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Ask The Experts: Finding Safety in Investment-Grade Debt
 
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Dianna Enlund, Product Manager of Asian Fixed Income at Schroder Investment Management, shares with Fundsupermart her views on investment-grade debt and how the Schroder Asian Premium Bond Fund is positioned to withstand the current volatile markets.
Views: 379 FSMOne
IBC vs IGIC (Investment Grade Insurance BETTER than Infinite Banking Concept)
 
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Matthew Pillmore, president of VIP Financial Education, is joined again by Nick Fortune of Fortune DNA, to discuss the differences between the infinite banking concept and investment grade insurance contracts. In this episode, it's IBC vs IGIC and the signs are pointing to investment grade insurance being BETTER than the infinite banking concept. The reasons are numerous, from the investment power to the guaranteed rate of return, and from long term care benefits for retirement to the overall death benefit, IGIC looks to be the best option for many. Find out why in today's episode! If you are interested in learning more or getting in touch with Nick, please e-mail us! EMAIL: [email protected] SUBJECT: IGIC INCLUDE: Contact Information / Direct Phone Number Don't forget to sign up TODAY for your exclusive one on one consultation at: ► http://www.FreeCoachingCalendar.comcom Check to see if you're one of the potential winners of a $25 Amazon gift card by visiting our Instagram: https://www.instagram.com/vipfinancialed/ Infinite Banking Concept Pros & Cons: https://www.youtube.com/watch?v=8Mv_k11Uzx4 Infinite Banking Concept Debt Weapon Exposed: https://www.youtube.com/watch?v=5R0t3MbiUPY Last video with Nick Fortune: https://www.youtube.com/watch?v=588mGSWzcE8 Guest appearances are for educational and informational purposes only; they do not constitute an endorsement or an approval by VIP Enterprises of any of the products, services or opinions of the guest(s). Please conduct your own due diligence and research prior to making any decisions about the products, services or opinions discussed in this video. -- -- -- Much like Robert Kiyosaki, VIP is all about utilizing leverage (via Debt Weapons) to increase cash flow through investing in all types of things, from real estate to small businesses. VIP differs in their approach to the follow through, utilizing some of the things Dave Ramsey teaches - optimizing your cash flow by decreasing expenses - however VIP differs there too. We are all about maintaining the lifestyle design YOU want, all while optimizing your expenses through creative approaches. We're all about the best of both worlds. -- -- -- Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) CONTEST PRIZE: $25 Amazon Gift Card 3 winners selected each week to the end of 2019. First one to claim the win gets the prize! Disclaimer and Waiver — VIP Enterprises, LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "VIP Financial Education") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk and results always vary. The content is provided 'as is' and without warranties, either expressed or implied. VIP Enterprises does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will VIP Enterprises be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content. Furthermore, from time to time VIP Enterprises may earn an affiliate commission when a viewer purchases a product, program, or service as a result of our content. #InfiniteBankingConcept #InvestmentGradeInsurance #Retirement #Investing #VIPFinancialEd
Views: 5958 VIPFinancialEd
HOW TO USE A QUALIFIED RETIREMENT ACCOUNT TO FUND INFINITE BANKING CONCEPT
 
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Matthew Pillmore, president of VIP Financial Education, is joined by Infinite Banking Concept expert Nick Fortune to discuss a new investment grade insurance contract that enables you to use a qualified retirement account to fund your infinite banking concept account. Ever wondered how to use your qualified 401k or Roth IRA account to fund an IBC? Didn't think it was possible? Nick guides us through the math involved with this type of account and it can serve you well if you're trying to pay off your home faster, grow your cash flow by investing in real estate by fix and flip or by buy and hold rental property. This could be the ultimate debt weapon! If you are interested in learning more or getting in touch with Nick, please e-mail us! EMAIL: [email protected] SUBJECT: IGIC INCLUDE: Contact Information / Direct Phone Number Guest appearances are for educational and informational purposes only; they do not constitute an endorsement or an approval by VIP Enterprises of any of the products, services or opinions of the guest(s). Please conduct your own due diligence and research prior to making any decisions about the products, services or opinions discussed in this video. -- -- -- Much like Robert Kiyosaki, VIP is all about utilizing leverage (via Debt Weapons) to increase cash flow through investing in all types of things, from real estate to small businesses. VIP differs in their approach to the follow through, utilizing some of the things Dave Ramsey teaches - optimizing your cash flow by decreasing expenses - however VIP differs there too. We are all about maintaining the lifestyle design YOU want, all while optimizing your expenses through creative approaches. We're all about the best of both worlds. -- -- -- Don't forget to sign up TODAY for your exclusive one on one consultation at: ► http://www.FreeCoachingCalendar.com Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) CONTEST PRIZE: $25 Amazon Gift Card 3 winners selected each week to the end of 2019. First one to claim the win gets the prize! Disclaimer and Waiver — VIP Enterprises, LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "VIP Financial Education") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk and results always vary. The content is provided 'as is' and without warranties, either expressed or implied. VIP Enterprises does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will VIP Enterprises be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content. Furthermore, from time to time VIP Enterprises may earn an affiliate commission when a viewer purchases a product, program, or service as a result of our content. #Retirement #InfiniteBanking #BankOnYourself
Views: 7084 VIPFinancialEd
Cheap Financing and M&A Propels Investment Grade Debt
 
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In a climate of cheap funding and jumbo M&A transactions, investment grade corporate debt has soared to record levels. We look at the industries and types of deals driving issuance. http://buff.ly/2jyfGZM
Views: 42 Dealogic
Debt Buyers: Last Week Tonight with John Oliver (HBO)
 
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Companies that purchase debt cheaply then collect it aggressively are shockingly easy to start. We can prove it! Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 13893080 LastWeekTonight
Careers in Debt Capital Markets (DCM) @ BNP Paribas CIB
 
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Careers in Debt Capital Markets (DCM) @ BNP Paribas CIB BNP Paribas Corporate & Investment Banking At BNP Paribas CIB, the DCM division includes : * energy & commodity financing * export & trade finance * media & telecom finance * real estate finance * leveraged finance * loan syndication & trading (securitized loans) * shipping finance * optimization & structured leasing * project finance. The bank of choice for issuers Corporate, financial and public-sector issuers worldwide have chosen BNP Paribas as their partner in the international capital markets. Our broad-based strength includes: - Investment Grade & High Yield - Financial Institutions - Sovereigns, Supranationals & Agencies - Hybrid Capital BNP Paribas is quite new in securitization and fixed income but has the potential to become a market leader on its way.
Views: 18389 QUANT GEN
Introduction to Emerging Markets Investment Grade Bonds
 
