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How To Invest $10,000 Dollars For MASSIVE Dividends and Cash Flow

2351 ratings | 90116 views
What if I were investing $10,000 dollars in the stock market? What if I were investing ten thousand dollars for the first time? Today's video is all about that hypothetical situation, from a dividend income, cash flow, and passive income perspective. Topics covered include: (1) I would divide my $10,000 dollars into four stocks (equal amounts in each). I would choose my stocks from the four following industries: consumer non-cyclical food and beverage, consumer non-cyclical basic needs, medical and pharmaceutical, and industrials. These are the industries that will be around forever, which is essential for dividend investing and compound interest. (2) I would leverage DRIPs for my ten thousand dollars, or dividend reinvestment plans. These plans would allow my dividends to buy fractional shares of stock (via reinvestment) for low (or even no) fees. Dividend reinvestment plans would be critical for my compound interest strategy. Eventually, I would want to live off the dividends, but in the short and medium term, I would reinvest the dividends. (Where dividend reinvestment plans did not exist, or carried higher fees, I would leverage a low cost stock broker.) (3) I would stagger four $2,500 lump sum investments over the course of 3 or 4 months. After 3 or 4 months, my $10,000 dollars would be fully invested. (4) While my immediate dividend income would be around $300 per year (a nice amount of dividends), I would avoid the temptation to spend that money. Rather, I would reinvest. (5) I would build up a cash buffer (or emergency fund) so that I didn't have the temptation to tap into my stock portfolio when times got rough and I was short on cash. Ten thousand dollars is a lot of money, and the temptation will be there to cash out when money gets tight. (6) I would periodically add money to my positions. I would add as much as possible to my stock portfolio over time, investing in those positions that had the greatest value at the time. (7) I would buy blue chip companies with my $10,000 investment, although I would diversify market capitalizations (market caps) from $10 billion up to several hundred billion. With this size of a portfolio, I like to start diversifying by market cap. (8) I would target companies that provide 5-7% dividend growth each year. (9) Last, I would target starting yields in the 2-3% range. When one invests $10,000 dollars for the first time, that is a big deal. We're talking about a lot of money here. This video highlights the main things that I would do differently with ten thousand than smaller amounts. This video builds on my other videos in the same series. My One Thousand Dollar Video: https://www.youtube.com/watch?v=Iijz-5vGSh0 My Five Thousand Dollar Video: https://www.youtube.com/watch?v=5Bp0TzQKRr0 Thirty years out, assuming a starting yield of 3% and a 7% rate of dividend growth over time, my initial $10,000 dollar investment would yield $2,300 a year in dividends. And, that's a conservative model since i don't look at capital appreciation nor reinvested dividends. On a conservative basis, I'm yielding a large amount that can pay some serious bills after 30 years. That's the power of starting with a larger amount of money and going the dividend growth route. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions.
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Text Comments (305)
Canine 7 (10 hours ago)
Any thoughts on Texas Roadhouse
Gary Stavropoulos (3 days ago)
I would do five instead of four by adding an energy company.
André Mariano (4 days ago)
2 bad dividends get taxed as capital gains in my country. so tired of this bs gov
Patrick Castronovo (16 days ago)
Nice video!
ppcian (15 days ago)
Thanks so much! Really appreciate it!
MrDasilva8383 (18 days ago)
The only thing I am going to do is open up YouTube get paid like this guy lol
tony O (21 days ago)
Would you use the same broker or find a new one if you start it all over haha and who would you use
Mekia NoLastName (26 days ago)
Thank you for sharing knowledge 🙏🏾
ppcian (26 days ago)
You are incredibly welcome!
Michael John (1 month ago)
Do you use an online platform for your investing?
AHillard1 (1 month ago)
one of my first videos i ever watched and came back to celebrate crossing the 10k point... still as good of a video as i remember
Miguel Sevilla (1 month ago)
Would’ve liked to have seen some real world stocks as examples. I get it you don’t want to provide investment advice, but it would’ve been helpful. Great vid though. Learned a lot.
ppcian (1 month ago)
Thanks so much! Here’s a newer video with my complete dividend stock portfolio! https://youtu.be/6S-7R8iihPk
Jacob 565 (1 month ago)
How does your brokerage send you checks mine just deposits into my account
Renard Inniss (1 month ago)
Your talking so fast.
