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The BEST ways to invest your first $1000

2950 ratings | 103489 views
This has to be one of the most requested video topics I get, especially for the people just starting out. This $1000 amount should give you a head start in whatever you do and begin the foundation to you making a lot more money. Feel free to add me on Snapchat/Instagram: GPStephan Let me first preface this by saying that it really depends WHAT you want to do and what your situation is. I’ll give you my own recommendations, but ultimately your own situation will dictate what’s actually best for you. If you want to start a business, I’d likely give you different advice than if you want to invest long term in something passive. So I’ll try to cover as much as I can. My first and biggest piece of advice for anyone, no matter what you want to do, is to use that $1000 to invest in yourself. This will likely give you the highest return on investment. I’m not talking about spending it all on a $997 course, but use it towards good books - use it towards learning, taking seminars, taking some courses or classes, and expanding your knowledge about what you want to do. Investing in yourself is a good idea no matter how much money you have and would be the pinnacle of what will generally get you the highest ROI. My second piece of advice is for someone who wants to start a business. I’d recommend using that $1000 to get you towards starting that business you want to do. If you want to develop a website, use that money to start the website. Want to start an app? Use that money to start an app. Do you want to do something online but don’t have a computer capable of doing it? Use that money. If you want to wholesale real estate, use that $1000 towards marketing materials. Figure out what you want to do and see how you can stretch your $1000 to make your business a reality. Even if it fails miserably and you lose your $1000, I promise that will be the best learning experience of a lifetime. That $1000 mistake will be worth way more firsthand than any college class could ever teach you. My third piece of advice is for someone who wants a more stable, long term investment they can pretty much just forget about to give them some passive returns. In this case, I’d highly recommend a low-fee index fund, like what Vanguard offers. They have several funds with $1000 minimums that should get you a good head start on investing long term. You can also get a ton of diversification depending on what fund you go with and this would give you a solid foundation for investing. You’ll also learn some background about index funds and diversification in long term investing. My fourth piece of advice is for someone who wants to learn the stock market and doesn’t mind putting their money in riskier investments. With this, you can trade individual stocks and you will learn a TON by trading firsthand. The downside is that commissions will eat you alive when you’re making regular trades. BUT, it’ll be an amazing learning experience. You can do the same with cryptocurrencies and I’m sure it would be an equally good learning experience. Just understand the risks involved. The whole purpose of this first $1000 should really just be to use it to jumpstart whatever it is that you want to do. Because lets be real, $1000 is not a lot in the bigger picture. However, $1000 should be enough to start moving you in the direction to begin making $10,000…then $100,000…then a $1,000,000. It’s about creating a foundation that supports you to continue making even more money. It’s not about maximizing your returns at this level, it’s about creating learning experiences at this level where losing 10% costs you $100 vs losing 10% on $100,000 costs you $10,000. The mistakes you make on this level will be avoided when you begin doing things on a much larger scale. For business inquiries, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
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Text Comments (448)
Arthur Appling (23 days ago)
Once again Graham you keep it 100%I did buy the book buy it rent it profit by Bryan M chavis I'm still working my nine-to-five but this was one of the Investments in myself like you said invest in yourself I'm just saving my money for least 20% down on something if you have any more good advice for me I will greatly appreciate it thank you
Graham Stephan (23 days ago)
That’s awesome!! Great work! Check out my real estate investing playlist here on YouTube, everything I’d tell you would be in those videos!
Revelt Thugz (1 month ago)
I'm 16 and I have 5000 dollars in my savings account, should I invest it in stocks ?
Christian Lies (1 month ago)
I never thought of investing on myself, but now it’s made clear :)
Graham Stephan (1 month ago)
🙌🏼
Robin Taylor (2 months ago)
As a real estate investor what do you think of air bnb? also what do you think of companies that flip houses? buy houses then fix them up and re-sell them at a hgher price.
Robin Taylor (2 months ago)
I meant what do you think of air bnb as in, what do you think of being the air bnb host? do you know anyone with experience in that area and is that something you would suggest to get started instead of putting a down payment on a property to rent out if you don't want to take on the risk of owning a property right away?
Sam Dash (3 months ago)
I just received a hacked transfer for $54,000
Benjamin Maratita (3 months ago)
Thank you
Graham Stephan (3 months ago)
Thanks for watching!
