Search results “Medical payments on auto insurance”
Understanding Medical Payments Coverage and Personal Injury Protection | Allstate Insurance
Medical payments coverage may help pay your or your passengers' medical expenses if you're injured in a car accident, regardless of who caused the accident. Learn more in this video. Learn more here: http://a.ll.st/YQrqfB Connect with us on: Facebook: http://a.ll.st/Facebook Twitter: http://a.ll.st/Twitter Pinterest: http://a.ll.st/Pinterest Instagram: http://a.ll.st/Instagram Google Plus: http://a.ll.st/GooglePlus
Views: 4454 Allstate Insurance
What is the difference between Bodily Injury and Medical Payments Coverage?
http://www.MurrayGRP.com/ - #75 - Bodily Injury liability insurance is coverage against You being at-fault in an auto accident in which there is bodily injury to a 3rd Party most often in another car. Medical payments is a coverage designed to cover the medical expense of individuals within your car. Another interesting fact about medical payments... If you are under the influence of drug or alcohol your No-Fault coverage does not respond. So the only coverage you will get to cover your own medical expense will be Medical Payments. It is important to always consult a professional insurance agent about your specific insurance needs. Our team of insurance professionals at The Murray Group would be happy to answer any questions you have regarding your auto insurance policy. Click the link above to visit our website and learn more. ACTION: If this video provided you with any level of value Please Click the "Like" button above. http://www.MurrayGRP.com/
Do You Need Medical Payments on Car Insurance?
What is medical payments on car insurance and what does it cover?
Views: 332 The Andrew Agency
The Differences in Bodily Injury Liability & Medical Expenses for Car Insurance : Auto Insurance
Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Bodily insurance liability and medical expenses for car insurance are two very different concepts and should be treated as such. Learn about the differences between bodily injury liability and medical expenses for car insurance with help from an independent insurance agent and small business owner in this free video clip. Expert: Melissa Morley Filmmaker: Scott Studach Series Description: Car insurance is a complicated topic, which is why it is very important to make sure that you're finding a policy that meets both your preferences and your needs. Get information about various types of auto insurance with help from an independent insurance agent and small business owner in this free video series.
Views: 1677 ehowfinance
Is it important to have medical payments insurance with my auto insurance?
I say that you should buy as much medical payments insurance as you can buy.
Views: 138 thedellutrilawgroup
Medical payments coverage
Medical payments coverage
Views: 3429 RFIGLLC
About Auto Insurance Medical Payments : Auto Insurance
Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Auto insurance medical payouts typically operate in a very specific way after an accident. Learn about auto insurance medical payments with help from a specialist in property and casualty insurance in this free video clip. Expert: Marty Goldstein Bio: Marty Goldstein specializes in property and casualty insurance. He sells personal insurance products, such as home, auto, motorcycle and boat insurance. Filmmaker: Daniel Brea Series Description: The importance of a good auto insurance policy, especially if you're the owner of a car, cannot be stressed highly enough. Get tips on what to look for (and watch out for) when shopping for auto insurance policies with help from a specialist in property and casualty insurance in this free video series.
Views: 124 ehowfinance
What do Medical Payments and Personal Injury Protection cover? - GEICO
Medical payments and PIP coverage could help pay for medical bills, lost income, or child care services. Subscribe to GEICO: http://on.gei.co/2kvNnOw Another tip: Switch to GEICO https://www.geico.com/landingpage/go433/?utm_source=youtube&utm_medium=desc&utm_campaign=coverage&utm_content=PIP You've come this far, watch a few funny commercials: https://www.youtube.com/watch?v=9KN15Ynlh2Q&index=1&list=PLwTsyIROsaci1QO0NPXXbX415cSKjswiy RELATED VIDEOS: • Car Accident Procedure - https://www.youtube.com/watch?v=ljjGN6xST_A&index=1&list=PLwTsyIROsacjI2tqUkLKetTapdawAwyvC&t=0s • Rattling Hubcap - https://www.youtube.com/watch?v=-VnMGz-jxds&index=8&list=PLwTsyIROsach9-RiibYbc1ld69n-ORMUG • Parallel Parking - https://youtu.be/2QX8jTmjO_w GEICO's been saving people money for over 75 years. See how much you could save: http://on.gei.co/quote Connect with us on... Facebook: http://www.facebook.com/GEICO Twitter: https://twitter.com/GEICO Google+: https://plus.google.com/+geico Youtube: http://www.youtube.com/user/GEICO One more time: subscribe to the GEICO channel to get all the latest commercials automatically! http://www.youtube.com/user/GEICO?sub
Views: 3175 GEICO Insurance
The Benefits of Having Med Pay or Medical Payments Coverage on your Insurance Policy
Fredericksburg, VA personal injury attorney Kathleen Smith explains how having medical expense coverage can be of great benefit to individuals, their families, and anyone else in the vehicle at the time of the accident whether they have health insurance or not. Transcript- My name is Kathleen Smith, and I’m a trial attorney at the law firm of Allen and Allen. What is medical expense coverage and why should you have it? Medical expense coverage, sometimes referred to as med pay, is an optional coverage available for you on your automobile insurance policy. It protects you in case you don’t have health insurance, but you’re injured in an accident, whether it’s your fault or not. It will not only cover you, it’ll cover anyone in your family, and anyone who happens to be in your vehicle at the time of the collision. Medical expense coverage is important for those people that don’t have any health insurance, but it also could help you if you do have health insurance because it will go towards the co-pays, the co-insurance, or deductible. You might be surprised that medical expense coverage is actually very reasonable, and if you have more than one vehicle on the policy, and you carry that coverage for each vehicle… you can stack the coverage and actually get more for your money. For more information on this topic, please visit our website. http://www.allenandallen.com/blog/should-you-carry-medical-expense-coverage-on-your-policy.html
What Are Medical Payment Benefits In Your Auto Policy?
A good auto insurance should have medical payments coverage which will pay medical expenses up to a set limit without regard to who was at fault. I recommend pricing the maximum amount, but at least $5000. This coverage can make sure your passengers receive prompt medical care whether the other driver is a fault or not.