DeeZystep (1 month ago)
Another great video! Just sub'd. Also thanks for adding a summary in the description, really helps for looking over after watching.
ppcian (1 month ago)
Thanks for the kind words, my friend! Glad the descriptions are coming in helpful!
S C (2 months ago)
Very well put.
Financially Invested (2 months ago)
Hey Ian, I’m a cash flow Investor as well. I’ve built my portfolio to where I’m getting at least $300/month in dividends on average. Do you have a dividend number in mind before you decide to live off of your dividends instead of reinvesting them?
Roy Jones (2 months ago)
An easy way to accomplish this for someone who doesn't have the time or inclination to look at individual stocks is to simply invest in the Vanguard High Dividend fund. It charges $8 per $10,000 and you can reinvest dividends easily.(VHYAX)
cameron wood (2 months ago)
Good video! Thanks for the motivation
Walter Mercado (3 months ago)
Would do the same with $100,000?
ppcian (2 months ago)
Here's what I'd do with $50,000: https://www.youtube.com/watch?v=ishEcrSTK-c Still need to film a $100,000 video! Wishing you all the best.
eugyero (3 months ago)
Do not invest for dividends, this is a bad advice.
Daniel Purdy (3 months ago)
Never use a broker or advisor man. Lots of fees it’ll eat up your gains overtime. Use robinhood. What’s wrong with your channel is you rarely tell anyone what funds or stocks to buy. You just talk talk talk.
anonymous ubiquitious (3 months ago)
I subscribed. You are helping me. Tha nks
Kennard Nguyen (3 months ago)
Hey Ian, I was wondering what investment app or platform are you using? I'm using M1 fiance where it has $0 transaction fees but the disadvantage of that is that I can only execute 1 trade during the day and only have 30 minutes to decides and execute by buy/sell orders ( NYSE 9:30 AM - 10:00). In addition to that I would like to thank you for sharing your broad strategies on investing, it is really motivating to listens to your regarding of that aspect. Do you think it is possible to meddle around with the stock? Let take Apple ($AAPL) as an example. If you are growth dividend investing in this company, and as of Q.1 2019, the ex-div date is 02/08/2019, and Q4 2018 ex-div was 11/08/2019 you have a 3 months span of selling high buying low of these shares, and hold it on 2/08/2019 or 11/08/2018 to receive these dividends from apple and enjoys it capital gains. Doing this is large quantities, with not just apple but a great variety of stock that you do know and research about could be an advantage, pushing the rate of financial freedom a greater extend. For example, I've been doing this on $KHC stocks and has been profitted 1.5 shares of KHC for 2 weeks, and aim to not missing out on ex-div. dates.
Erasmo Rivas (3 months ago)
Hey Ian, if I was to invest 50k on dividends, around how much would I be looking at per quarter or year? By the way I’m young if that information helps but thank you for your videos
Ognckrn Iffnf (3 months ago)
Shows us a few envelopes and acts like Warren buffet people dont trust these people they are scams
O'Shea Jeff (3 months ago)
I invested $10,000 after collecting a loan and i got a profit return of $97,000 So sad it couldn't get to $100,000 after the initial 7 days of trading But i still give thanks to my Trader Mr Shaw Brandon for helping me not go bankrupt
Dave Briscoe (3 months ago)
I would buy high yield dividend (25%-30%) get in, get out. Monthly is the best ie. CLM and then look for quarterly high yield.
Ces Ferrion (4 months ago)
👍🏼👍🏼
Zoe Hefti (4 months ago)
Boeing and military weapons manufacturers
Tony J (4 months ago)
Are reinvested dividends taxed?
Ibrahim Gamer (4 months ago)
I'm curious which broker do you invest your money through? Thanks!
ÉcranMontréal (4 months ago)
Why are you showing empty enveloppes? No name no adress?
ppcian (4 months ago)
They are not empty. I'm showing back side of envelopes because I do not want to disclose my personal mailing address info that displays on the other side. Wishing you all the greatest!
Tarik Irouaibi (5 months ago)
Thank you for all this great advices
Stiff Wit (5 months ago)
Wait - you actually still get checks? I thought that was just a euphemism? Mine go right into my Ameritrade account. How/why do you still get checks?