Madalyn Clark (3 months ago)
Robinhood is trade commission free
Just A Guy (4 months ago)
Get into crypto if you're not, my good man! It's a perfect time. Accumulation phase, where the price is incredibly low. It will probably go lower (4800?), but this is the best time you'll have to buy in quite some time. Buy just a little bit Graham, just to diversify your portfolio.
Aberdolf Lincler (4 months ago)
How do I make my wife love me again?
Graham Stephan (4 months ago)
:(
Isaiah (4 months ago)
So if you invest through a roth ira you pay taxes upfront. But if you buy a stock for let's say 100$ and then you sell for 110$ is that 110$ able to be put back into buying without paying taxes on it or do you have to pay taxes agian?
Louise Hamilton (4 months ago)
found this vid!i’m blessed! 😁
Cristhiansoc (4 months ago)
Stay away from Verizon they will Robber your hard working money 💴
Queen Dee (5 months ago)
I’m having a daily dose of Graham’s videos even if it means repeating watching
Graham Stephan (5 months ago)
Ah thanks!! I got one posting in 13 min!
Shannon Pickens (6 months ago)
Nice music in the back ground 😎.
Graham Stephan (6 months ago)
Thanks!
kishred bird (6 months ago)
So take $430 and get the premium LLC package, put out 200ish to buy into an index stock and spend what's left on logos, apps and ads for your shopify store
Albert Shaw (6 months ago)
For individual stocks. Robinhood. No fee trades. Join Robinhood and we'll both get a stock like Apple, Ford, or Sprint for free. Make sure you use my link. http://share.robinhood.com/alberts7
Albert Shaw (6 months ago)
If you don't want free stocks through my referral. It's still great just download the app from the Android or iOS app store. Zero comission trades!
ray the person (7 months ago)
Fuck seminars screw courses and books and whatever else you said spend 1000$ on I want some real advice not some guy telling me to go out and spend a grand on classes so I can spend another grand on the stock market and loose it instantly
The Valiant Investor (7 months ago)
Wow
Ann Abel (7 months ago)
...interesting - how - a - homeless - sober - go - about - transforming - the $400 the - gov't - gives ?...
Mohamed Maklad (7 months ago)
I’ve always heard you say that index funds return between 7 and 9%, but on the vanguard website, it says that the S&P 500 index fund returns an average of 15% annually. Am I missing anything or were you just generalizing?
Graham Stephan (7 months ago)
That’s since inception and many of those funds were started at the beginning of the bull market. If you see a 30 year time span it’ll average out to less.
Cesar Gonzalez (7 months ago)
Why not invest in *BITCONNECT*
Calvin Stancill (7 months ago)
No trading fees with Robinhood or Webull. Graham is right to skip paper trading. It is different with real money. Free stock with a RH referral link: https://share.robinhood.com/charitp28
Marshal Giggleman (7 months ago)
Trading actual stocks with a few thousand dollars was one of the scariest, but most fulfilling things I've ever done. You learn how the market works, how to analyze a stock/company, understand market psychology, etc. Listening to quarterly conference calls gives you an insight into WHY business do the things they do and how to grow a business. I also went on forums and had quite knowledgeable people with much more trading experience than me give me practically a graduate course in trading and financing and business in general. That insight also helped when I started my business to build a business model that worked for my situation.
Mike Affholder (7 months ago)
Have you made a video yet about how you plan to hedge against a market crash or a currency crisis? Would like to hear your opinion on the topic! Thanks Graham! Keep spreading that knowledge!
Karl (7 months ago)
Robin Hood.....
Aaron Watson (7 months ago)
What’s the instrumental?
半夜看电影 (8 months ago)
do u still invest in stocks?
Graham Stephan (8 months ago)
Yes, albeit not as much as real estate.
jimmybean (8 months ago)
not a car
Spencer Gillett (8 months ago)
Very wise, thank you Graham
Graham Stephan (8 months ago)
Thanks for watching!
Reggie Tomerlin (8 months ago)
Hi Graham Thank you for your videos! What do you think of REIT’s like NRZ and STWD?
Cristian Washington (8 months ago)
Hey graham do you think that being a real estate agent is probably the best kind of source of income if you’re, For example, a non college student
Graham Stephan (8 months ago)
For me it’s been a fantastic career!
Daniel L.P (8 months ago)
Your the realest man out there. You dont ask money for courses
Graham Stephan (8 months ago)
🙌🏼
negligentgiant (9 months ago)
Hey people with little to no money like me! Try and join some community groups that are in your area that have free seminars. In some of my meet up groups, they talk about real estate, cash flow, meet with other entrepreneurs starting and advance and more. It's all depends on individual research of your area. The more you surround yourself with like minded people and people who can guide you, the better success you will have.😄Good luck!