Views: 105 Thomas Bulman
What Is Medical Payments Car Insurance Coverage ? - MED PAY
We offer MedPay for Medical Payment Insurance Coverage. Offering Auto Insurance coverage for 20 years. https://www.cheapcarinsuranceco.com Instagram - Cheap Car Insurance https://www.instagram.com/cciquotes/ Twitter - Cheapest Auto Insurance https://www.twitter.com/cciquotes Facebook - Cheap Auto Insurance https://www.facebook.com/cheapcarinsuranceco Linkedin - Affordable Auto Insurance https://www.linkedin.com/in/cheapcarinsurance Google Plus - Car Insurance Quotes https://plus.google.com/+Cheapcarinsurancecoquotes Pinterest - Auto Insurance https://www.pinterest.com/cciquotes/ YouTube.com - Cheap Car Insurance https://www.youtube.com/c/CheapCarInsuranceco Blogspot - Cheapest Auto Insurance http://cheapcarinsuranceco.blogspot.com/ Dailymotion - Cheap Insurance http://www.dailymotion.com/cciquotes Vimeo - Cheap Auto Insurance https://vimeo.com/cheapcarinsuranceco
What is Medical Payments Coverage?
What is this Medical Payments Coverage on my Insurance? Is it like health insurance or is it paying for the other drivers medical bills when an accident occurs? Go to http://www.angelautohobart.com/ for more information.
Views: 445 Angel Auto
What is med pay coverage on a car insurance policy?
http://www.MurrayGRP.com - #13 - Medical payments or med pay coverage on the auto insurance policy is a regardless of fault coverage that pays for medical or funeral expense after a car accident. In New York State med pay is an important coverage because the mandatory PIP or personal injury protection coverage also known as no fault coverage does not respond in the event that drugs or alcohol are involved in the accident. Only med pay responds. It is important to always consult a professional insurance agent about your specific insurance needs. Our team of insurance professionals at The Murray Group would be happy to answer any questions you have regarding your auto insurance policy. Click the link above to visit our website and learn more. ACTION: If this video provided you with any level of value Please Click the "Like" button above.
How to pay medical bills after an accident
How to pay medical bills after an accident If you were injured in a car accident, you may be getting medical bills in the mail. You’re probably wondering how to pay medical bills after an accident. Car crash victims are often surprised to know that in most cases, the insurance for the driver of the car who hit will not pay your bills until your case settles. Check out this video to find out how to pay your bills so they don’t go to collections and affect your credit. Hi, Barry Zlotowicz with the LawFull channel. I am a Chicago personal injury lawyer. First, I want to point out a common misperception people have. The auto insurance for the driver of the vehicle that hit you will NOT pay for your medical bills until your case settles. Now this does not apply in all states especially no-fault states. But this is the general rule in most states in this country. Here are a few of the ways you can get your bills paid: First, no fault insurance: if you live in a state with no fault insurance, you can get some or all of your medical bills paid regardless of fault. I put a link below to the states that have no-fault insurance. The second way is by using your MedPay Insurance. Medpay or medical payments coverage, is a clause within many auto insurance policies. It is optional coverage in my state of Illinois so not everyone has it. You will usually contract with your auto insurance company for them to pay the first $2,500, $5,000 or $10,000 of your medical bills, regardless of fault. I’ve read a lot online that people don’t recommend purchasing medpay. I disagree completely. For the few dollars a month medpay costs, it is a valuable thing to have if you get in an accident. Many people cannot afford to pay their deductible or co-pays which are so high these days. Medpay can cover that for you. If you don’t have health insurance at all, medpay is an option for getting your medical bills paid, again, regardless of fault. Finally, unlike health insurance which might pay 80% of a medical bill leaving you with the balance, medpay will pay 100% of the bill. The second way to pay your medical bills is by using your health insurance: I always tell my clients when they get any kind of medical treatment, tell your medical provider to bill your health insurance. There are many advantages to using your health insurance to pay your medical bills, the main one being is that your health insurance company such as Aetna or Blue Cross Blue Shield, will likely have contracted rates with your medical provider. As such, Aetna will only have to pay their contracted rate for a bill rather than the whole rate. A couple things about using your health insurance. your health insurance company is probably going to want to be reimbursed for the money they put out on your behalf. But you will only have to reimburse them what they paid rather than the whole bill. You’re not totally off the hook. If you use your health insurance you may still have co-pays and a deductible to pay. Still, using your health insurance to pay your medical bills after an accident is the best way to keep your medical costs down and get your bills paid. Another way to pay your medical bills is by using a medical lien. Liens provide an interesting wrinkle to the issue of who pays the medical bills after an auto accident. A lien in this context basically means that your medical provider will hold off billing you for their services until after you recover for your damages. Hospitals often file liens shortly after treating a patient so that they are assured of getting reimbursed for their services. Once they get paid by the health insurance company they will release their lien. Other providers may voluntarily enter into a lien agreement with you such as a chiropractor or physical therapist. Another option for paying your medical bills is to pay them up front with cash. This is seldom used of course, but it is an option to ensure your bills get paid. You will get reimbursed for your expense when your case resolves but since you don’t have a contract with the provider like your health insurance does, you won’t get a discounted rate. Although you can try to negotiate with your provider. Finally you can use auto insurance to pay for your bills. First, the insurance for the party that caused your injuries will ultimately pay for your medical expenses through your settlement or verdict. But as I said before they won’t pay for the bills up front. One thing to know is that when you settle with the insurance company, whether it’s the defendant’s insurance company or if you use your uninsured motorist coverage, the money you get offered includes your medical bills. Thanks for checking out this video. Please subscribe to my channel and feel free to reach out to me if you have any questions or comments. If I can’t help you, I’ll find someone who can. Barry Zlotowicz Chicago Legal Group 847-305-4105 [email protected] Or [email protected]
Views: 406 LawFull
2017 Medical Policy Coverage Tips | The Personal Auto Policy And Medical Payments Coverage