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Investing in emerging market debt doesn’t always have to be highly risky. VanEck’s Francis Rodilosso discusses emerging market investment-grade bonds.
Views: 89 Market Realist
Santelli Exchange: Corporate debt diet
 
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Academy Securities' Peter Tchir and CNBC's Rick Santelli discuss investment grade and high-yield bonds.
Views: 238 CNBC Television
JP Morgan Analyst Discusses REIT Debt Levels, Investment Grade Ratings
 
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Mark Streeter, managing director at JP Morgan Chase, joined REIT.com for a video interview during REITWise 2014: NAREIT's Law, Accounting and Finance Conference held in Boca Raton, Fla. Streeter was asked about appropriate debt levels for REITs and how the industry as a whole performs in this area. He noted that since the financial crisis, the REIT industry has been more focused on the metric of debt to earnings before interest, taxes, depreciation and amortization (EBITDA). "The debt-to-EBITDA metric is more comparable across sectors, and that's been driven in part by the desire by investors and the ratings agencies to really compare REITs to the broader market," Streeter said. He added that the right level of leverage is dependent on the asset class. "You really need to drill down to where the asset's valued on an equity basis" to determine the appropriate amount of leverage that the market valuation can support, Streeter said. Streeter also commented on the merits of obtaining an investment grade rating. "I think most of these REITs are focused on running now with investment grade credit ratings. We're up to 60 names that are actively issuing in the bond market right now and have pursued investment grade credit ratings, and there's still a pipeline of many more names that are looking to tap the market," Streeter observed. "Most REIT CFOs are very focused on having access to public and private capital, secured and unsecured, just like they're focused on having access to public and private equity... I think it's the most prudent strategy to have a rating," Streeter said. "We've seen many, many new names come to the market recently. There's been a whole host of new REITs to the market that have really benefitted from having that access and having that credit," he added. Streeter also said he is trying to keep investors focused on the fact that from a credit perspective, the REIT industry continues to perform well. "The bonds don't default. They're basically worth par. You have very protective covenants. It's a very unique asset class in the investment grade credit market," he pointed out. By Sarah Borchersen-Keto
Views: 388 Nareit1
Investment Grade Life Insurance - With Living Benefits
 
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Investment Grade Life Insurance
Views: 1211 John Jamieson
What is HIGH YIELD DEBT? What does HIGH YIELD DEBT mean? HIGH YIELD DEBT meaning & explanation
 
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What is HIGH YIELD DEBT? What does HIGH YIELD DEBT mean? HIGH YIELD DEBT meaning - HIGH YIELD DEBT definition - HIGH YIELD DEBT explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. In finance, a high-yield bond (non-investment-grade bond, speculative-grade bond, or junk bond) is a bond that is rated below investment grade. These bonds have a higher risk of default or other adverse credit events, but typically pay higher yields than better quality bonds in order to make them attractive to investors. Sometimes the company can provide new bonds as a part of yield which can only be redeemed after its expiry or maturity. The holder of any debt is subject to interest rate risk and credit risk, inflationary risk, currency risk, duration risk, convexity risk, repayment of principal risk, streaming income risk, liquidity risk, default risk, maturity risk, reinvestment risk, market risk, political risk, and taxation adjustment risk. Interest rate risk refers to the risk of the market value of a bond changing due to changes in the structure or level of interest rates or credit spreads or risk premiums. The credit risk of a high-yield bond refers to the probability and probable loss upon a credit event (i.e., the obligor defaults on scheduled payments or files for bankruptcy, or the bond is restructured), or a credit quality change is issued by a rating agency including Fitch, Moody's, or Standard & Poors. A credit rating agency attempts to describe the risk with a credit rating such as AAA. In North America, the five major agencies are Standard & Poor's, Moody's, Fitch Ratings, Dominion Bond Rating Service and A.M. Best. Bonds in other countries may be rated by US rating agencies or by local credit rating agencies. Rating scales vary; the most popular scale uses (in order of increasing risk) ratings of AAA, AA, A, BBB, BB, B, CCC, CC, C, with the additional rating D for debt already in arrears. Government bonds and bonds issued by government-sponsored enterprises (GSEs) are often considered to be in a zero-risk category above AAA; and categories like AA and A may sometimes be split into finer subdivisions like "AA-" or "AA+". Bonds rated BBB- and higher are called investment grade bonds. Bonds rated lower than investment grade on their date of issue are called speculative grade bonds, or colloquially as "junk" bonds. The lower-rated debt typically offers a higher yield, making speculative bonds attractive investment vehicles for certain types of portfolios and strategies. Many pension funds and other investors (banks, insurance companies), however, are prohibited in their by-laws from investing in bonds which have ratings below a particular level. As a result, the lower-rated securities have a different investor base than investment-grade bonds. The value of speculative bonds is affected to a higher degree than investment grade bonds by the possibility of default. For example, in a recession interest rates may drop, and the drop in interest rates tends to increase the value of investment grade bonds; however, a recession tends to increase the possibility of default in speculative-grade bonds.
Views: 162 The Audiopedia
Morgan Stanley Wealth Management's Jon Mackay says investment grade debt is more vulner...
 