Farzana 17 (9 months ago)
What kind of book you recommend? List the books plz
Miguel Dominic (9 months ago)
Went to a free seminar, mabe 60 people, they mentioned another 3 day training course for $695, 1 other person and myself signed up, can't wait to go in like 2 weeks, invest in yourself
Sam Sam (9 months ago)
Another great video..
M.T. B. (9 months ago)
You can clearly see he knows what hes talkin about, when Damu is playing in the background. BANGER
Graham Stephan (9 months ago)
Hahaha good ear!!!
manuel diaz (9 months ago)
Casino
Graham Stephan (9 months ago)
CRAPS!
King Henry (9 months ago)
Wtf... invest in knowledge??? Dude coding/skills everything is free online. 1000 ain't buying a degree
Siúcra (9 months ago)
Alright, I don't feel so bad now. What you said is pretty much what I did, I took the money I had and bought a bunch of books and a few course's I was interested in. I wasn't sure if that was the right move considering money's tight right now, but after watching this I'm confident I made the right choice.
Graham Stephan (9 months ago)
Right move!
Checagou (10 months ago)
I couldn’t find the vanguard index fund for $1,000! Can anyone show me the right way ? Please thanks in advance
b1121 (4 months ago)
Checagou checkout VOO
Graham Stephan (10 months ago)
VFINX
Bang Bang Bo (10 months ago)
Robinhood is free and no trading fees tho
Dan Jasinski (10 months ago)
For investing stocks in Robin hood is worth it better than one that charges to trade.
19jo79 (10 months ago)
hey man , how are you, im good lol thx , i just started reading books on investement and im wondering if you have any good book that you recommend. thx boss
19jo79 (10 months ago)
im currently reading it LOL , you know the basics, i just started
Graham Stephan (10 months ago)
In what subject exactly? The intelligent investor is a good one!
A New Renaissance (10 months ago)
Thank you:)
Graham Stephan (10 months ago)
🙌🏼
Deon Alston (10 months ago)
Name of song?? Pleaseee
Shuanie J. (10 months ago)
There was no videos like this to my knowledge from my years in middle school to college, and I searched immensely because I just wanted to learn how to invest. I wish I knew this way back then or had someone like you to teach me when I was begging for this knowledge. Thank you soooooo much. I needed this. Wish you could be apart of my financial team while I was in College. 😘💰👏🏾🙏🏾🤝🏾
Shuanie J. (10 months ago)
@Graham Stephan. 🙋🏾‍♀️ So I've taken the steps to receiving my Property Management Liscence & have meet amazing people through class already in the industry. My goal is to pay off my College Loans in 1 year through Real Estate Investing. Is that possible?
Graham Stephan (10 months ago)
Thanks so much!!
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Arif Husaini (11 months ago)
Hey what do you think of a 14 year old starting up a business? Btw I’m 13. Awesome vids bro.
Graham Stephan (11 months ago)
GO FOR IT!!
Srdjan Savic (11 months ago)
Dude you read my life like book. Im scared
Parker Antoine (11 months ago)
4. Robinhood app - no fees to buy and sell (not sure it was around when this video was made)
Graham Stephan (11 months ago)
Yes very true!
Magical Gamer (11 months ago)
Do you have a book?
Graham Stephan (11 months ago)
I don’t, these videos are somewhat like my book!
PUBG Play of the Game (11 months ago)
Graham you are a very attractive white male who can have your situation work for you, but what is your advice for a Black Man who has acne scars?
IceDynamite (9 months ago)
PUBG Play of the Game first of all, you have to drop that mentality... I am black myself btw. You can make it in any field. You just have to increase yourself in as much knowledge as you can in that field, especially if you know look the part. You have to know what you’re talking about towards and backwards
Aziz Abrougui (11 months ago)
dude this guy talks tooo much , go around the same thing over and over
Carlos Hernadez (4 months ago)
And?
Graham Stephan (11 months ago)
Ok
reptilesgamers00 (11 months ago)
Why not mutual funds?
Graham Stephan (11 months ago)
Index funds typically have lower fees!
Kule_kule Dawson (11 months ago)
Great video
Graham Stephan (11 months ago)
Thanks!
william morales (11 months ago)
I invest 130 dollars in my self made 450 back
Graham Stephan (11 months ago)
Now invest 450 and make 1200 back ;)
Akshay Prakash (11 months ago)
I know everyone tells "Invest in yourself" but what ?? I like anythhing that makes Money, and knowledge these days is free on YouTube or internet. So I'm dying to know what do I invest in?