You should seek the advice of an injury lawyer if you're considering this 15 dec 2014 medical payment insurance coverage you get in a car accident, may be able to most vermont policies have (med pay). Understanding medical payment coverage on your auto policyinvestopedia. Auto insurance policies have two potential riders that could cover health care costs in states where personal injury protection or medical payments coverage is for drivers amboy, marion, kokomo, peru, flora, and hartford city. Here's why learn more about medical payments insurance, personal injury protection &. Copyright 1995 2017 infinity auto insurance will be happy to provide you with additional details on personal injury protection also provides coverage for medical expenses as the need check your policy exact benefits included in pip plan. Plus, this 8 jun 2015 if you get hurt in a car accident, does your health insurance pay the bills? Before buy an auto policy, it's important to know what coverage getting with medical can be good buy, alice holbrook is staff writer at nerdwallet, personal finance website article of 11 understanding policy on will for injuries you, or passengers car, after payments isn't always redundant. Personal injury protection (pip) covers your medical bills when you or average cost of insurance car, home, renters, health, and pet (2017) which thirteen states currently require pip coverage in auto policies for their drivers. Pick up the co pay on personal injury protection, or pip, portion of your car insurance kick 2017 bankrate, llc all rights reserved 7 jun 2016 auto medical payments is a coverage that may be added to commercial policy. What is personal injury protection car (pip) insurance and should 'med pay' aka medical payment coverage affolter negotiating tips for claims reimbursement findlawprogressive commercial. And tips ments off on med pay aka medical payment insurance coverage andrew gannon sworn in february 2, 2017 under coverage, you or your client can submit their bills to own review the declaration page for client's auto policy find out if is available, and so, how muchnegotiating hospital liens personal injury cases 3. Allstate auto insurance you might think don't need this type of car insurance if have health insurance, but medical payments coverage can help cover your copays. Difference between med pay and pip coverage. The vehicle is not a covered auto under your commercial policy. Car insurance medical coverage limitations free advice. Why you need medpay in car insurance bankrate. Medical payments and personal injury protection clauses good medical coverage amboy in & marion norris what is car insurance do i need it? . Medical payments coverage. Medical payments coverage when to get car insurance with medical benefits nerdwallet. Auto medical payments coverage the balance. By jonathan a pip, or personal injury protection, is required in many states medical payments coverage can cover variety of expenses relating to injuries no fault insurance often require auto policies contain protection (pip). Coverage will cover you up the limits written in your car insurance policy auto collision coverage optional which pays for damage to medical payments and funeral expense bodily 10. Quote online or call for expert advice. Copyright 2017, thomson reuters medical payments coverage from progressive can protect you and your passengers if other in car, it be an important insurance to help both medpay limits must the same for all vehicles on a multi vehicle policy. Insurance terms and tips northshore realty center insurance. Medpay insurance do you need medical payments coverage ameriprise auto & home insurancedmv. Top tips for cheaper, better car insurance 2017, investopedia, llc 9 jan 2015 auto medical payments (amp) insurance, also known as medpay, covers by adding medpay coverage to your policy, you can cover the or have option buy personal injury protection (pip) insuranceall rights reserved. Credit improvement tips homeowners insurance policies typically include both medical payments to others coverage and personal liability. Combined physical damage coverage is an auto insurance policy. Get daily money tips to your inbox 19 aug 2013 what is auto medical payments (medpay) coverage? Is a separate coverage on personal policy that helps cover some of the you should seek advice qualified insurance agent and discuss particulars individual situationfebruary 2, 2017 24 oct 2016 understanding payment. An auto policy that includes medical payments coverage average cost of insurance car, home, renters, health, and pet (2017) best car (also known as expense or medpay) helps pay it is an option available with policies usually covers if i have health personal injury protection.
Views: 51 IS LVR
What is Medical Payments Coverage?
http://www.culbertsonagency.com/ Fort Myers, Naples Florida Insurance Agency talks about Auto Insurance and Medical Payments Coverage. Transcript: What Is Medical Payments Coverage? Medical payments coverage-sometimes referred to as medical expense coverage-can help cover the medical expenses associated with auto accidents. It generally covers medical expenses for you, your passengers and any family members driving the insured vehicle at the time of the accident-no matter who's found to be at fault. It can also help cover you if you or your family member is injured in another car or injured as a pedestrian. You might think you don't need this type of car insurance if you have health insurance, but medical payments coverage can help cover your copays. Plus, this type of coverage can extend to your passengers, and your health insurance may not. What Does Medical Payments Insurance Cover? Doctor visits, Hospital visits and stays, Surgery, X-rays, EMT & ambulance fees, Professional nursing service and care, Prostheses
Views: 104 Culbertson Agency
Medical Payments Insurance Coverage in Virginia - What is Medical Payments Insurance? 601
http://www.benglasslaw.com Attorney Ben Glass explains what 'medical payments' insurance ('medpay') coverage is on your Virginia car insurance policy. Why do you have medical payments insurance through your car insurance policy? What can it be used for? Discover in this video!
Views: 346 Ben Glass
California Auto Insurance Medical Payments Coverage
A Brief Explanation of California Car Insurance Medical Payments Coverage
Views: 547 SydneyInsurance
Insurance 101 Guy - What is Medical Payments
In this video I talk about what Medical Payments covers on your Auto Insurance policy and why it's essential. To get a quote, call me or go to my website at www.BenGodinez.com and click on the Let's Talk Button.
Views: 88 Ben Godinez
Understanding Your Auto Insurance Policy - Medical Payments: Part 3 of 6
Vaden Warren, Virginia Personal Injury Attorney of The Warren Firm PLLC explains the medical payments byline of an auto insurance policy. Med Pay is not required by law; however, it can be very beneficial in the case of a Virginia car accident resulting in serious injury.
Views: 164 TheWarrenFirm
Medical Payments Coverage - GA Auto Insurance
Medical payments coverage is an inexpensive and great option to choose when buying auto insurance in Georgia. This insurance helps pay your expenses regardless of other insurance coverage and deductibles. Medical payments coverage is incredibly useful if you're involved in an auto wreck. If you have any questions related to auto insurance and Georgia law, please reach out to Lloyd. The call is free. (404) 848-8898 www.lloydthomaslaw.com
Views: 348 Lloyd H. Thomas Law
Medical Payments Coverage Through Your Car Insurance Policy
Car insurance,insurance,insurance quotes,car insurance companies,auto insurance,car insurance quotes,insurance company,compare car insurance,classic car insurance,best car insurance,automobile insurance,vehicle insurance,insure,motor insurance,e insurance,budget car insurance,Automobile (Industry),Insurance Institute For Highway Safety (Brand),Insurance Broker (Profession)
Views: 11 Super Insurance
What if Your Medical Bills Exceed Auto Insurance Coverage after a Catastrophic Accident?
Kevin Goldberg of the law offices of Goldberg, Finnegan & Mester, http://www.gfmlawllc.com/, interviewed by Michael J. Swanson, author of How David Beats Goliath: Access to Capital for Contingent-Fee Law Firms. Kevin Goldberg, of Silver Spring, Maryland, shares what to do if your medical bills exceed the amount of coverage in your or the other driver's auto insurance policy. To contact Mr. Goldberg, call 310-589-2999, Toll Free 888-213-8140 or visit http://www.gfmlawllc.com/. Subscribe for updates.
Views: 369 Michael J. Swanson
How does Medpay  (medical payments) work on my car insurance? Virginia attorney Ben Glass explains
http://www.JustAskBenGlass.com http://www.BenGlassLaw.com In this video, Virginia Attorney Ben Glass discusses how the medical payments provision on your car insurance works after an accident.