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MORGAN STANLEY WEALTH MANAGEMENT'S JON MACKAY SAYS INVESTMENT GRADE DEBT IS MORE VULNERABLE TO RISING RATES THAN IT'S BEEN IN 30 YEARS AND IS FINDING MORE OPPORTUNITY IN HIGH YIELD ANCHOR QUESTION OFF-CAMERA (ENGLISH) SAYING: So where do you tell clients to go in investment grade? JON MACKAY, SENIOR FIXED INCOME STRATEGIST, MORGAN STANLEY (ENGLISH) SAYING: So currently we're telling investors to stay short duration, that's a trade that worked really well last year, basically below benchmark duration. I think as we progress through this year, what we're going to start recommending clients do, and we've talked about this a little bit, I still think it's early days for this, is start moving some of that money out of your short duration bonds into longer duration bonds. So it doesn't mean you'll buy all 30-year bonds but maybe buying 10- to 15-year corporates or buying callable agencies that go out about 20 years but because of that call, they're shorter duration in nature or maybe it's 20- to 30-year kicker bonds and munis. So you're building a little bit of duration in your portfolio. It sounds weird in a rising rate environment. But essentially what we think is going to happen is the curve will flatten, meaning short rates will rise more than long rates in total. So the real risk is at the front end, so short today but moving towards a longer duration portfolio as we move through this year. ANCHOR QUESTION OFF-CAMERA (ENGLISH) SAYING: And there are some sectors you like as well on corporates. JON MACKAY, SENIOR FIXED INCOME STRATEGIST, MORGAN STANLEY (ENGLISH) SAYING: Correct. In corporates, because of the inflation science starting to brew, we think what investors should be doing is focusing on sectors that can pass through those costs to consumers. So energy would be one sector. Financials tend to benefit as rates rise because they collected bigger net interest margin. Food and beverage companies, I think it's a better play probably in equities but looking for areas you might get an opportunity in bonds, I think those are some of the sectors we would focus on or it's bonds that structurally will pay you a higher rate of interest as inflatio...
Views: 635 Market Screener
Corporate Bonds
 
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Build your investment knowledge about corporate bonds and why they are issued, along with the different risks and benefits that are involved with secured and unsecured corporate bonds. Questions or Comments? Have a question or topic you’d like to learn more about? Let us know: Twitter: @ZionsDirectTV Facebook: www.facebook.com/zionsdirect Or leave a comment on one of our videos. Open an Account: Begin investing today by opening a brokerage account or IRA at www.zionsdirect.com Bid in our Auctions: Participate in our fixed-income security auctions with no commissions or mark-ups charged by Zions Direct at www.auctions.zionsdirect.com
Views: 56392 Zions TV
What and Where to Invest 2017: Enhancing Return Opportunities in Asian Fixed Income
 
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Dianna Enlund (CPA) Senior Product Specialist Director, Allianz Global Investors With low and even negative interest rates in many developed economies, the search for yield will remain a key investment theme into 2017. Increasingly, investors’ returns will be driven by their tolerance for volatility and risk. This means investors will need to look beyond their comfort zone of traditional fixed income asset classes in order to find yield and a more active management approach will be imperative in an environment where beta returns will likely be lower. Asian fixed income is an asset class that still offers relatively good yield opportunities. Today, Asian fixed income markets are large and diverse. Investors can choose to invest in high yield debt, investment grade debt, local currency bonds, convertible bonds, or a combination of these, depending on their risk appetite. Asian fixed income has provided attractive returns over YTD-2016.
Views: 178 FSMOne
U.S. Investment-Grade Technology Companies Remain Stable Amid Rising Debt
 
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Standard & Poor’s outlook for U.S. investment-grade tech companies remains generally stable overall despite the increased appetite for debt. In this CreditMatters TV segment, Director John Moore explains how debt issuance will continue to affect these companies in the coming months.
Brazil's Emerging Economic Power: Now Investment-Grade and Why it Matters
 
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On April 30, 2008, Standard & Poor's became the first ratings agency to raise Brazil's foreign debt to investment-grade status—Fitch Ratings, the second of the world's largest three ratings agency, followed suit a few days later. These unprecedented decisions, coupled with the discovery of massive new oil and gas reserves, boost Brazil's prospects for continued, long-term economic and political stability. (ref: BRZ 20080620)
Views: 111 WoodrowWilsonCenter
Top 3 Credit Opportunity Debt Funds 2018 | 10 to 11% return | Best Debt Funds India
 
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Credit Opportunity funds or CROP funds are debt mutual funds that invest in investment grade debt securities with a lower than AAA credit rating. 2. The credit risk is taken for generating higher yield as lower the credit rating of a debt paper, higher the interest rates paid by the issuer
Moody's keeps SA above investment grade
 
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There's relief among South Africans as rating agency Moody's has kept the country's sovereign debt at above investment grade. Moody's has kept the credit rating at B-double-A-three, hovering one notch above junk status. For more news, visit: sabcnews.com
Views: 348 SABC Digital News
World of Negative Debt Expands
 
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World of Negative Debt Expands - https://www.themorganreport.com/join-the-free-morgan-report Watch our weekly perspective on the World of Negative Debt Expands. Then please share our video of the World of Negative Debt Expands to your friends and family on social media. Financial repression is alive and well after a decade of monetary stimulus. Investors shopping for investment-grade debt around the world are being greeted with below-zero yields in almost one-fifth of the market. ------------------------------------- Market Analysis/Investing/Trading Methods At TheMorganReport.com For Only $50 Per Month. | http://www.themorganreport.com/join The Morgan Report's Weekly Perspective is our free e-newsletter. Our free e-newsletter will keep YOU in the top 3% of the Informed, the Awake, and the Aware. Join our Free Morgan Report: https://www.themorganreport.com/join-the-free-morgan-report I've Been Helping My Members weather the economic mess for over 20 years. Now I invite you to join my growing circle of successful investors and the 15,000-plus members we've helped scattered over the globe and over 100,000+ free newsletter subscribers have read our weekly e-newsletter. The Morgan Report is all about YOU and how you can build and preserve Wealth for generations to come. Through our publication, The Morgan Report, we provide you with ways to achieve greater financial security and wealth in all sorts of environments. Learn more and become an insider for The Morgan Report, click link below... http://www.themorganreport.com/join Please subscribe to this channel and share with your friends--- Youtube: http://www.youtube.com/user/silverguru Still have questions? E-mail [email protected]
Views: 3239 The Morgan Report
Indonesia Given Investment Grade From S&P
 
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The government is confident Indonesia's credit rating which has been raised to investment grade will help boost private transnational economic cooperation.
Views: 53 Jakarta Globe
$3.8 Trillion In U.S. Corporate Debt Is Set To Mature By Year-End 2019
 
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About $3.8 trillion of U.S. corporate debt will mature by the end of 2019. Roughly two-thirds of the debt is rated investment grade with the remaining one-third consisting of speculative-grade debt. In this CreditMatters TV segment, Standard & Poor’s Associate Director Evan Gunter explains what likely lies ahead.
Views: 24 S&P Global Ratings
Moody’s Analyst Says REITs Seeing Benefits of Investment-Grade Rating
 