Dan K (1 month ago)
Metaphor is the word you are looking for
Green Goblin420 (5 months ago)
Im 20 if i invest till im 70 will i be rich
youmadbro951 (4 months ago)
Yes if done right. Hell even earlier than 70
Ruilmerijk (5 months ago)
Hey Ian, Could you recommend a broker in Europe. My current broker charges a service fee on long positions. So it eats into my dividend yield.. :(
DaGleese (5 months ago)
Ian, would you recommend a new investor hiring a financial advisor? What can a financial advisor offer you when it comes to dividend investments like this? I am asking as it seems to me that when it comes to dividend investing a financial advisor is really just an extra expense being cut out of your potential extra investment funds. I imagine the best they can really do is say "don't do it!" in order to cover themselves whenever you ask them if you should invest in a specific stock. Would it be possible to do a video perhaps outlining the benefits a good financial advisor can bring to a new investor? Do you yourself or have you ever employed a financial advisor?
Holtzmann 82 (6 months ago)
Get in on AfterPay before 28th Nov 2018. Stock price is insanely low and atm & their next earnings date is scheduled for the 28th & is going to be massive!! What an opportunity to turn a huge profit quickly. APT rocks.. All the way to the bank.
Joshua Duran (6 months ago)
Great content
ppcian (6 months ago)
Really means a lot! Thanks so much!
Brandon Anderson (6 months ago)
What do u think of the the etf (sphd)?
Amlan Mitra (6 months ago)
Great video! Keep it coming
DAJ Mayn (6 months ago)
Drinking game.. everytime ian says dividends take 1 shot.
ppcian (6 months ago)
Too funny! Wishing you all the greatest!
Anatolii Stepaniuk (6 months ago)
Thanks a lot, Ian for another gem advice! What do you think if one concentrates just Healthcare industry, what risk does it have comparing to diversification among 3 industries you have mentioned? You mean people can spend less money on Healthcare in time of crisis? Or they will buy more consumer goods in times of good economy?
ppcian (6 months ago)
Thanks for asking, let me answer via a future video!
Nas kshshdh (7 months ago)
Starting my account with 20k this week after losing 15k in stupid stocks that I bought and companies went bankrupt. This time dividends paying stocks with potential for growth like blue chip stocks.
TR Reddy (5 months ago)
Ian thank you so much for videos. i’m just getting into stocks as i recently immigrated to US. Red some books and watching videos to gain some basic knowledge about how stock market works. I started with some index funds but i’m getting ready with 50k for good dividend stocks, but one question i have is how know if a company that will stop paying dividends after investing? let say like GE?
ppcian (7 months ago)
Right on! Wishing you a very prosperous fresh start! Thanks for sharing your story. I have certainly had my share of mistakes over the years too. Dividends have truly provided a sea of calm and steady income!
You Are Not Ready (7 months ago)
For you to make enough in dividends to live on you need to have at least $100,000 invested capital. I'm personally investing in AMZA ETF. I'm investing $1,900 a month (plus dividend reinvestment) for the next 5 years so about time I'm 40 years old I can retire from the USA to the philippines. I'm expecting the market to dip within that time frame but that's ok, I'm not investing for capital appreciation and it will be excellent buying opportunities for me.
ppcian (7 months ago)
Right on! Thanks for sharing your story. Wishing you all the greatest in your financial freedom journey!
Richard The Magician (7 months ago)
Can you go over some healthcare stocks? That's the one in the Stream had an issue finding something in.
ppcian (7 months ago)
Check out my video on my #1 favorite dividend stock of all time! (It’s a healthcare stock I love.)
Lawson One (7 months ago)
Like the videos but caution the click bait word "MASSIVE" here. Investing 10,000 in DRIPs can yield 'SOLID' dividends but not 'MASSIVE' dividends. I would consider a $300 return per year respectable but, 'MASSIVE' suggests, imho, that you could already live off this money. This especially if you involve a broker rather than direct investment.
Nick Larry (7 months ago)
put in $10,000 and only get $300 for the year? 3%? Why not go to a casino and play 10k?
ppcian (7 months ago)
The 3% starting yield can become 20% (or more) yield on cost over time like I experienced here: https://youtu.be/jzv_LtYLBsg And, that doesn’t even include capital appreciation.