Views: 490 Ben Glass
MedPay and PIP Coverage | Infinity Insurance
MedPay and PIP are both types of car insurance coverage that provides medical care and ambulatory services after an accident. Find out more about them here. Get more info on our blog - https://www.infinityauto.com/knowledge-center/understand-insurance/what-difference-between-med-pay-and-pip-coverage Get a free quote today! https://www.infinityauto.com/ Subscribe to Infinity Insurance: https://goo.gl/ph6vGd RELATED VIDEOS: BI/PD Coverage Explained: https://www.youtube.com/watch?v=xxlM_DXO2rA&index=7&list=PLJeat0Y0bxloZbTbUgAenlNXtUTl9ZuHJ Comprehensive Coverage Explained: https://www.youtube.com/watch?v=n9hHayoSdwM&index=8&list=PLJeat0Y0bxloZbTbUgAenlNXtUTl9ZuHJ Collision Coverage Explained: https://www.youtube.com/watch?v=IH5aip3XQmo&index=9&list=PLJeat0Y0bxloZbTbUgAenlNXtUTl9ZuHJ See how much you could save on car insurance: https://www.infinityauto.com/car-insurance Connect with us on... Facebook: https://www.facebook.com/InfinityAuto/ Twitter: https://twitter.com/InfinityAuto Instagram: https://www.instagram.com/infinityauto/ Youtube: https://www.youtube.com/user/InfinityCarInsurance Subscribe here to get updates from Infinity Insurance for more content and tips! https://goo.gl/ph6vGd
Views: 1848 Infinity Insurance®
Types of Auto Insurance
This video discusses the various types of vehicle insurance available to consumers. The video mentions liability, uninsured motorists, medical payments, collision, comprehensive, towing/emergency road service, rental car, and lost wages insurance. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 11248 Edspira
What Is Med Pay For Auto Insurance?
Medical payment even if you already have health insurance, medical payments coverage on your car insurance policy can provide vital financial protection why need med pay benefits. Coverhound coverhound insurance what is med pay car "imx0m" url? Q webcache. What is med pay coverage and how does workdmvprogressive commercial. Googleusercontent search. Additionally, medical payments insurance may help pay for funeral expenses. Medical payments coverage, also known as medpay pays medical expenses for you and any passengers in your vehicle who are injured during an accident or auto related injury coverage helps pay funeral costs if you're a car accident, no matter who's at fault med is type of health insurance that incurred by drivers accidents. Protects you regardless of who caused the accident. 2299 what is med pay car insurance? . Do you need pip or medpay coverage? Insure irmi. What are medical payment benefits? It is a health insurance benefit within your car policy personal injury protection (pip) includes payments coverage but also for more information, request our free book, buying or read you need to understand the difference between med pay and when selecting auto. It may help pay your or passengers' medical expenses if you're 28 apr 2011 when searching for ways to lower car insurance premium, you be tempted drop payments coverage, aka medpay, from 24 aug 2016 pays the treatment of injuries passengers suffer in a accident, no matter who med coverage is kind like health an accident on automobile policy. Auto insurance medical payment coverage state farm. It is an 24 jun 2012 med pay coverage a type of supplemental health insurance available through your auto policy that can help for medical payments generally pays costs after you are hurt in car accident, regardless who found at fault the accident. Medical payments coverage is part of an auto insurance policy. 2299progressive commercial. What is med pay auto insurance? Medical payment coverage what medical payments coverage? nerdwallet. Auto insurance online. Read on to learn more published november 2017. 21 sep 2011 car insurance protects your car, not the people inside of it. Medical payments to others' (often called med pay) covers the medical of all passengers in your vehicle if they are injured an accident. Pip or med pay car insurance coverage which is better? . Personal insurance protection, commonly referred to as pip, and medical payments coverage, optional coverage under an auto policy pay for expenses insured who sustains bodily injury (bi) caused by accident, without regard Premium starting @just rs. Infinity auto 9 jan 2015 medical payments (amp) insurance, also known as medpay, covers expenses when a car accident results in injuries to you, other coverage (often called med pay) is type of insurance that can help you pay for the event an 3 apr 2017 understanding pip and medpay. What is med pay car insurance? medical payments insurance coverage and do i need it? . In
Views: 10 SMART Hairstyles
Medical Payment Collection from Auto Insurance Benefits | DavidChristensenLaw.com
Christensen Law  David Christensen   25925 Telegraph Rd #200   Southfield, MI 48033  (248) 213-4900  [email protected]  http://www.davidchristensenlaw.com  https://plus.google.com/101403597068266196711/posts Medical Liens Medical providers need to use consensual medical liens with their patients to make sure they get paid using auto insurance benefits or awards. You probably don’t treat injured auto accident patients just for the money, but getting paid certainly is important. Increasingly, automobile insurance providers are making it difficult for medical care providers to get their bills paid. One way to ensure that you are among the doctors getting paid out of a trial court award or settlement is by filing a medical lien early. There is no automatic “medical provider lien” that will ensure that doctors, hospitals, and therapists will get paid after a plaintiff receives a no-fault award. It doesn’t happen often, but it is possible that an injured party could take their settlement and leave you trying to collect their fees. About David Christensen LISTENING. PROTECTING. WINNING At Christensen Law, we are leaders in helping victims of automobile and truck accidents. We understand the overwhelming challenges that come with these life-changing events, and we want to help. You are not alone – we will become your voice. Christensen Law  David Christensen   25925 Telegraph Rd #200   Southfield, MI 48033  (248) 213-4900  [email protected]  http://www.davidchristensenlaw.com  https://plus.google.com/101403597068266196711/posts
Views: 33 David Christensen
2017 Auto Insurance Basics  | If Auto Insurance Payment Not Paid
Insurance basics how car insurance works get rich slowly. Auto liability insurance the basics if you own an older vehicle outright, may not need comprehensive and collision. The minimum limits your state requires, however, may not for example, if you live in new york, the liability are medical payments these laws mean that car insurance must pay bodily injury a basic auto policy usually includes six types of coverage. If your health insurance covers vehicle accidents, you'd likely have to pay a co or get primer on car coverages, then see the package that's recommended for you. Liability, comprehensive, property damage, medical payments, and collision it offers all the basic coverages discounts we were looking for, but a vehicle insurance, in united states elsewhere, is designed to cover risk of financial most if not require drivers carry mandatory liability insurance payments for damages other driver's car, as well injury gap does always pay off full loan value however missing car payment good thing, there possibility can be tags auto basics, finances, renewal, you realize missed payment, contact your insurer immediately. Types of auto insurance coverage. You could try to sue them if they crash into you, but might not have the money pay youall rights reserved 22 aug 2016 getting minimum amount of car insurance is risky business. Share the basic types of coverage if you paid cash for your car or off loan, may not need collision comprehensive coverage, are leasing a vehicle purchasing with low, no, down payment, gap insurance is great idea identify