Akshay Prakash (11 months ago)
Graham Stephan Thanks for the quick reply Sir. But all the courses I see, there is someone else whose given the same knowledge for free and I'm grabbing it from there. So investment in myself still confused about it. Sorry for the trouble though.
Graham Stephan (11 months ago)
Anything that betters yourself...doesn't matter if you spend money on it or not, invest your time. Learn for free! Intern for people and charge nothing just for the experience. Buy self help programs. Anything!
justin martinez (1 year ago)
everyone needs to invest in index fund
Graham Stephan (1 year ago)
Yes!
Matt Ahmann (1 year ago)
Trade with Robinhood. No fees.
Graham Stephan (1 year ago)
True.
Alex Paul (1 year ago)
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Daniel Gunz (1 year ago)
this mate is transparent and efficent, well done mate
Graham Stephan (1 year ago)
Thanks so much Daniel!
Kevin Regis (1 year ago)
Start investing with Acorns today! Get $5 when you use my invite link: https://acorns.com/invite/PKM4GQ
Jackman LeBlanc (1 year ago)
22 and no money, using financial aid to get through college. Plan is to get a part time job that can support a FBA business I'd like to start. If I could get just those two income streams started, that would be amazing. After that I'd like to get started in stocks, P2P lending, and buying my first rental property. I'll start with the first 2 for this year though. The other 3 I'll start next year. ...I should probably think of some classes to take at school that could help me with all this. What's the best kind of college courses I could take?
FifthGear (1 year ago)
I invested in myself by enrolling into Cisco CCNA computer networking courses which landed me a job in tech support for a company which makes software for trading on the markets. Hopefully that experience will make me learn more about finances and how to invest properly. I also have a 3-year bachelor's degree in Entrepreneurship though that didn't teach me as much as I wanted.
Chad Hayes (1 year ago)
Superb insight my friend. How do you feel about target date funds opposed to index funds?
Graham Stephan (1 year ago)
Honestly both are great. If anything target date is a little better since you won’t have to rebalance it.
Commando Master (1 year ago)
Great advice. Ppl need to get experience and knowledge before they can make a lot of money.
Kyle Couture (1 year ago)
Crypto has taken off since this video lol. Great video though. Ive been watching a few of your vids lately and ive learned alot. Subbed
Graham Stephan (1 year ago)
Thanks so much! Dude I know, who’d have thought.
kenz200g (1 year ago)
Use acorn only $1 a month and the have great return https://acorns.com/invite/JF8UPV and you get free $5
Tariq Osman (1 year ago)
This guy adding a great value! Thank you
Graham Stephan (1 year ago)
Guy* ;)
Ivaylo Petrov (1 year ago)
wtf does that mean ? thats a stupid advice !
Graham Stephan (1 year ago)
huh?
Castorp Z. (1 year ago)
never invest in a fund
Graham Stephan (1 year ago)
ok
Frans Söderholm (1 year ago)
Hello, GrahamStephan can you plz do a video about options on how to invest if you are under 18 years old?
Great Dragon (1 year ago)
also, is investing 5% in different stocks and only 20% in any one sector safe? or should you go all in on mcdonalds or 1 stock?
Great Dragon (1 year ago)
the app robinhood wont allow my bank account even tho i have thousand dollar in mine account.. wtf
Hunter Harris (1 year ago)
Love this guy, an honest true nice guy/ smart investor
Graham Stephan (1 year ago)
Thanks man!
chocolate bar (1 year ago)
Hi Gram, can you help me name some namely Vanguard Index Fund?
Graham Stephan (1 year ago)
VFIAX is what I use!
Mathieu (1 year ago)
Hey graham, I was wondering what you might think of forex trading?
Isaac Spencer (1 year ago)
401k that gives you a match. Then buy mutual funds.
JAMB (1 year ago)
Great video, but what about the tradesman? You always talk about coders, app builders, real estate agents, but what about the guy that is talented with his hands and builds, plumbs, or wires their area of Americana. What do you tell them, how do they invest? What are the ways to establish their financial future? How can a tradesman differentiate themselves and build wealth. Trades don’t fade so how can we make more wealth?
Graham Stephan (1 year ago)
Simplest way would likely be to use index funds...slow and steady. Check out Vanguard, many of those funds historically average about 7-8% annually. Or continue saving for a down payment on rental property!