Technical Guru (7 months ago)
I need a solid round of advice on how to take 500k liquid assets and invest them. A list of stocks, amounts to invest per stock, and the possible high and low's of ROI. I would be placing this for the long run, and will live and thrive off of dividends. Anyone have any input?
Fat Tail Investor (7 months ago)
Nice work on saving up $500k! with that much capital to deploy I'd talk to a certified financial planner and discuss with them the potential benefits of a portfolio constructed from ETF's such as SPHD/SDY/SPLV which focus on dividend stocks and low volatility. When its a large sum of money, its beneficial to coordinate with a dedicated financial professional (look for fee-only type advisers)
Room 183 (7 months ago)
Hey Ian, I'm retiring at 55 with 750k. What would your dividend strategy be for this scenario? Appreciate all you do for us.
Rylan L (2 months ago)
Decrease your cost of living first. Maybe invest in SPHD after that
Tony G (8 months ago)
Stock names please?
Fat Tail Investor (8 months ago)
Love seeing the cash fall into my account each month!! Small but rapidly growing :)
Breezy8o8 (8 months ago)
300 dollars a year in dividends on a 10k account. You're shit at investing
ppcian (8 months ago)
This is simple example using first year cash flow and a 3% starting yield for that calculation. I just surpassed 20% yield on cost on one of my holdings (not counting reinvested dividends). Meaning, I'm yielding $2,000/year for each $10,000 invested (and growing). It's called dividend GROWTH investing, because it's all about the dividend growing over time, creating a progressively higher yield on cost. Mind you, that 20% yield on cost does not take capital appreciation into account either. The topic of this particular video is starting out with $10,000, so I'm trying to illustrate a realistic hypothetical example of what one could expect in year 1 (from a cash flow perspective).
adriana (9 months ago)
Can you do a segment on legacy stocks?
adriana (9 months ago)
You can get the checks mailed to you?
adriana (9 months ago)
Also should we get written proof we own the stocks. What if a investment house went out of business?
ppcian (9 months ago)
Yes you can! (If you like to do things old school like myself.)
WILL I AM (9 months ago)
I have 9,800 shares of CIM. It pays .50 cents a share every quarter. I am working towards 30, 000 shares, to get to 15000 dollars per quarter.
YxNoX Zimmzer (5 months ago)
CIM is recent found, I don’t like it too much but my only 2 cents
Alec Fenner (6 months ago)
WILL I AM Do you mind sharing any other stocks you invest in?
Alec Fenner (6 months ago)
Do you mind sharing any other stocks you invest in
ppcian (9 months ago)
Way to go! Thanks so much for sharing! Gotta love those dividends.
Jkimdesignstudio (9 months ago)
Pepsi, J&J, United Health, Boeing
ISawThings (9 months ago)
Any decent investor will know the industries he has invested in from his mind, i mean he dreams those numbers, average risk, average dividend per portfolio etc. By default saying that you will invest in those industries out of nowhere and show me some empty white envelops .... it has one name: fake it until you make it.
Mike Mallery (10 months ago)
Nice video, now close the deal and name some specific stocks
ppcian (10 months ago)
Thanks, Mike, for asking. for anyone who wants to see my favorite stocks, here's a link to a playlist featuring my favorite stocks of all time: https://www.youtube.com/watch?v=L1d5xUM8dnY&list=PLRwxirm9RENAKPuqytz_vL_hS29ycFBOk&index=1
Gavin dixon (10 months ago)
Awesome
oubere hassan (10 months ago)
I have 12000$ canadien money i dont know where invest it.. i want only buy canadien stocks... can you help me with that
Smart Beep (10 months ago)
Thanks for the inspiring videos. I am wondering though if growing the dividend to 23% y.o.c. in 10 years will be mathematically superior to a growth fund that averages 10% starting year one? The growth fund will have doubled in 7 years and tripled in 10 years. Wouldn't that be like a 30% y.o.c? Thanks for the time you take to respond to comments.
ppcian (10 months ago)
It really depends on one's investment goals. For me, I never plan to sell. I only invest for dividends. For me, yield on cost is everything since that's how I can measure the real, tangible cash flow that my investments offer. (Worth noting, dividend stocks appreciate in value too - there can be a lot of capital appreication. I just don't place much value on it since it doesn't do anything for me, as I don't sell.) For someone who plans for a more traditional retirement (and plans to eventually sell their investments), a total return model may make a lot more sense. Great question and thanks for stopping by!