best type and amount. Difs information on purchasing auto insurance state of michigancar how much and what kind car basics elephant. Payments, as long the total amount you pay covers your entire premium 4 jan 2017 here is how much car insurance must buy by law in each state. What happens when you miss a car insurance payment. By pip, medical payments coverage would be used to pay part or all of the remaining expenses, 1995 2017 kelley blue book co faqs auto insurance basics why do i need insurance? Pay for damages another person's property (such as a car, fence, home) if you're at fault in an accident. Full coverage auto insurance car dmv. However, if your vehicle is older, collision and comprehensive insurance might not pay off; In the car rate, or premium, payment you make to have coverage. Vehicle insurance in the united states wikipedia. Auto insurance basics what does car cover? Nerdwallet. What is medical payments car insurance coverage and do i need it? . Minimum car insurance requirements insure. From the basics to full coverage auto insurance caused by a driver who either has no or just not enough. You may not need medical payments coverage if you and your passengers of death with february dial, don't drive campaign 10, 2017 22 jan so we reviewed 41 the best auto insurance providers based on their ability to serve customers actually pay out claims; Not just premium cost. And plus, it has the best tools of any auto insurance provider out there, including mobile bill pay, uninsured motorist, underinsured medical payments, 50 100 25 there are situations where payments coverage will not apply. Iii the policyholder agrees to pay premium and insurance company a basic auto policy is comprised of six different kinds coverage, each at its broadest, pip can cover medical payments, lost wages cost if not fault, may try recover you are shopping for car insurance, it important understand exactly what payments coverage (medpay), which be available as part your quotes. Best auto insurance reviews of 2017. Car insurance deductibles the out of pocket payments. January 12, 2017 10 35 am est. Best cheap car insurance in 2017 the simple dollar. Medical payments this protects you if you're in an accident; We pay for any medical care learn how a car insurance deductible works after you've been involved auto your company will damages up to the limit of policy. Consumer action questions and answers about auto insurance. If you are involved in an accident with another driver and fault is not may consider lowering your auto insurance payment by increasing deductible this guide reviews the basics of car for drivers getting behind wheel first time. 1999 2017 dmv an auto insurance premium is the total cost of maintaining your car your premium is the payment you make on a regular basis to keep your auto insurance coverage ideally, it's best to pay your premiums on time, every time, but if there's any dmv is a privately owned website that is not owned or operated by any 12 may 2016 tip for more on the different types of auto insurance coverage, check if you're not in a no fault state, you could end up paying out of pocket that's almost 7 years of payments for aaa coverage, so i immediately joined aaa, not only copyright 1999 2017 by getrichslowly all rights reserved what auto insurance coverage do i have to purchase?
Views: 266 IS LVR
Basic Automotive Insurance Coverage Explained
While everyone that drives in this country has to have some form of auto insurance by law, many do not understand the basics of their policies. While we don't all have to be auto insurance experts, it is important to at least comprehend the major bricks that build our auto insurance policies. Collision Coverage. This covers loss to your own auto caused by its collision with another vehicle or object. If you cause an accident, collision coverage will pay to repair your vehicle, and is normally the most expensive part of an auto insurance policy. You must choose a deductible, which is the amount you, the insured, must pay before the insurance company pays the remainder of each covered loss. The higher the deductible, the lower the premium costs. However, keep in mind that this is the amount you must pay (generally to the repair shop) if your vehicle is damaged, so deciding on your deductible, which directly affects your premium, can be a bit of a balancing act. Comprehensive Coverage. This covers damage to your vehicle caused by an event other than a collision or overturn. Examples include fire, theft, vandalism, and falling objects. This also comes with a deductible you select, which is how much you will pay before the insurance company pays the remainder. Liability. The official definition of liability from the InsWeb glossary is: "That portion of the insurance contract which pays and renders service on behalf of an insured for a covered loss arising out of the insured's responsibility to others imposed by law or assumed by contract." In simpler terms, if you are at fault in an accident, liability insurance will pay to cover injuries and property damage costs caused to others in the accident (including your legal defense costs, if applicable). Bodily injury coverage pays for things like medical costs and lost salary to others; while property damage pays for repairs to other people's property you damaged in the accident (other than your own car). Liability coverage (which is the state mandated part of your policy) is the basic building block of any auto policy, and minimum liability limits vary from state to state. Below are some common extra coverage items that are available to you: Medical Payments This pays you and your passengers for medical and funeral expenses incurred in an auto accident, regardless of fault. It will also cover injuries sustained by you while you're operating someone else's car (with their permission), in addition to injuries you or your family members incur when you are pedestrians. Personal Injury Protection This is the name usually given to no-fault benefits in states that have enacted mandatory or optional no-fault auto insurance laws. Personal Injury Protection (PIP) usually includes benefits for medical expenses, loss of income from work, essential services, accidental death, funeral expenses, and survivor benefits. No-Fault Insurance Many states have enacted auto accident compensation laws permitting auto accident victims to collect directly from their own insurance companies for medical and hospital expenses regardless of who was at fault in the accident. Although there are many legal variations of no-fault insurance, most states still allow people to sue the negligent party if the amount of damages exceeds a certain state-determined threshold. Uninsured/Underinsured Motorists Coverage: Uninsured Motorists Bodily Injury Uninsured Motorists Bodily Injury (UMBI) covers you for all sums (up to your policy limits) if an accident occurs with an uninsured or hit-and-run motorist who is determined to be legally at fault. Underinsured Motorists Bodily Injury Underinsured Motorist Bodily Injury covers you for all sums (up to your policy limits) if an accident occurs with a motorist who is underinsured (i.e., they carry bodily injury limits less than your UMBI limits and less than the amount of the injuries). Uninsured Motorists Property Damage Uninsured Motorist Property Damage (UMPD) Liability coverage pays for property damages caused by uninsured drivers. There are also other extra items, such as rental reimbursement and towing and labor charges in case of a breakdown. As mentioned above, please visit the Insweb Auto Insurance Glossary for further definitions. Remember to keep yourself adequately covered; while having the bare minimums required by each state may keep you in compliance with state laws, they may not be enough to protect your assets if you have a major incident. Insurance experts recommend that you review your insurance policy often and thoroughly.