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Phillip Kibel, associate managing director at Moody’s Investors Service, joined REIT.com for a video interview at REITWorld 2014: NAREIT’s Annual Convention for All Things REIT at the Atlanta Marriott Marquis. Kibel discussed the benefit some REITs are seeing by obtaining investment-grade credit ratings. Since the end of the financial crisis, “companies are realizing that an investment-grade credit profile is providing them with the opportunity to tap an unsecured debt market and to continue to unencumber their portfolios and make a commitment to earnings growth long term,” he said. Asked which economic indicators he will follow most closely in 2015, Kibel highlighted job growth and the macro-economic environment. Job growth in the U.S. remains frail, according to Kibel. Meanwhile, economic instability in Europe, China and the Middle East has the potential to impact equity and debt markets in the United States. Kibel also discussed whether REITs are at a point where they need to be more judicious in their use of leverage. “We haven’t seen it yet,” he noted. Leverage still appears to be stable, while some companies continue to de-lever because capitalization rates are attractive, according to Kibel. “The market is very good for them to cull their portfolio, so to some extent, some are still net sellers. They are using some of that cash flow to de-lever and pay off debts,” he said. Kibel noted that an increase in leverage could occur in the outlet center sector, where development pipelines are starting to grow. Yet, for the most part, companies are committed to a capital structure of 60 percent equity and 40 percent debt. By Sarah Borchersen-Keto
Views: 156 Nareit1
Standard & Poor's Refinancing Study: $3.5 Trillion Of Rated U.S. Corporate Debt Will Mature By Year-
 
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About $3.5 trillion of rated U.S. corporate debt will mature through 2018. Around $500 billion of it will mature this year. Roughly two-thirds of the debt is rated investment-grade and one third is rated speculative-grade. In this CreditMatters TV segment, Standard & Poor's Associate Director Evan Gunter explains the implications.
Views: 22 S&P Global Ratings
Mortgage Crisis Explained: Finance System, Fannie Mae, Freddie Mac, Global Markets (2015)
 
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A mortgage-backed security (MBS) is a type of asset-backed security that is secured by a mortgage or collection of mortgages. About the book: https://www.amazon.com/gp/product/0990976300/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0990976300&linkCode=as2&tag=tra0c7-20&linkId=59d18b8225ed6599b8b8050a523b67cc The mortgages are sold to a group of individuals (a government agency or investment bank) that securitizes, or packages, the loans together into a security that investors can buy. The mortgages of an MBS may be residential or commercial, depending on whether it is an Agency MBS or a Non-Agency MBS; in the United States they may be issued by structures set up by government-sponsored enterprises like Fannie Mae or Freddie Mac, or they can be "private-label", issued by structures set up by investment banks. The structure of the MBS may be known as "pass-through", where the interest and principal payments from the borrower or homebuyer pass through it to the MBS holder, or it may be more complex, made up of a pool of other MBSs. Other types of MBS include collateralized mortgage obligations (CMOs, often structured as real estate mortgage investment conduits) and collateralized debt obligations (CDOs).[1] The shares of subprime MBSs issued by various structures, such as CMOs, are not identical but rather issued as tranches (French for "slices"), each with a different level of priority in the debt repayment stream, giving them different levels of risk and reward. Tranches—especially the lower-priority, higher-interest tranches—of an MBS are/were often further repackaged and resold as collaterized debt obligations.[2] These subprime MBSs issued by investment banks were a major issue in the subprime mortgage crisis of 2006–8. The total face value of an MBS decreases over time, because like mortgages, and unlike bonds, and most other fixed-income securities, the principal in an MBS is not paid back as a single payment to the bond holder at maturity but rather is paid along with the interest in each periodic payment (monthly, quarterly, etc.). This decrease in face value is measured by the MBS's "factor", the percentage of the original "face" that remains to be repaid. https://en.wikipedia.org/wiki/Mortgage-backed_security The Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, was founded in 1938 during the Great Depression as part of the New Deal. It is a government-sponsored enterprise (GSE) and has been a publicly traded company since 1968.[2] The corporation's purpose is to expand the secondary mortgage market by securitizing mortgages in the form of mortgage-backed securities (MBS),[3] allowing lenders to reinvest their assets into more lending and in effect increasing the number of lenders in the mortgage market by reducing the reliance on locally based savings and loan associations (aka "thrifts").[4] https://en.wikipedia.org/wiki/Fannie_Mae The Federal Home Loan Mortgage Corporation (FHLMC), known as Freddie Mac, is a public government-sponsored enterprise (GSE), headquartered in the Tyson's Corner CDP in unincorporated Fairfax County, Virginia.[2][3] The FHLMC was created in 1970 to expand the secondary market for mortgages in the US. Along with Fannie Mae, Freddie Mac buys mortgages on the secondary market, pools them, and sells them as a mortgage-backed security to investors on the open market. This secondary mortgage market increases the supply of money available for mortgage lending and increases the money available for new home purchases. The name, "Freddie Mac", is a variant of the initialism of the company's full name that had been adopted officially for ease of identification. On September 7, 2008, Federal Housing Finance Agency (FHFA) director James B. Lockhart III announced he had put Fannie Mae and Freddie Mac under the conservatorship of the FHFA (see Federal takeover of Fannie Mae and Freddie Mac). The action has been described as "one of the most sweeping government interventions in private financial markets in decades".[4][5][6] Moody's gave Freddie Mac's preferred stock an investment grade rating of A1 until August 22, 2008, when Warren Buffett said publicly that both Freddie Mac and Fannie Mae had tried to attract him and others. Moody's changed the credit rating on that day to Baa3, the lowest investment grade credit rating. Freddie's senior debt credit rating remains Aaa/AAA from each of the major ratings agencies Moody's, S&P, and Fitch.[7] As of the start of the conservatorship, the United States Department of the Treasury had contracted to acquire US$1 billion in Freddie Mac senior preferred stock, paying at a rate of 10% per year, and the total investment may subsequently rise to as much as US$100 billion. https://en.wikipedia.org/wiki/Freddie_Mac
Views: 21963 The Film Archives
Compound interest introduction | Interest and debt | Finance & Capital Markets | Khan Academy
 
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Learn about the basics of compound interest, with examples of basic compound interest calculations. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/compound-interest-tutorial/v/the-rule-of-72-for-compound-interest?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Interest is the basis of modern capital markets. Depending on whether you are lending or borrowing, it can be viewed as a return on an asset (lending) or the cost of capital (borrowing). This tutorial gives an introduction to this fundamental concept, including what it means to compound. It also gives a rule of thumb that might make it easy to do some rough interest calculations in your head. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacadem
Views: 983314 Khan Academy
24 Oras: Debt rating ng Pilipinas, posibleng itaas ng Moody's sa Investment Grade
 
