% of their profits as dividends to shareholders - more profits to you. Disadvantages: - Since only 10% of income goes back into the REIT - slower growth Increased property taxes hurt revenues - Falling occupancy rates and increasing vacancies hurt revenues. - Share prices can drop when property values fall - no profits for the REIT means no paid dividends - Rising interest rates hurt profitability. - REIT’s - Pass Through Taxes to Investors - Pay taxes on your dividends - Some dividends are considered ordinary income, and taxed as so. - Lack of control - no say in operational decisions In conclusion, REITs, are a good investment source for people who may not have the time, but want the returns Real Estate has to offer. Again, you’re taking ownership Is there risk? Of course, but it is minimized due to the it’s liquidity, and your ability to track progress like a mutual fund. You only lose money when you sell shares at a loss. If you hold onto the shares for 25 years, the value will increase and decrease, but ultimately as the stock market has proven over time, it’s known to bounce back. Prior to investing in a REIT, we recommend consulting with a tax advisor to determine the net effect on your tax bill. Again, this is Frank Chen with REIClub.com. Please take the time to leave your comments for this video below and please subscribe to our YouTube channel so you’ll be automatically notified when we upload more quick video tips for you. Take care and good investing. https://www.youtube.com/watch?v=dh_KcDL42iM "REIClubRealEstateInvesting"
Views: 4757 reiclub
Learn about a hidden gem in the stock market world know as a REIT. Cost efficient and highly liquid means to invest real estate. Receive regular dividends at a high yield and let the compound interest flow. -------------------------------------------------------------------------------- Website: http://www.thebmex.com SoundCloud: https://soundcloud.com/blackmarketexchange Twitter: https://twitter.com/BMEX_ Pinterest: http://www.pinterest.com/BlkMrktExch// Instagram: http://instagram.com/black_market_exchange Facebook: https://www.facebook.com/BlackMarketExchange -------------------------------------------------------------------------------- Hashtags: #BlackMarketExchange #ExploreYourOptions #BrentMoney #BrentMoneyLife #BeNYSE
Views: 2145 Black Market Exchange
When you are building a dividend growth stock portfolio, two factors are most important: (1) Capital invested and (2) stock selection. Today's video features my personal strategy for sourcing brand new stocks for my dividend stock portfolio. When you watch my strategy on how I find stocks, please keep in mind that these sources of ideas are in descending order of priority for a reason. While all sources mentioned are great (and have been leveraged in my personal portfolio), those mentioned first are my favorites. You will learn about the following sources of new investment ideas: * The Peter Lynch / Warren Buffett strategy of going with household names and brands. * Seeing the brands your kids love. * Exploring dividend stock ideas on Yahoo! Finance. * Leveraging newspapers and magazines for helpful investing ideas. * Watching YouTube videos (like this one) and reading personal finance / dividend blogs. While there are many ways to source new dividend stock ideas (stocks that generate cash flow and passive income), these are some that I have personally leveraged the most. In addition, three other key takeaways from today's video also include: * Make all investment ideas your own. Only buy once you have personally done the research and have overwhelming conviction. Dividend investing is about the long term (10-30 years out), and you need to have conviction in your investment portfolio. Really "own" your decisions! * Always ask yourself, each time you are considering a new position, whether it's better to simply add to an existing position (vs. buy the new one). Whether you have one stock or thirty, ask yourself that question each time you invest capital. * Analysis is everything. Today's video only shows one how to get stocks on their watch list. Once something is on the watch list, then it's time to invest hours upon hours of due diligence. Don't confuse the idea generation side of things (today's video) with the analysis side of things (other videos). Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. PPC Ian Content is Copyright IJL Productions LLC
Views: 15188 ppcian
What is a REIT video: https://youtu.be/54exOi16f1Q Best Investment Series: This video discusses how I am building my ideal ETF portfolio to generate relatively large dividends. ★☆★ Subscribe: ★☆★ https://goo.gl/qkRHDf Investing Basics Playlist https://goo.gl/ky7CJq Investing Books I like: The Intelligent Investor - https://amzn.to/2PVhfEL Common Stocks & Uncommon Profits - https://amzn.to/2DAV8h9 Understanding Options - https://amzn.to/2T9gFSp Little Book of Common Sense Investing - https://amzn.to/2DfFGG2 How to Value Exchange-Traded Funds - https://amzn.to/2PWSkRg A Great Book on Building Wealth - https://amzn.to/2T8AKZ1 Dale Carnegie - https://amzn.to/2DDAk8w Effective Speaking - https://amzn.to/2DBncAT Equipment I Use: Microphone - https://amzn.to/2T7JxL6 Video Editing Software - https://amzn.to/2RQM1vE Thumbnail Editing Software - https://amzn.to/2qIUAgP Laptop - https://amzn.to/2T4xA8Z DISCLAIMER: I am not a financial advisor. These videos are for educational purposes only. Investing of any kind involves risk. Your investments are solely your responsibility. It is crucial that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. Please consult your financial or tax professional prior to making an investment. #LearnToInvest #StocksToWatch #StockMarket