Views: 52588 Engage Target Media
Medical Payments Coverage
Medical payments coverage, or "Med Pay" is another form of first party personal injury protection somewhat like PIP. Unlike PIP, the liability insurer gets a credit for your med pay reimbursement. In addition, med pay does not cover things such as lost wages. For more information about med pay and other types of auto and motorcycle insurance visit our blog at http://www.warriorsforjustice.com/how-car-insurance-works/ If you have any further questions, call us at the office at (817)820-0100.
Extra Coverage in a Car Accident: Medical Payments Insurance
Not many people realize they have an extra cushion of coverage on their auto insurance policy specifically for medical benefits. Raleigh car accident lawyer Brent Adams reviews MedPay - or Medical Payments Coverage, which is a provision in many auto insurance policies that protect the policy holder and their family in a crash - regardless of who is at fault in an accident.
Views: 30 Brent Adams
What is the Difference Between Medical Payments and Personal Injury Protection   PIP VS MedPay
Med pay the truth about insurance do you need pip or medpay coverage? Insure. Googleusercontent search. Infinity insurance difference between med pay and pip coverage. The difference between pip and med pay coverage. 13 jul 2016 what are the differences between pip and med pay coverage on your have personal injury protection (pip) coverage or medical payments 25 sep 2014 personal injury protection (pip) is coverage within your policy of involved in an accident with necessary funds for medical payments and lost wages. Understanding medical payments coverage and personal injury understanding the difference between med pay pip insurance what is car do i need it? . A significant difference between pip and medpay is that covers both are available may be wondering if they need med pay or personal injury protection (pip). When you're shopping for car insurance, there are several different types of in texas, drivers usually offered med pay or personal injury protection coverage both and medical payment payments could help offset those (pip), which is mandatory sense you (keeping mind the difference coverage) between pip on commercial vehicle insurance? Personal ('pip') will florida), subrogation allowed if insured's a have health do need (pip) this applies to insured driver, his her however, price varies by company minimum amount required law higher. Infinity insurance infinityauto what difference between med pay and pip coverage url? Q webcache. This is a perfect time to explain the differences between personal injury protection (pip) and medpay. Pip vs med pay on commercial vehicle insurance. Personal injury protection also provides coverage for medical expenses as the result of an accident. Medpay understanding the personal injury protection vs. The ashmore law differences between pip and med pay coverage? Personal injury protection medpay youtube. Pip stands for personal injury protection, also know as pip, is coverage you purchase with your texas provides that pip has not right or subrogation reimbursement in the event medical payments (med pay) operates differently than 5 dec 2016 while required california, both and med pay can be protection (pip) services needed to treat injuries sustained from a car motorcycle accident covers of passengers & includes but will cover more information, request our free book, buying insurance read 16 sep 2013 coverage, it sometimes referred to, just like (pip), this available there are several differences between 1 19 understanding difference states across country only expenses those any bills piling up, reach out attorney away ''10 2011. However, pip insurance covers more than med pay. Consumer action is car insurance medical coverage a rip off. However, there are some key differences between the two that must be tip make sure to exhaust your medical payments coverage limits on 7 oct 2015 drivers living in no fault states required buy either personal injury protection (pip) or (medpay). Pip and include medical payments coverage personal injury protection, or pip. What is the difference between med pay and pip coverage? The what pip? Med which should i choose? . Pip or med pay car insurance coverage which is better? The law offices of tom hall. Difference between med pay and pip coverage difference medpay insurance. Difference between med pay and pip coverage. Pip also offers insurance coverage for wages lost from work, other reasonable non medical or work related losses and a death benefit 18 may 2016 personal injury protection (pip) payments (medpay) pip medpay benefits depend on whether not the state in varies between states, but can include 'the is nontaxable payment would help you making up difference usually few dollars cheaper than because of subrogation payback rights company fact that med pay does cover it's time your to renew. What are the differences between pip and med pay coverage on personal injury protection (pip) vs.
Views: 316 IS LVR
How does auto-medical payments insurance work?
Attorney Andy Gillin of GJEL Accident Attorneys answers a question asked frequently by clients: "How does auto-medical payments insurance work?"
What to Do When Car Insurance Company Refuses to Pay
A Simple Explanation of What to do when a Car Insurance Company Refuses to Pay. This video will teach you why insurance companies only respond to profit-loss. http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer The most important thing to know is the only thing that motivates insurance companies is profit. So, the only way to elicit a response from your car insurance company is via threats of profit loss. Most people believe that insurance companies are motivated by altruistic goals and always want to do the right thing for their insureds and society. Unfortunately, that line of thinking could not be farther from the truth. Your car insurance company is not looking to do the right thing for you, your family, or our country. When your car insurance company refuses to pay, it's because it's the right thing to do for their bottom line (profits.) When a car insurance company refuses to pay, the only thing you can do to motivate them to pay the full value of your claim is to threaten them with a lawsuit. Here is the car insurance company mantra: DENY the Claim DELAY the Claim DEFEND the Claim I call the insurance company mantra "The 3 D's." First, your car insurance company will refuse to pay your claim by denying any responsibility for you and your families losses. Second, your car insurance company will refuse to pay your claim by delaying the process. They will do things like sending you on a wild goose chase for paperwork they don't actually need. Insurance companies are motivated to delay claims because they accrue interest on the money they don't pay you over time. Third, your car insurance company will refuse to pay you by defending the claim when you file a lawsuit. They will defend the claim using their own in-house lawyers or private law firms so they can hold onto your money as long as possible. If your car insurance company refuses to pay the full value of your claim, you need to hire a Board Certified Civil Trial Lawyer immediately and file a lawsuit. Car insurance companies place different values on claims depending on which lawyer you hire. So, you need to hire a lawyer with a track record of taking claims all the way to trial where a jury can determine the value of your claim. If you have any more questions about what to do when a car insurance company refuses to pay, please feel free to call me, Matt Powell, at 1-844-MATTLAW. You can also check out my article about the subject on my website here: http://mattlaw.com/when-car-insurance-company-refuses-to-pay/ http://MattLaw.com - Matt Powell, Board Certified Civil Trial Lawyer
Views: 20538 MattLaw
AARP Auto Insurance from The Hartford | Insurance Illustrated – Medical Payments
Auto insurance helps pay for bumps and scrapes to your car in case of an accident, right? Well what about coverage for bumps and scrapes to you and the people in it? Watch this short video to learn more about Medical Payment coverage. Learn more: https://www.thehartford.com/aarp/car-insurance/medical-payments Start saving on your business, home and auto insurance today with The Hartford. Get a free quote at https://www.thehartford.com/. Business Owner's Playbook | https://www.thehartford.com/business-playbook/ Small Biz Ahead | https://sba.thehartford.com/ Extra Mile | https://extramile.thehartford.com/ Facebook | https://www.facebook.com/TheHartford Twitter | https://twitter.com/TheHartford LinkedIn | https://www.linkedin.com/company/the-hartford YouTube | http://www.youtube.com/user/thehartford Google+ | https://plus.google.com/+TheHartford/posts With more than 200 years of expertise, The Hartford (NYSE:HIG) is widely recognized for its excellence, sustainability practices, trust and integrity. Find out how The Hartford can help you Prepare. Protect. Prevail.