Devin Copeland (1 year ago)
trading fees? Just use robinhood. You get a free stock when you sign up with a referal, ranging from $5-$200 and there is zero trade fees. Now I am going to link my refer thing because who doesnt want a free $5 just by signing up to some iphone app.. https://share.robinhood.com/devinc227 Take your $1000 and start trading individual stocks with no fees.
ChronicBuscemi (1 year ago)
Having access to the internet what is that 12/15/17
ChronicBuscemi (1 year ago)
Can you please upload your videos in 1440 please!
ChronicBuscemi (1 year ago)
GrahamStephan works for me👍🏾
Graham Stephan (1 year ago)
How about 4k?
Loresk Canada (1 year ago)
bitcoin
Graham Stephan (1 year ago)
lol...or that
Jeff Perry (1 year ago)
Tradinh crypto is a way higher reward i can give anyone a free course if youre reading this message me
Wolfstaro (1 year ago)
Why can no one figure out the opportunities to invest in things. I started out with $25 in May of this year and have been able to grow that into over $4000. And I'm earning over $750 a month in completely passive income at age 14. Because of cryptocurrency 🤑🤑🤑.
luciano stefanini (1 year ago)
Best advice "Buy less and travel more" Most people in this country work hard for too long, to retire at 65 ,to enjoy life, for many of them it will never happen.Your life is a gift .Best to you.
Mopolo (8 months ago)
Yeah I agree but you need a start point to have that mentality
Hamza Atallah (1 year ago)
graham im intrested in this index vanguard you mentioned
Hamza Atallah (1 year ago)
thats pretty way to braek it down thanks brother
Fortnite EFF (1 year ago)
I want to start a business but idk what kind where can i spark ideas
Graham Stephan (1 year ago)
https://www.youtube.com/watch?v=gBV-03UoTA4&t=168s
Jimmy Vu (1 year ago)
Hi Graham, Do you have any suggestions for books to read? P.S. love your channel man!
Graham Stephan (1 year ago)
Yeah!! I uploaded a video about this a few months ago!
Eric Lee (1 year ago)
Great video, instead of $1000, I lost my entire capital on my first failed business and starting from zero again. As much as I regret for going so aggressive with my first business, I've learned something valuable and won't ever make the same mistake again
Graham Stephan (1 year ago)
Agreed. I'm sure what you lost will be repaid back many times over!
Cameron McEldoon (1 year ago)
Use the Robinhood Invester app to trade stocks if you're new, they don't charge you any broker fees which is awesome!
Joy Smith (1 year ago)
Your channel is giving me life!! I LOVE your content! Happy I stumbled across this today. I just subscribed! 😊
Graham Stephan (1 year ago)
Thank you so much!! Thanks for the support!
Spencer study (1 year ago)
Get a free Apple or Facebook stock by joining robinhood through this link http://share.robinhood.com/scotts583 once you download it verify your email and link your bank you will recieve the stock (we both get one) you can keep it or transfrer it to your bank keep in mind this is a free app free to trade free to sign up
alec Van Kerckhove (1 year ago)
Do you invest in bitcoin? why or why not? Thanks love your vids!!!
Graham Stephan (1 year ago)
I should have back when it was at 2000'ish, but no - not invested in any now
alec Van Kerckhove (1 year ago)
oops missed that part of the vid sorry
Billy Smith (1 year ago)
Crypto Currency its quite simple on what you should invest your $1000 in lol
Billy Smith (1 year ago)
GrahamStephan are you invested in crypto currency as we speak a guy like you would bring in a new following if you are
Graham Stephan (1 year ago)
Back then yes 😂
Chetan Rabari (1 year ago)
Cryptocurrency is the best investment
MoneyManFernando (1 year ago)
What do you think of REIT`s ? For a person who wants to invest in real estate passively REIT`s may be a good way to go. There are a lot of them out there. Although I have been researching some that invest in single family homes ,which I will list here, that are losing money and I don`t know why . RVEN, INVH,SFR these reits buy and renovate homes and then rent them out. But I looked at their income statements and balance sheets and they are all losing money ??? Why ?? Do you know why ?? Thanks.
Isaac Ostler (1 year ago)
5:55 You should look into robinhood!  Commission free stock trading!  It's incredible
Didier D (1 year ago)
Investment Plans - 12% Daily Return for 12 Days https://goo.gl/5nJ3k1

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