Views: 30735 Learn to Invest
Dividend Investing: Pros and Cons of DRIPS (Dividend Reinvestment Plans) People often ask: - What are the pros and cons of drips? - Should I invest in a drip? - How do Drips work? Dividend Investing: Pros and Cons of Drip Investing: Drips stands for Dividend Reinvestment plan. Drips are becoming highly popular among investors, and offer many positive benefits, but before you engage in this invest strategy it’s important to know the pros and cons. If you don’t know how a dividend reinvestment plan works, no worries, because it’s fairly simple to explain. Normally when an investor receives a dividend payment they receive that payment in form of cash. Complete Dividend Investing Playlist •https://www.youtube.com/playlist?list=PLSofnwEEZdUyz-g2aNTw8JSFOCM6YuhK4 • https://www.youtube.com/playlist?list=PLSofnwEEZdUw87VFWO6AgmZ5KGWvuxBU9 In Drip arrangement, instead of receiving cash, the investor receives additional shares of a particular company’s stock. So instead of receiving $4 in cash from a McDonalds stock, the dividend payment is automatically reinvested to purchase additional shares of McDonalds stock. In the Drip arrangement it is possible to purchase fractional shares of stock. Pros 1. (Potential for faster compounding interest) – New cash influxes from dividend payments are being automatically put to work. Your money will not sit idle in the account, because this type of plan generally allows one to purchase partial shares of a company’s stock. 2. Few barriers to entry concerning to the DRIP – Generally Drips’ allow an investor to enroll in the plan even if they only own one share of stock. This allows investors at all levels to participate in the benefit the drip. 3. Generally there are no transaction costs related to DRIPS. Under most circumstances the additional stock reinvestments under the plan are either free or very minimal. 4. The potential to purchase shares at discount. Some companies may allow investors to purchase shares at a small discount if they are enrolled in the Drip. The discount may be as low as 1% and high as 10% depending on the company. 5. Low maintenance investing – You do not to continually think about how to reinvest your dividends. It will all be taken care for you Cons 1. Loss of flexibility. With the same shares being repurchased over and over again in your portfolio lack of diversification may eventually become an issue in your portfolio. Beyond that, your investment becomes less liquid. To get out of a DRIP arrangement or sale a stock within the drip plan may take additional time and you will not be able to sale your position as easily if you really need to. 2. No physical cash, but taxed on the dividends - In the eyes of the IRS even though you did not receive your dividend payment in the form of cash it is still considered taxable income to you. Reinvested dividends are taxed just like any other dividend. Therefore, if you planning to reinvest all of your dividends through a drip realize that when you go to file your tax return you going to have to pay taxes on the amount of dividends you received for the year. 3. Drip systems can lead to more complicated record keeping for taxes. Brokerage companies often do not keep track of a person’s stock basis once it enters to a drip. As an investor it is very important that you maintain good records of all the dividends reinvestments, because it is going to affect your stocks cost basis for tax purposes. 4. Drips are not suitable for short-term investors. If short-term investing is something you are into then I would not recommend doing a DRIP. Infect you may not be able to. 5. Your dividends may not be receiving highest and best use – Sometimes purchasing additional shares of company stock might not make sense if the company is not doing well. Therefore by investing in the drip you have to consider what other investment choices you are giving. Summary: In summary drips can be a great investing tool for long-term investors. Drips can minimize transaction costs. It may allow investors to purchase stocks at a discount, and allow even the smallest of investors to participate just by owning one of stock. Having your dividends automatically reinvested will further fuel the compounding interest growth of an investor’s portfolio but remember a drip comes with a price. The price is the investments become less liquid. Your dividends may not be receiving highest and best use. Tax record keeping becomes more complicated, and an investor will have to pay tax on the reinvested dividends even though they did not receive the money. My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/
Views: 7325 Money and Life TV
Today’s episode is an insightful conversation with Brad Thomas, the editors of the Forbes Real Estate Investor publication and a Senior Research Analyst for iREIT. Brad researches and writes on a variety of real estate-based fixed-income alternatives including publicly-listed real estate investment trusts. Brad is the co-author of The Intelligent REIT Investor: How To Build Wealth With Real Estate Investment Trusts. His investment universe includes approximately 100 U.S. equity REITs, mutual funds, and REIT ETFs. In this interview, we discuss Brad’s due diligence process for REIT investing, the differences between equity REITs and mortgage REITs, and Brad’s new book The Trump Factor: Unlocking the Secrets Behind the Trump Empire. Please enjoy this unique conversation with Brad Thomas.