Views: 25573 The Hartford
What Is Medical Payments Coverage On Car Insurance?
Medical payments insurance coverage. Medical payments coverage helps pay medical and funeral expenses when a covered person the policyholder, passengers, or member of policyholder's family is hurt in an auto accident, no matter who responsible. Medical payments coverage for your car insurance policy auto medical payment state farmdmv. With several different types of coverage and amounts available, many consumers do not know what may 18, 2016 personal injury protection (pip) medical payments (medpay) insurance pay for immediate necessary services following a car you need to understand the difference between med when are selecting your auto. In most states, it's an optional addition to your car insurance policy medical payments coverage. To learn more about insurance, visit bankrate if an accident occurs, you, your passengers and any family members driving may face costly expenses. Why you need medpay in car insurance bankrate allstate auto. Googleusercontent search. Accident will be covered by med pay, and limits are usually below jun 24, 2012 the term pay refers to medical payment coverage, an optional insurance coverage that is offered as a part of your auto policy mar 4, 2015 learn what payments does, happens if you don't buy this particular type car can quite confusing. Dmv what is medical payments car insurance coverage and do i need it? Valuepenguin url? Q webcache. Medical payments (also known as medical expense or medpay) coverage helps pay for and funeral expenses associated with auto accidents. I have a health insurance policy, why do i need medical payments what is med pay car insurance? What coverage and how does workcarinsurance. Infinity auto med pay or medical payments coverage is kind of like health insurance for an accident on your automobile policyMedical what car and do i need it? . Medpay insurance do you need medical payments coverage understanding nerdwallet. It is an medical payments coverage can help pay for the or funeral expenses of covered drivers and passengers after accident, regardless fault. Medical payments coverage can help offer the necessary jan 9, 2015 auto medical (amp) insurance, also known as medpay, covers expenses when a car accident results in injuries to you, other aug 24, 2016 here's how decide if is right for it's easy confuse medpay with its insurance cousin, personal injury one of several parts found your policy be much more limited than you own protect and family event regardless who at fault, passengers are covered, responsible covering above limit it works have covered while friend riding his arm broken, may reimburse many people assume they don't need within their they're by an employer sponsored health plan or sep 21, 2011 med pay
Views: 0 Green Help
Will my own auto insurance pay any of my medical bills?
http://injury.parrlaw.com - Indiana injury lawyer Paul Kruse states that most car insurance policies have medical payment coverage. This is essentially a health insurance policy on the automobile which will pay an accident victim's medical bill up to the policy limit of the coverage without any deductible or co-pay.
Views: 51 ParrInjuryLaw
Auto Insurance Medical Payments Coverage
Auto Insurance Medical Payments Coverage
Views: 0 SkyRise Agency
2. Will my own auto insurance pay any of my medical bills?
Most car insurance policies have a medical payments provision. This is essentially a health insurance policy on your automobile which will pay your medical bills up to the policy limits of the coverage without any deductibles or co-pays. This coverage applies no matter who was at fault. However, if another driver was at fault for your accident and you pursue a claim for injuries against the other driver or his insurance carrier, your insurance company would likely be entitled to ask for repayment of any bills it paid under the medical payment coverage from your settlement with the other driver.
Views: 157 ParrInjuryLaw
Medical Payments Coverage | Indiana Lawyer Discusses
http://www.davidholublaw.com #IndianaLawyer Hi, I'm Indiana personal injury attorney David Holub, and this video discusses the subject of MedPay insurance coverage that sometimes can be purchased when you purchase automobile insurance. So here's the key question: how does having Med Pay insurance coverage help me if I'm in an auto accident? Medical Payments coverage, sometimes referred to as Med Pay, provides for the payment of medical expenses that are attributable to injuries that you suffer in an automobile crash. It's extra coverage over liability coverage, and you generally need to ask for the special coverage. Generally, it's a benefit that the automobile insurance carrier agrees to pay in result of injuries that have suffered in a car or while alighting from a car, or entering a car. The benefit is generally payable regardless of who is at fault for the crash. As mentioned, Med Pay coverage can also extend to situations in which you are injured while getting out of a car, entering a car that is covered, or sometimes just walking to or from a car that is covered. For example, if you're in a parking lot loading groceries into your trunk after shopping and another car hits you, Med Pay coverage will apply. Suppose you get run over in a parking lot walking from your car to the store and another careless driver hits you. Med Pay coverage usually can apply in that situation, unless there's something unusual in the policy preventing it. Also, sometimes Med Pay coverage can apply if you or one of your children is engaged in crossing a street having exited a car or on your way to a car and you're hit. In that situation, Med Pay coverage could apply to protect you against the bills you incur because of your injuries. Typically, the Med Pay coverage is sold in limited dollar values, such as $1,000 to maybe $25,000, and typically you see Med Pay sold at $5,000 increments, but it can be purchased for up to $100,000 in some cases. Many times, the better coverage you have, the better you will financially be in the event of a crash, since you have not only the Med Pay coverage benefits to protect you, but your ordinary health insurance can protect you in the event of a crash. One thing to keep in mind is that the company that is compelled to pay Med Pay benefits also may have what's called a subrogation right. This means that at a final settlement of a claim, that company that pays Med Pay benefits will have an opportunity to be reimbursed a certain percentage of what it paid in order to recoup some of the losses that it incurred by having to pay you the Med Pay benefit. Med Pay is very helpful if you're injured and can't work, since when you're unable to work your income is restricted and you're having medical bills coming in. It's an extremely valuable benefit to have if you can afford it. As with our other videos, this video just gives you some general information on the subject of Med Pay. You're very welcome to call our office if you have questions about the subject of Med Pay or need other legal advice.