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24 Oras is GMA Network's flagship newscast, anchored by Mike Enriquez and Mel Tiangco. It airs on GMA-7 Mondays to Fridays at 6:30 PM (PHL Time) and on weekends at 5:30 PM. For more videos from 24 Oras, visit http://www.gmanetwork.com/24oras. GMA News Online: http://www.gmanews.tv Facebook: http://www.facebook.com/gmanews Twitter: http://www.twitter.com/gmanews
Views: 575 GMA News
South Africa currently has debt of about R1.8 trillion
 
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After Fitch Ratings downgraded the country's debt ratings to junk status last Friday, the Global financial service company J.P. Morgan, announced that South Africa will be excluded from its investment -grade emerging market bond indexes in late April. This announcement was made hours after South Africa was downgraded to junk status for the second time in a week. Standard & Poor's another Ratings agency downgraded the country to junk status before this. Moody's is also reviewing the country's credit status. This will shake investor confidence even more. Joining us in studio is Dr Azar Jammine, chief economist at Econometrix. For more news, visit: http://www.sabc.co.za/news
Views: 7892 SABC Digital News
S&P Downgrades Brazil's Sovereign Debt Rating
 
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The Brazilian government's sovereign debt rating was downgraded Wednesday to "junk" status by Standard & Poor's, one of the major credit agencies. The loss of Brazil's investment grade rating could have a negative effect on its economy, already battling a recession, by frightening off investors, and complicate President Dilma Rousseff's efforts to balance the budget. teleSUR http://multimedia.telesurtv.net/v/sp-downgrades-brazils-sovereign-debt-rating/
Views: 131 TeleSUR English
Warren Buffett on the Financial & Housing Crisis and Credit Rating Agencies (2010)
 
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A credit rating agency (CRA) is a company that assigns credit ratings for issuers of certain types of debt obligations as well as the debt instruments themselves. In some cases, the servicers of the underlying debt are also given ratings. More on Buffett: https://www.amazon.com/gp/search?ie=UTF8&tag=tra0c7-20&linkCode=ur2&linkId=22f3a19f1003df6e04ad734879f32fb7&camp=1789&creative=9325&index=books&keywords=warren%20buffett In most cases, the issuers of securities are companies, special purpose entities, state and local governments, non-profit organizations, or national governments issuing debt-like securities (i.e., bonds) that can be traded on a secondary market. A credit rating for an issuer takes into consideration the issuer's credit worthiness (i.e., its ability to pay back a loan), and affects the interest rate applied to the particular security being issued. The value of such security ratings has been widely questioned after the 2007--09 financial crisis. In 2003, the U.S. Securities and Exchange Commission submitted a report to Congress detailing plans to launch an investigation into the anti-competitive practices of credit rating agencies and issues including conflicts of interest. More recently, ratings downgrades during the European sovereign debt crisis of 2010--11 have drawn criticism from the EU and individual countries. A company that issues credit scores for individual credit-worthiness is generally called a credit bureau (US) or consumer credit reporting agency (UK). Credit rating agencies have been subject to the following criticisms: Credit rating agencies do not downgrade companies promptly enough. For example, Enron's rating remained at investment grade four days before the company went bankrupt, despite the fact that credit rating agencies had been aware of the company's problems for months. Or, for example, Moody's gave Freddie Mac's preferred stock the top rating until Warren Buffett talked about Freddie on CNBC and on the next day Moody's downgraded Freddie to one tick above junk bonds. Some empirical studies have documented that yield spreads of corporate bonds start to expand as credit quality deteriorates but before a rating downgrade, implying that the market often leads a downgrade and questioning the informational value of credit ratings. This has led to suggestions that, rather than rely on CRA ratings in financial regulation, financial regulators should instead require banks, broker-dealers and insurance firms (among others) to use credit spreads when calculating the risk in their portfolio. Large corporate rating agencies have been criticized for having too familiar a relationship with company management, possibly opening themselves to undue influence or the vulnerability of being misled. These agencies meet frequently in person with the management of many companies, and advise on actions the company should take to maintain a certain rating. Furthermore, because information about ratings changes from the larger CRAs can spread so quickly (by word of mouth, email, etc.), the larger CRAs charge debt issuers, rather than investors, for their ratings. This has led to accusations that these CRAs are plagued by conflicts of interest that might inhibit them from providing accurate and honest ratings. At the same time, more generally, the largest agencies (Moody's and Standard & Poor's) are often seen as promoting a narrow-minded focus on credit ratings, possibly at the expense of employees, the environment, or long-term research and development. These accusations are not entirely consistent: on one hand, the larger CRAs are accused of being too cozy with the companies they rate, and on the other hand they are accused of being too focused on a company's "bottom line" and unwilling to listen to a company's explanations for its actions. While often accused of being too close to company management of their existing clients, CRAs have also been accused of engaging in heavy-handed "blackmail" tactics in order to solicit business from new clients, and lowering ratings for those firms . For instance, Moody's published an "unsolicited" rating of Hannover Re, with a subsequent letter to the insurance firm indicating that "it looked forward to the day Hannover would be willing to pay". When Hannover management refused, Moody's continued to give Hannover Re ratings, which were downgraded over successive years, all while making payment requests that the insurer rebuffed. In 2004, Moody's cut Hannover's debt to junk status, and even though the insurer's other rating agencies gave it strong marks, shareholders were shocked by the downgrade and Hannover lost $175 million USD in market capitalization. http://en.wikipedia.org/wiki/Credit_rating_agency
Views: 13700 The Film Archives
Investment Grade Bonds - Finance - What is the definition? - Financial Dictionary
 
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Investment Grade Bonds Bonds that are rated BBB or above by Standard & Poor's, or Baa or above by Moody's are called investment grade bonds.
Views: 684 Subjectmoney
Getting junked  Who rates countries' debt and why it matters !
 