Views: 2708 Sure Dividend
Job has been an investor in British companies for decades. Here’s what he think of our economy and stock markets at the moment. Capital at risk. Not advice.
Views: 7667 Janus Henderson Investment Trusts
MORE FREE REIT INFO: https://chrismorrissey.money/how-to-invest-in-reits/ Focusing on how to invest in real estate investment trust (REIT) stocks, this video helps you learn investing the intelligent way. This beginners stock investing guide shows you what to look for in real estate companies. It's a straight-forward run-through of which industry of the real estate sector is best to invest in, aimed at long term investing results! This is where to get started investing, a high quality finance channel aimed at both entertaining and beginner-friendly tutorials that show you how to beat the market. Subscribe not to miss more industry guides and stock market tips, weekly. It doesn't get better than this. Some REITs: Income Realty corp.: https://www.realtyincome.com/Home/default.aspx Vornado: https://www.vno.com Digital Realty: https://www.digitalrealty.co.uk/ Simon Malls: https://www.simon.com If you enjoyed this, you should love this similar guide for the US railroads industry! https://youtu.be/j1UTCZ_GShg If you prefer stock investing guides for individual stocks, and you want to learn lessons about stocks, check this out: https://youtu.be/bBGPZrwd5e8 For business enquiries: phone: +44 7539 527 750 email: [email protected] location: Lancaster University I do not own any position in any Real Estate Investment Trust stocks. Chris Morrissey and this video does not provide investment advice. This video is purely informational. Individual investors should make their own decisions and seek independent advice. DO NOT FOLLOW THE CONTENT OF THIS VIDEO AS INVESTMENT ADVICE. If you did enjoy the investing guide... share your own thoughts and subscribe so you don't miss the next one! These are released weekly, and there's nothing else like it on YouTube! Footage credit: Videvo #investing #realestate #reits
Views: 284 Chris Morrissey
Dividend Investing: Pros and Cons of Investing in Dividend Stocks! (Should I invest in dividend paying stocks) Investing in dividends is becoming more and more popular. Dividends provide passive income to investors and provides and immediate return on investment. However, before deciding on a dividend investing strategy it is important to understand the pros and cons of investing in dividend paying stock and dividend paying companies. Video Outline and Time Stamps so you can quickly jump to any topic: • Con#1 - 00:50 • Con#2 - 1:35 • Con#3 - 2:15 • Pro#1 - 3:19 • Pro#2 - 3:36 • Pro#3 - 4:38 • Pro#4 - 5:19 Con#1 • Dividends payments are not guaranteed – If a company begins to experience financial hardship the dividend payment may be reduced or suspended for an un-ascertainable period of time. Ford, General Electric and PG&E are examples of companies that have had to reduce or suspend their dividend payments. Diversification is very important when it comes to dividend investing. Con#2 •Dividends are taxable – (With the exception of a Roth IRA) dividends are taxable as income when received, and taxes can easily eat away at investor’s rate of return over time. Growth and small-cap stocks normally do not pay dividends. The growth received on the investment is not taxable until sold so the growth compounds tax free and thus can be considered a large advantage over dividend paying stocks. Con#3 •Slow growth or limited return on investment - Dividend paying companies may provide little to no capital appreciation on the underlying investment so your upside potential is usually limited. Companies that are able to pay dividends are usually established companies that have been around for decades. This means an investor may be missing out on the potential capital appreciation upside of newer companies. Sure it’s great to receive dividend payments based on a 3 – 4% annual yield, but if we are forgoing higher rates of return elsewhere our net worth may grow at a much slower pace. Pro#1 •Immediate return on investment – As a dividend investor you will immediately start receiving dividend payments (usually on a monthly or quarterly basis). Watching real money being deposited into your account that you didn’t have to work for is an amazing feeling. It is truly passive income. Pro#2 •Dividend income has tax advantages – Although we normally think of paying taxes as a bad thing the good news is that dividends are taxed at the more favorable capital gain rates if you receive “qualified dividend payments.” Capital gain rates range between 0 – 24%. A much more favorable rate than ordinary income rates. Next to tax-exempt income it is the next most favorable income for tax purposes Pro#3 •Companies can increase their dividend payments - Profitable companies frequently increase dividends. As earnings increase, companies use dividends as one way to return value to their shareholder. Chevron and Proctor and Gamble are two