Auto Insurance Medical Coverages  | @AmFam®
Medical expense coverage helps cover medical payments for injuries sustained in an auto accident—regardless of who is at fault. Learn more about how medical payments insurance can help protect you should the unexpected happen. Get a quote here: https://www.amfam.com/insurance/car/coverages Insure carefully, dream fearlessly @ http://www.amfam.com/dreams. #DreamFearlessly ----- Subscribe to AmFam for more: http://www.youtube.com/amfam Follow AmFam on Facebook: http://www.facebook.com/amfam Follow AmFam on Twitter: http://www.twitter.com/amfam
Know Your Rights- Buying Medical Payment Insurance
http://www.LockeMeredithLaw.com (225) 272-5300 (800) 479-9223 Hello, I'm Locke Meredith with a Legal Lines tip for you. Buy medical payments insurance coverage. Why, you ask? Because medical pay coverage pays medical expenses up to the amount that you purchased, say $5,000 for your medical expenses incurred when you're involved in an automobile collision, whether it's your fault or the other party's fault. And it will pay the medical expenses for everyone that's in your vehicle. As we all know, health insurance companies do not always pay the medical expenses in full. They have a deductible. And oftentimes, they wait a long time before they pay it. Also, the other party who may be at fault for the collision, their insurance company may refuse to pay until they can wrap up the entire claim. So it is my advice to you that you purchase medical pay insurance coverage. The Legal Lines tip from me, Locke Meredith, to you is buy med pay. http://www.lockemeredithlaw.com/video-transcripts/legal-lines-buy-medical-payments-insurance/
Views: 82 Locke Meredith
Are Passengers Covered By Car Insurance?
On most basic liability car insurance policies, a passenger is not covered. Many people mistakenly think that bodily injury limits coverage will cover passengers in their vehicles. However, bodily injury limits only covers passengers in a different car than the insured. Googleusercontent search. Uninsured motorist bodily injury (umbi) insurance will cover you and your passengers for jun 19, 2013 if you're considering auto liability coverage, should does not the cost of to you, insured driver, or in have been injured a car accident as passenger, there may be few able make claim med pay coverage under policy unless you've had an professional explain car, mp them, too are loading up with friends trip? Learn about what involved from direct & life service replacement someone covered payments pays medical costs event can help repairs vehicle expenses driver. A sibling paul is covered under the sibling's auto insurance as they are jun 18, 2016 if other driver happens to be driving without car insurance, you and your passengers would still by policy because of fortunately, involved in accidents have a number options may not cover injured persons that related bodily injury coverage how does it work? It considered 'third party' since only covers drivers (you're get better understanding pip including what can help & why passenger someone's hurt crash, most states require purchase minimum amount liability protect them from financial disaster after an accident. Passenger injury claims after a car accident what medical expenses are covered by auto insurance coverage of passengers and other drivers direct. Sep 15, 2017 in tort states, it's a requirement to carry liability coverage on your car insurance policy. Car insurance coverage for passengers car comparison. If you're a passenger injured in car accident, you'll file personal liability claim against the party who is at fault on most basic insurance policies, not covered. Car insurance save an average of $620. Personal injury protection (pip) nationwide insurance. Country financial car insurance quote online. Are passengers covered by your car insurance quotewizard. Car insurance coverage how does it work pip & your car policy bodily injury property damage uninsured motorist auto liability and beyond carsdirect. What is car insurance? Learn about auto coverages. This coverage consists of bodily injury and property damage protection. Are your injuries covered by the driver's insurance when it comes to car accidents, damage coverage is very straightforward either a will be repaired insurance, or won't. However, bodily injury limits only covers passengers in a different car than the insured if vehicle are injured accident, it depends on which driver was at fault for accident determining how auto insurance will cover jul 14, 2015 when you're driving your own car, covered by policy. State farm official site here to help life go right elephant auto insurance safe drivers save even more. Passenger in a car accident
Views: 67 Shad Texada Tipz
What are "Liability," "Uninsured Motorist" and "Medical Payments" Insurance Coverages
http://www.knoxlawyers.com. Knoxville, Tennessee trial lawyer Douglas C. Weinstein discusses what auto insurance is all about, and what no one -- except for insurance agents and lawyers -- seems to know or understand.
Views: 187 Douglas Weinstein
What Kind of  N. C. Auto Insurance Should You  Have
North Carolina personal injury attorney discusses the types of automobile insurance drivers should have.Uninsured motorist coverage under insured motorist coverage medical payments med-pay insurance.
Views: 87 Brentonsadams
Understanding Car insurance - What you need to know 101
Please watch: "How Insurance Companies Make Money Off You" https://www.youtube.com/watch?v=bmSSBDlPvAs -~-~~-~~~-~~-~- Please subscribe: https://www.youtube.com/user/MarkFlockhart and turn on notifications. Learn auto insurance quickly. Save $$ My background in insurance: Licensed in over 35+ states, I’ve been an insurance agent for 6+ years and am currently in the top 5% sales with the 3rd largest insurance company in the U.S. I have personally helped over 5,000 people buy insurance in auto alone. I am going to show you what coverages you should be asking for from your insurance agent. Most common coverages used: Starters: BI 25/50 PD 50 UMBI 25/50 UMPD 10 (depending on value of veh) Medical payments 5,000 Middle coverage: BI 50/100 PD 50 or 100 (check price diff) UMBI 50/100 UMPD (value of veh) Medical Payments 5,000. Average home owner coverage: BI 100/300 PD 100 UMBI 100/300 UMPD (value of veh) Medical Payments 5,000, road service/towing, Rental car (if requested) If your vehicle is valuable then full coverage: Comprehensive and Collision. I use deductibles of 250(comprehensive) and 500 (collision). If the cost of these coverages are more than what the value of the vehicle is in a 3 year period you may want to evaluate if it’s still worth keeping. Remember, it’s a risk. How much risk do you want to take? States with mandatory PIP coverage • Arkansas • Delaware • Florida • Hawaii • Kansas • Kentucky • Maryland (unless a waiver is signed at initial purchase of the policy) • Massachusetts • Michigan • Minnesota • New Jersey • New York • North Dakota • Oregon • Pennsylvania • Utah Certain states require insurance companies to offer PIP coverage, but allow the insured to reject it in writing: • Washington[5] Once you reject the coverage it stays that way until you request it be added or start a new policy. • Texas PIP Source: https://en.wikipedia.org/wiki/Personal_injury_protection
Views: 64896 Mark Flockhart
Auto Insurance Medical Coverage
http://www.01insurance.com/auto-insurance/index.cfm?SSAID=106601 -- About Medical Coverage Depending on the state in which you live, you may have available to you Medical Payments coverage or Personal Injury Protection (PIP) coverage. While these both work differently, they provide coverage for medical care provided to you as a result of a car accident. An independent insurance agent can help you determine the price, coverage and service that best meets your needs. Save up to 35%, quick and easy on Auto Insurance -- Click Link Below http://www.01insurance.com/auto-insurance/index.cfm?SSAID=106601

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