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A major ratings agency has downgraded Greek debt to junk status, further damaging the country's efforts to avoid default and raising doubt over the overall health of the euro. France 24 explains how credit rating agencies work and why they matter. Greek debt is currently worth "junk", the major ratings agency Standard and Poor's told investors on Tuesday. The agency also downgraded Portugal's rating to A-. The financial slur marked the first time a eurozone member lost investment-grade rating since the currency's 1999 debut.Greece cried foul at the downgrade, saying the S&P's move did not correspond with the real data. But few investors were listening to Athens. A dip in market confidence led European and then Asian stocks to plunge Tuesday and Wednesday and sent the euro to one-year lows against the dollar. While Portuguese bonds are still investment grade, some market observers think a junk rating will soon infect Portugal. "Contagion will spread to Portugal, to Spain and to other countries and may lead to a second dip in the world recession," warned Ali Fatemi, a professor at the American Graduate School of Business and Economy in Paris. While a rating expresses one opinion about the quality of a credit issuer, the reaction to the Greek downgrade is evidence that ratings can have sweeping consequences for local and global economies. So who are these agencies and why do their opinions matter so much? Making the grade A credit rating agency, or CRA, is a company that gives its opinion about an institution's ability to pay back loans. The largest and most important CRA's are the US-based companies Standard and Poor's, Fitch and Moody's, which are overseen by the Securities and Exchange Commission in their assignment of credit ratings. The institutions they rate include corporations, local governments and states that issue debt-like securities, such as bonds. The CRA's assign credit ratings, based on tiers that are meant to reflect a company or government's creditworthiness. The junk rating refers to the BB+ rating by S&P. This is the highest speculative grade (the best of risky investments) in S&P's letter-rating system. The highest rating, AAA, reflects an "extremely strong capacity to meet financial commitments", according to S&P, while the lowest D rating is issued for institutions that fail to pay their financial commitments. Greece's current BB+ grade is six notches below the AAA grade. S&P's downgrading of Greece and Portugal tells investors what they might expect if they are holding bonds issued by these counties. A lower rating does not automatically trigger a sell-off of bonds, since investors look at many aspects of a company or country's investment potential. And a high rating does not guarantee that a company or country it will not default on loans. The US-dominated CRA's have been criticized for making high ratings based on the willingness to incorporate US ideas of best business practices and for the lack of transparency in their ratings. But countries can do little to curb their power. Downgrades have the inevitable effect of making potential bond buyers put away their wallets or for bond owners to trade them. This effect is a significant blow to a country like Greece, which will face added pressure from the EU and IMF to balance its budget as a condition for receiving a critical financial aid package. By Luke SHRAGO (video) FRANCE 24 (text)
The Upcoming Financial Crisis That Will Dwarf That of 2008 - Expect Civil Unrest
 
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Another financial crisis—predicted to be the worst in U.S. history—is on its way. “We have $250 trillion worth of global debt, and interest rates are going up. It’s going to be worse than the Great Depression.” -Gerald Celente, Founder & Director of the Trends Research Institute and widely hailed for warning everyone about what he predicted would be the “panic of 2008.” https://youtu.be/Zy3GtedPn6Q The volatile Dow Jones dropped 967 points so far this week at close, and is down again as I write this. The share price of formerly investment grade GE, saddled with unprecedented debt, has tanked by over 50% for 2018. This year, the Dow suffered other massive dives, like the 1,375-point combined fall over October 10th to 11th, the 424-point drop on April 24th, and the 1,033-, 1,175- and 666-point plummets on February 8th, 5th and 2nd respectively. https://money.cnn.com/2018/02/28/investing/stock-market-february-dow-jones/index.html After each drop, many attributed the losses to increased bond yields, or interest rate hikes (short-term interest rates are still less than half of what they were in early 2007). Upon closer inspection, though, top investors and experts offer a list of systemic fissures that are the cause, including the biggest debt bubble in global history, and emerging markets teetering on defaults. Greece nearly failed in 2011, but now Italy--the ninth largest--is teetering. Whereas Lehman went bankrupt in 2008, today’s most ailing too-big-to-fail is currently Deutsche Bank—three times the size of Lehman, and with $47 trillion in derivatives. Legendary investor Jim Rogers, who co-founded the Quantum Fund with George Soros and achieved returns of over 4,200 percent over ten years, said in early 2018 that he expects “a $68 trillion ‘biblical’ crisis poised to wipe out millions of Americans.” On Fox Business last April, he reiterated, “When I said it’s going to be the biggest market downturn in my lifetime, that’s not so strange to me. In 2008, we had a problem because of debt. Debt has skyrocketed since 2008.” https://youtu.be/WbwZfwSlmY0 Read the rest of the blog post (and check back for updates on it) here: https://wp.me/p6OXMG-pp FAIR USE: This video contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. It is being made available in an effort to advance the understanding of political issues, human rights, social justice issues, and so on. It is believed that this constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the US Copyright Law.
Views: 536858 Evie Courtlandt
National Treasury welcomes Moody's rating relief
 
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The National Treasury has welcomed Moody's decision to affirm South Africa's long term foreign and local currency debt ratings at B-double-A-three. Last night Moody's kept the country's sovereign debt at investment grade and revised its outlook from negative to stable. For more news, visit: sabcnews.com
Views: 365 SABC Digital News
3 BEST Ways To Completely Pay Off Debt In 2019
 
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Being Debt Free is possible! These are the 3 best ways to completely pay off debt in 2019. Find the best path forward and start building your dream financial future today by visiting http://www.FreeCoachingCalendar.com and scheduling your free one-on-one coaching session! In today's episode, Matthew Pillmore, president of VIP Financial Education, discusses a big problem in the US - DEBT. Did you know that 25% of those in Generation X believe they will NEVER be able to pay off all their debt? That is a very startling statistic, but it doesn't have to be this way - there are ways out of debt. Dave Ramsey's Debt Snowball Method is a popular one - it is probably the easiest to get in the habit of because you are simply paying down the lowest credit card balance first. This gives you the quickest gratification since you're able to take care of your lowest account balances quicker, gaining momentum on your debt journey over time - hence the name 'snowball' method. The Debt Avalanche Method is another popular one - it focuses on paying down the account with the highest interest rate first, and the account with the lowest interest rate last. If put into practice, this method is mathematically better than the Debt Snowball method, as you will save money in interest paid over time. The Target Rate Method is the one Matthew typically recommends as it gives you the most cash flow left over each and every month. In this method, you start with the account that has the highest target rate, and end with the account that has the lowest target rate. Highest Target Rate is the highest minimum payment in relation to the current outstanding balance owed. At the end of the day, the best method is the one you can actually follow through on - so find one that you can get in the habit of doing, get it in your budget, and do it! --- --- --- Did you hear your name at the end of the video? Then hurry up and email [email protected] to claim the $25 Amazon Gift Card! The first one to do so is the winner! --- --- --- Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ --- --- --- CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video CONTEST PRIZE: $25 Amazon Gift Card 3 winners selected each week to the end of 2019. First one to claim the win gets the prize! --- --- --- Much like Robert Kiyosaki, VIP is all about utilizing leverage (via Debt Weapons) to increase cash flow through investing in all types of things, from real estate to small businesses. VIP differs in their approach to the follow through, utilizing some of the things Dave Ramsey teaches - optimizing your cash flow by decreasing expenses - however VIP differs there too. We are all about maintaining the lifestyle design YOU want, all while optimizing your expenses through creative approaches. --- --- --- Disclaimer and Waiver — VIP Enterprises, LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "VIP Financial Education") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk and results always vary. The content is provided 'as is' and without warranties, either expressed or implied. VIP Enterprises does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will VIP Enterprises be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content. Furthermore, from time to time VIP Enterprises may earn an affiliate commission when a viewer purchases a product, program, or service as a result of our content. #PayOffDebt #DebtSnowball #DebtFree
Views: 5655 VIPFinancialEd
DEBT WEAPONS - When is the Right Time in Personal Finance?
 