Misael V (10 months ago)
Hi Ian, Love your channel! What is better in your opinion? To reinvest dividends in the same stocks who paid the dividend or to cash out all fractional shares accumulated thru drips and start a new position in a new stock trading at a discount. Thanks
ppcian (10 months ago)
That is a classical question! I think it really comes down to personal preference. For me, these days, I'm mainly reinvesting in the companies that paid the dividends. A bit more on my strategy in this video: https://www.youtube.com/watch?v=zYjGs5rDMnw
wmsproductions (10 months ago)
love the info provided keep it up
ppcian (10 months ago)
Thanks so much for the kind words!
Reymond Carrillo (10 months ago)
Dis liked because u reneged at the end no like for you
Canine 7 (10 months ago)
Extra space storage
William Chapman (10 months ago)
If you could possibly tell me where to get 10k to invest that would be great
ppcian (10 months ago)
Check out the Sugar Mamma TV YouTube channel, and all of Canna's content around the $1000 Dollar Project. Consider buying and reading her book cover to cover (same title, The $1000 Dollar Project). All about saving money and manifesting $ into one's life. Great way to come up with extra money for investing. Here's her channel: https://www.youtube.com/channel/UC4Apd1uiOZ368g9YEN4A1RQ
Foots Fosho (11 months ago)
You should consider CEF’s like BST or BME both offer instant diversification as well as .13 & .20 cents per share every month.
Myl Ra (11 months ago)
The problem that you have is that you are confusing an industry with a company. The health industry will be around. Of course it will. But the company you choose to invest in may not. If you want to invest in the healthcare industry I would purchase a healthcare ETF so that my funds are broadly Diversified within that industry
ppcian (10 months ago)
I disagree. My #1 favorite stock of all time is Johnson & Johnson (JNJ). With the number of divisions at JNJ, it's like owning a mutual fund of sorts. And, of course, I diversify further by having 37 total positions in my portfolio. You can learn more about my thoughts on JNJ here: https://www.youtube.com/watch?v=ZkgzdwAqPho (Disclosure: I am long Johnson & Johnson, ticker JNJ)
Allen Iverson (11 months ago)
I can't wait to hold those div checks in my hand like you and my great aunt does, mine will just be alot smaller but still nice and fun. Lol
ppcian (10 months ago)
Wishing you all the greatest, Allen! Your great aunt sounds awesome! How cool.
SOFIA SILVA V. (11 months ago)
I dont understand!! You should do concept videos and explain the basics of the basics!! Help me out please!
ppcian (10 months ago)
Thanks for stopping by! Lots of videos here about dividend investing. Here's a complete list of all my videos: https://www.youtube.com/user/ppcian/videos
I love robinhood. Free trading.
AGPMandavel (11 months ago)
So when you're dividend investing, you aren't worried about how many shares you have in each stock because you're not looking for trading volume... You're just focused on how many dollars are invested into each stock, regardless of how many shares it gets you, and each year/month/quarter you receive dividends based on the annual return of each stock/company. So if a company gives 5% in dividends, that's 5% of your initial investment each year? So 10,000 would get you 500 bucks annually, roughly 40 bucks each month. Is that correct? So realistically you would need multiple 100k's in dividend stocks to start getting monthly income numbers. Is this all correct? Am I doing my math correctly or is there a step I'm missing?
Dave Thomson (10 months ago)
AGPMandavel more reinvested dividends equals more stock equals more dividends and with an increasing dividend yield, well you get the picture
ppcian (11 months ago)
Seems like you are thinking about it the right way. One key point to consider is yield on cost. The companies I own tend to increase their dividends over time (each year). As such, that 5% can grow to 10% or even 17.5% (the best yield on cost I have achieved so far). Also, one does not have to deploy all those 100s of thousands. One can growth their portfolio to that size over time via capital appreciation that tends to come with great companies that raise their dividends over time.
popkahchin (11 months ago)
hi there. can you recommend me a trading platform that allows non US citzen to put money in the stock and does not incur inactive fees. Most of the trading platform will deduct 50$ every 3 months if you do not make more than certain amount of trades.
ppcian (11 months ago)
One option is to look into dividend reinvestment plans: https://www.youtube.com/watch?v=KBGlaQ0dg8s
Xuereb (11 months ago)
Just subscribed
ppcian (11 months ago)
Really great to have you here! Thanks for subscribing!