companies are great examples of companies that have raised their dividend payments to shareholders overtime. I love when I income goes up and I do absolutely do nothing! Pro# 4 •Less worry and less time involved – Companies that pay dividends are typically well established and usually have reduced volatility. This makes me feel at ease, because I know I’m investing in solid brand name companies such as McDonalds or Chevron or Kimberly Clark. I also find myself spending less time researching these companies, because I’m not entirely focused on capital appreciation. I know I’m going to receive a payout either way. Check out some of our other videos and playlists here: ♦ Investing in the stock market!: https://goo.gl/yVAoES ♦ Save money, budget, build wealth and improve your financial position at any age: https://goo.gl/E97nJj ♦ Learn more about how federal income taxes work: https://goo.gl/D1hCX1 ♦ Ways to improve your life at any age: https://goo.gl/uq72bu You can find our content on other internet planets such as....... My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/
Views: 37396 Money and Life TV
Maximize your capital growth in your investment Some investments focus purely on getting the best possible capital growth by investing in assets that the fund managers feel will grow over time. How they do this is by looking for assets that offer a great value for money, or that they feel they are getting at a discounted price to what they are worth. The fund managers will then hold onto these assets for some time, until the underlying assets get to a point that they are worth more than what they were purchased for and then sell them off at a profit. Maximize your possible income growth on an investment Certain investments or unit trusts main goal is to not necessarily achieve capital growth, but rather create a reliable or steady stream of income through dividend or interest payouts. The investor who is looking for such an investment is somebody who is retirement and is happy with the amount of capital that they have, but just wants to invest the capital to get a steady stream of income from the investment. Best case scenario is to Maximize capital growth and earn income in an investment If you can find an investment that can offer capital growth and a steady stream of income you have hit the cherry on the top.
Views: 126 Grant van Zyl
Simon Edelsten – Mid Wynd International, Jean Roche – Schroder UK Mid Cap and Peter Spiller – Capital Gearing, discuss the opportunities and risks for investors in 2019. Recorded on 10 December 2018 The Association of Investment Companies (AIC) represents investment companies, investment trusts and Venture Capital Trusts. We help our member companies deliver better returns for their investors. We provide investment company guides, information, performance data and news to people interested in finding our more about investment companies. Visit the AIC website: www.theaic.co.uk Follow us on Twitter: www.twitter.com/aicpress Find us on LinkedIn: www.linkedin.com/company/5377029
You like dividend checks. However, you are unsure whether you should pursue individual dividend-paying stocks or dividend-focused ETFs (exchange traded funds). Today's video, a response to a subscriber question, compares and contrasts individual dividend growth stocks versus dividend mutual funds (ETFs), through my personal lens. While I cannot answer this question for others, I can share my personal pros and cons when I compare the two, and how I decided to proceed in my personal stock portfolio. Specifically, I cover: * Two specific ETF (exchange traded fund) examples from a major ETF mutual fund family. * Why starting yields may be a bit too low with ETFs. * Why I love the control that individual, dividend stocks offer. (And, their lack of ongoing fees is nice too.) * How one can derive more value (when stocks are "on sale") via individual stocks versus mutual funds (which offer a basket of stocks). This is a critical point. The stock market, in my opinion, is not efficient. By holding individual dividend stocks, I get to buy bargains all the time. * When ETFs and mutual funds may make sense (namely retirement accounts where individual stocks are not an option, or those that have smaller portfolios without the prospect of large-scale growth). * How I hope and dream that everyone watching has a million dollar (or more) dividend stock portfolio, one that pays massive cash flow. Today's video is a bit contrarian, and that's ok. My goal is one of early financial freedom and massive passive income. Since my goals are a bit unconventional, my personal finance strategy has been a bit unconventional too. Learn more about dividend stock brokers: https://www.youtube.com/watch?v=qcuXZauMwZk Learn more about individual vs. retirement accounts (for someone seeking early financial independence): https://www.youtube.com/watch?v=Y_MqPhKoH90 Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
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