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In today's episode, Matthew Pillmore, president of VIP Financial Education, answers one of your questions - When is the right time for debt weapons to play a role in your personal finances? Be sure to check out the links below - these are some great resources to help increase your income (like becoming an entrepreneur or utilizing affiliate marketing), thus increasing your cash flow. Best Resources For Affiliate Income: https://www.youtube.com/watch?v=NLZ7qWNvIQw ClickFunnels: https://10xsecrets.com/masterclass?cf_affiliate_id=743691&affiliate_id=743691 How To Make Money on YouTube in 2018: https://www.youtube.com/watch?v=-Q-hObDL8Ws 20 Hobbies That Can Make You Money: https://www.youtube.com/watch?v=Fvzujd5cvNw The Key to Success in Personal Finance: https://www.youtube.com/watch?v=Y8ginuzsdlI Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI Much like Robert Kiyosaki, VIP is all about utilizing leverage (via Debt Weapons) to increase cash flow through investing in all types of things, from real estate to becoming an entreprenuer to small businesses. VIP differs in their approach to the follow through, utilizing some of the things Dave Ramsey teaches - optimizing your cash flow by decreasing expenses - however VIP differs there too. We are all about maintaining the lifestyle design YOU want, all while optimizing your expenses through creative approaches. We're all about the best of both worlds. Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe!! Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. Current coaching members are also eligible for the contest! CONTEST PRIZE: $25 Amazon Gift Card 1 winner selected each week to the end of 2018. Disclaimer and Waiver — VIP Enterprises, LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "VIP Financial Education") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk and results always vary. The content is provided 'as is' and without warranties, either expressed or implied. VIP Enterprises does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will VIP Enterprises be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content. Furthermore, from time to time VIP Enterprises may earn an affiliate commission when a viewer purchases a product, program, or service as a result of our content. #DebtWeapons #FinancialStrategies #PersonalFinance #VIPFinancialEd
Views: 3284 VIPFinancialEd
Junk status has downgraded Eskom's long-term debt rating
 
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A global credit rating agency had downgraded Eskom's long-term debt rating to non-investment grade - otherwise known as junk status. Credit ratings are a signal to investors as to how likely their subjects are to return back loaned money. At junk status many big institutions will not be able to lend Eskom money and it's cost of borrowing will rise. Although the beleagured power utlity does have the option to lend with government's backing. S and P has also given Eskom a negative outlook. It says that last week's shock suspension of the utility's CEO and three other executives have led it to have less confidence in the company's corporate governance arrangements. It says the negative outlook reflects its opinon that there isrisk associated with government's support plan. Government has said it plans to sell non core assets to raise funds that Eskom needs to build new power plants and keep the lights on in the meantime. For more News visit: http://www.sabc.co.za/news Follow us on Twitter: https://twitter.com/SABCNewsOnline?lang=en Like us on Facebook: https://www.facebook.com/SABCNewsOnline
Views: 115 SABC Digital News
PowerShares 1-5 Year Laddered Investment Grade Corporate Bond Index ETF (PSB)
 
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Bad timing can hurt bond performance. PowerShares laddered corporate bond ETFs help reduce reinvestment risk, with potentially higher yields than similarly rated government debt.
Views: 64 InvescoCanada
Money and Finance: Crash Course Economics #11
 
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So, we've been putting off a kind of basic question here. What is money? What is currency? How are the two different. Well, not to give away too much, but money has a few basic functions. It acts as a store of value, a medium of exchange, and as a unit of account. Money isn't just bills and coins. It can be anything that meets these three criteria. In US prisons, apparently, pouches of Mackerel are currency. Yes, mackerel the fish. Paper and coins work as money because they're backed by the government, which is an advantage over mackerel. So, once you've got money, you need finance. We'll talk about borrowing, lending, interest, and stocks and bonds. Also, this episode features a giant zucchini, which Adriene grew in her garden. So that's cool. Special thanks to Dave Hunt for permission to use his PiPhone video. this guy really did make an artisanal smartphone! https://www.youtube.com/watch?v=8eaiNsFhtI8 Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 756710 CrashCourse
Dep Finance Minister Gungubele on latest Moody's rating relief
 
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The National Treasury has welcomed Moody's decision to affirm South Africa's long term foreign and local currency debt ratings at Baa3. Last night Moody's kept the country's soverign debt at investment grade and revised its outlook from negative to stable. Joining us from our Cape Town studio, is the Deputy Finance Minister, Mondli Gungubele For more news, visit: sabcnews.com
Views: 542 SABC Digital News
What is EMERGING MARKET DEBT? What does EMERGING MARKET DEBT mean?
 