Dany Herrera (11 months ago)
Thanks for replying...lets say I have an inheritance and I want to get $2000 a month in dividends how much would I have to invest
SuperSexySteve (27 days ago)
Probably at least 200k 😂
clorox bleach (11 months ago)
Smart guy, what’s the name of the stock you’d buy for dividends
ppcian (11 months ago)
Here are my top four favorite holdings that I personally buy. Of course, these are just the stocks that work for me, and others may find other stocks that are better for them. https://www.youtube.com/watch?v=XV8Txpw-qHA&list=PLRwxirm9RENAKPuqytz_vL_hS29ycFBOk
Dany Herrera (11 months ago)
300 a year for 10 grand is defenetly not attractive..I'll probably just keep my ten grand under the mattress
Corey M (4 months ago)
+_ _ well this isn't going to work either so back to the drawing board
Corey M (4 months ago)
+_ _ we built out portfolio by buying duplexes moving in and moving every 6 months.. it sucks but we are up quite a few rentals now and are now looking at getting a small apt complex
Corey M (4 months ago)
+_ _ well I dont know where you are but in my area you can find duplexes in good areas for 140 to 250, if you waited and bought one fha you would be out about 7k if you paid all costs, if you have used your fha you will need more say 15 to 18k, you would return your investment yr1 with a modest 900 a month rent from each side plus! the tax benefits
Corey M (5 months ago)
+ppcian I like the idea but the way your putting it is just so unattractive most of your viewers could go buy a duplex for 10k down and have it professionally managed and make their money back year 1 and an additional 10k for years to come never mind the appreciation why would anyone do this?
Derek Lai (7 months ago)
stay broke my friends
Dany Herrera (11 months ago)
2 to 3% and how much is for Schwab or fidelity
ralph ibrahim (11 months ago)
Thanx ian
ppcian (11 months ago)
Thank you!
slstang02 (11 months ago)
Great video, great content. It’s definitely a lot of information to cover for a new investor like myself. I appreciate your notes below. Big thumbs up from me, can’t wait to learn more.
ppcian (11 months ago)
Really great to have you here! Thanks so much for the kind words. Many more dividend investing videos on the way.
MultiverseMedia Space (11 months ago)
Thank you for the information! I just got into p2p and I wanted to start dividend investing, and you gave me some idea of what I'm getting into. Your awesome!
ppcian (11 months ago)
You are so incredibly welcome! Thanks so much for stopping by and for the kind words!
FooTech1976 (11 months ago)
I like you.
California Bobby (11 months ago)
Buy cryptocurrencies.
cliff cox (11 months ago)
I know you're giving us broad strategies, but can you just spit out the particular investments YOU have so I can merely mimic your success instead of making wrongs pics and losing money.
Panda Love (2 months ago)
+Teacher_Jamiee In Chinese saying"授人鱼不如授人以渔” exactly same words, try it by google translate.
Mr. Popanz (3 months ago)
Give a man a fish and feed him for a day . Don’t teach a man to fish… and feed yourself.
Baron Kazhmir (4 months ago)
how much wood would a woodchuck chuck if a woodchuck could chuck taylors
Give a man a woman and he will create a family Give a man a prostitute and he will catch gonorrhea
TeslaRifle (7 months ago)
Give a man fire, you'll keep him warm for a day. Set a man on fire, you'll keep him warm the rest of his life.
LetzBeReal M (11 months ago)
I liked, subscribed and comented. I loved this video... But I dont understand what are stocks for.. And funds.. And thats stuff.. Is that for the future or do you buy sell buy sell over and over.. Is it for retirement.. Or is it all of the above.
Greg Glass (7 months ago)
LetzBeReal M dew
ppcian (11 months ago)
Really great to have you here! Thanks so much for subscribing. I personally invest in stocks for the dividends (cash checks that can be used to pay the bills). My goal is to cover all living expenses with dividend checks. So, I don't have to buy and sell. Just buy and hold forever, and collect dividend checks. Of course, I also have aspirations to increasingly use my good fortune to give back and help others.