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What is EMERGING MARKET DEBT? What does EMERGING MARKET DEBT mean? EMERGING MARKET DEBT meaning - EMERGING MARKET DEBT definition - EMERGING MARKET DEBT explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Emerging market debt (EMD) is a term used to encompass bonds issued by less developed countries. It does not include borrowing from government, supranational organizations such as the IMF or private sources, though loans that are securitized and issued to the markets would be included. A broader discussion of all types of borrowing by developing countries exists at Developing countries' debt. Emerging market debt is primarily issued by sovereign issuers. Corporate debt does exist in this category, but corporations in developing countries generally tend to borrow from banks and other sources, as public debt issuance requires both sufficiently developed markets and large borrowing needs. Sovereign issuance has historically been primarily issued in foreign currencies (external debt), either US Dollars or Euros (hard currency versus local currency). In recent years, however, the development of pension systems in certain countries has led to increasing issuance in local currencies. EMD tends to have a lower credit rating than other sovereign debt because of the increased economic and political risks - where most developed countries are either AAA or AA-rated, most EMD issuance is rated below investment grade, though a few countries that have seen significant improvements have been upgraded to BBB or A ratings, and a handful of lower income countries have reached ratings levels equivalent to more profligate developed countries. In the wake of the credit crunch and the 2010 European sovereign debt crisis, certain emerging market countries have emerged as possibly less prone to default than developed markets. Emerging market debt was historically a small part of bond markets, as primary issuance was limited, data quality was poor, markets were illiquid and crises were a regular occurrence. Since the advent of the Brady Plan in the early 1990s, however, issuance has increased dramatically. The market has continued to be more prone to crises than other debt markets, including the Tequila Crisis in 1994-95, East Asian financial crisis in 1997, 1998 Russian financial crisis and Argentine economic crisis in 2001-02. Investors tend to use mutual funds to invest in EMD, as many individual securities become more illiquid in secondary markets and bid/offer spreads are too wide to actively trade. The dominant market indexes for US-Dollar denominated investments are the JPMorgan EMBI+ Index, JPMorgan EMBI Global Index and JPMorgan EMBI Global Diversified Index. Other banks also provide indexes.
Views: 554 The Audiopedia
Rand shrugs off downgrade but SA should still be worried
 
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South African government bonds weakened earlier after S&P Global Ratings on Friday downgraded the country’s local currency debt to sub-investment grade, while foreign currency debt was pushed deeper into “junk” territory. Moody's decision to only place South Africa on review for downgrade had brought some relief to the currency but the country's next even risk is remains the ANC December elective conference. Joining CNBC Africa to discuss the impact of South Africa's recent credit ratings downgrade and the impact this will have on the wider economy and retail facing stocks are Annabel Bishop, Chief Economist, Investec, Lesiba Mothata, Executive Chief Economist at Alexander Forbes and Michael Treherne, Portfolio Manager, Vestact.
Views: 243 CNBCAfrica
De Kock Doubts Greece Will Default or Restructure Debt
 
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May 20 (Bloomberg) -- Gabriel de Kock, an executive director at Morgan Stanley, talks about Greece's credit rating and the prospects of the country defaulting on its debt. Fitch Ratings cut Greece's rating to B+, four levels below investment grade, from BB+. De Kock speaks with Pimm Fox on Bloomberg Television's "Surveillance Midday." (Source: Bloomberg)
Views: 289 Bloomberg
Introduction to interest | Interest and debt | Finance & Capital Markets | Khan Academy
 
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What interest is. Simple versus compound interest. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/interest-basics-tutorial/v/interest-part-2?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/compound-interest-tutorial/v/the-rule-of-72-for-compound-interest?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: This is a good introduction to the basic concept of interest. We will warn you that it is an older video so Sal's sound and handwriting weren't quite up to snuff then. About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 1383725 Khan Academy
VIEWPOINT on Debt Market by Dhawal Dalal, CIO- Fixed Income
 
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VIEWPOINT on Debt Market by Dhawal Dalal, CIO- Fixed Income, Edelweiss Asset Management Limited:- • Significant increase in the positive sentiment among bond market participants • Bond yields are likely to decline over medium term and that should generate positive returns for the investors • Longer duration funds will continue to do better and generate incremental returns for investors • Crisis is likely to be over for most of the good quality NBFCs and HFCs • Most of the duration funds are likely to generate positive returns • Stay invested in Fixed Income Funds • Incremental investment in fixed income funds who invest in high quality liquid bonds with higher duration To know more, visit our website - https://edelweissmf.com/
Views: 409 Edelweiss Group
Money Talks: S&P cuts China's credit rating over debt growth
 
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China may be one of the world's largest and fastest growing economies. But rising debt is fueling concerns over its ability to maintain the pace of its economic progress. Ratings agency Standard and Poor's has lowered China's sovereign debt rating. Mobin Nasir reports on the credit bubble threatening China's economy and what it could mean for the rest of the world. Subscribe: http://trt.world/subscribe Livestream: http://trt.world/ytlive Facebook: http://trt.world/facebook Twitter: http://trt.world/twitter Instagram: http://trt.world/instagram Visit our website: http://trt.world
Views: 399 TRT World
Chicago Board of Education's New Debt Deal
 
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The Chicago Board of Education, amidst financial crisis will begin to sell a new type of debt, armed with an investment grade rating from Fitch Ratings based on the bonds' ability to withstand bankruptcy filing. The $500 million capital improvement tax bonds slated to price through Barclays Capital are secured by a new property tax levy, earmarked exclusively for capital spending and not by the school district's own lower rated general obligation pledge. http://feeds.reuters.com/~r/Reuters/domesticNews/~3/LnDtSQiBEgU/us-usa-municipals-deals-idUSKBN13Y2OL http://www.wochit.com This video was produced by YT Wochit News using http://wochit.com
Views: 44 Wochit News
Krannert Professor of Economics on Debt Ceiling and Bond Credit Rating
 
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Krannert School of Management Interim Dean and Professor of Economics, Jerry Lynch, explains how the debt ceiling could potentially impact the United States' bond rating. Lynch also discusses the potential for US default and the threat of inflation or hyperinflation.
Views: 1036 Purdue University
Alibaba Gets 'A-plus' Debt Rating From Agencies
 
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Chinese e-commerce giant Alibaba Group Holding Ltd, received its first debt ratings from international credit agencies on Thursday after the company announced plans for an issue of senior unsecured notes to raise an unspecified amount. Standard & Poor's and Fitch Ratings rated the notes at investment grade "A-plus", while Moody's Investor Service assigned an equivalent "A1" rating. Alibaba said it would use the net proceeds from the U.S. bond offering primarily to refinance debt. http://news.yahoo.com/alibaba-gets-plus-debt-rating-agencies-153743929--finance.html http://www.wochit.com
Views: 44 Wochit Business