Nightsight (11 months ago)
Ian, if drip is not available, can i just use online brokerage and reinvest my dividends myself? I guess i will have to pay taxes on them
ppcian (11 months ago)
Great question! Many online brokers offer a DRIP option. Regarding taxes, one will owe taxes on dividends whether they are in a DRIP or not. Have some great info on taxes in my new video here: https://www.youtube.com/watch?v=2y0CgkzgV6I (Disclaimer: I am not a tax advisor, and do not offer tax advice. Just sharing my personal journey.)
18ricco (11 months ago)
New subscriber here sub back please
MsRESPECT90 (11 months ago)
I really like your videos Ian
SoulHattan (11 months ago)
Great Video!
Greg Glass (7 months ago)
SoulHattan xse
speeddemon002 (11 months ago)
3%?? I currently yeild 21.79%
speeddemon002 (11 months ago)
Ive been on prosper for almost a year with 21.79 current yeild. It goes up all the way to 24.xx% in this time I haven’t gone below 20%. Curry i only have 2-4 late payment on the prosper loans if you want a high yeild stock on dividends. Check out (bkcc) that the ticker. High yeild stable stock price based on the 5 year span.
speeddemon002 (11 months ago)
Ive been on prosper for almost a year with 21.79 current yeild. It goes up all the way to 24.xx% in this time I haven’t gone below 20%. Curry i only have 2-4 late payment on the prosper loans if you want a high yeild stock on dividends. Check out (bkcc) that the ticker. High yeild stable stock price based on the 5 year span.
Investing Book Summaries (11 months ago)
I love drip reinvestment plans.
Roman Shamrrat (11 months ago)
Please let me know what kind of stock get more dividen.
ppcian (11 months ago)
Here's a recent example: https://www.youtube.com/watch?v=WA1baKYgV_0
reptilianskin (11 months ago)
If all you have is $10K to your name and you have nothing else for an emergency fund, then of course you will need to sell if you run into trouble in your life. Save at least 6 months to 1 year worth of living expenses first. Then start your dividend portfolio with additional money you save. That way if you lose your job or get sick and need money for bills, you have your emergency fund for that. And you keep your portfolio invested intact for all that time.
ppcian (11 months ago)
Thanks for stopping by and sharing! In my earlier days of dividend investing, I went without an emergency fund to deploy more money in the market (and get my dividend snowball compounding faster): https://www.youtube.com/watch?v=mHAlpQCWAhw That said, these days I am building an emergency fund given the late stage bull market and my family responsibilities. Playing it a bit safer these days, but very grateful I took on some risk in my earlier days.
Ali Tayeh (11 months ago)
Very encouraging video Ian... Keep up the good work buddy 👌
Gary Downes (1 year ago)
Do you take into consideration insider buying as a last requirement in deciding to invest in a stock? Thanks. Down to earth discussions.
ppcian (1 year ago)
Thanks so much for the great question! For me, since I focus on really large blue chip companies, insider buying is not as big of a factor for me. However, with small caps, something like that is certainly a nice factor worth considering.
Ethelvino Zanchet (1 year ago)
I am learning so much from you Ian. Thanks a bunch for your insights and explanations. The yield increase over the year...wow! That's right in front of our face and nobody tells it! Great stuff! Keep the videos coming please!!!
ppcian (1 year ago)
Thanks so much for the kind words! Truly appreciate the support and wishing you all the greatest!
Brandon Carter (1 year ago)
Thank you
ppcian (1 year ago)
Thank you for stopping by!
Cliff DaRiff (1 year ago)
Why are you outside in lots of ur videos?
ppcian (1 year ago)
Thanks for stopping by. I like it outside. Try to spend time outside when the weather is good!
Instalator Iasi (1 year ago)
Can i use my visa to buy shares?
ppcian (1 year ago)
Thanks for stopping by! There used to be a small disruptive broker called Loyal3 that allowed one to buy stock with their credit card for a while. This was unique because it allowed one to earn points while investing (as long as one had sufficient money to pay off their card in full each month). These days, I'm not certain if there are any brokers out there that allow this. I'm sure there exists one or two, I'm just not aware of them.
Sid Hacini (1 year ago)
You da man Ian!
ppcian (1 year ago)
Thanks so much for the support! Wishing you all the greatest.

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