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How To Invest Your First $100 💸 [3 WAYS] Investing As A Beginner With Little Money!

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How should you invest your first $100? In this video, I will be discussing three different ways to invest with as little as $100. It can be challenging to find investments when you do not have a lot of money to invest, bit the options have gotten a lot better thanks to technology and competition! You do not need thousands or tens of thousands of dollars to invest now. You can get started with as little as $100! 📖 7 Ways To Invest $100: https://investingsimple.blog/2018/09/10/how-to-invest-your-first-100-dollars/ 1. Invest through a robo advisor 🤖 Get the perks of active money management without the fees! Most financial advisors charge a 1% asset management fee or more. Betterment charges just 0.25% as a fee. Instead of people, Betterment uses algorithms and technology to save you money! The best part? No minimum account balance! BETTERMENT: "Passive investing, they manage everything for you." 📈 http://ryanoscribner.com/betterment 2. Invest in some individual stocks 💸 If you want to be a more active investor, picking individual stocks can be a great way to invest! There are many great free options out there for investing, such as Robinhood and M1 Finance. In my opinion, based on the features offered M1 Finance is a superior platform. On the fence over M1 Finance and Robinhood? 📖 Read this article: https://investingsimple.blog/2018/08/09/m1-finance-vs-robinhood/ These free trading platforms allow you to invest in thousands of different publicly traded investments! M1 FINANCE: "Invest in partial shares of stocks like Amazon." 📌 http://ryanoscribner.com/m1-finance ROBINHOOD: "Invest in individual stocks commission free." 🏹 http://ryanoscribner.com/robinhood 3. Invest in a business 💡 Believe it or not, there are a number of different businesses you can start with as little as $100! Looking for more business ideas? 💡 Here is our list of 50: https://investingsimple.blog/2018/05/10/50-businesses-you-can-start-no-money/ I recommend taking some kind of action and getting the ball rolling when it comes to investing. Don't hold on to that cash because you will be tempted to spend it! DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. AFFILIATE LINK DISCLOSURE: I am affiliated with Betterment and M1 Finance. This relationship does not influence my opinion on this platforms.
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Text Comments (154)
Ryan Scribner (4 months ago)
How did you invest your first $100? 🤔 Comment below... 📖 7 Ways To Invest $100: https://investingsimple.blog/2018/09/10/how-to-invest-your-first-100-dollars/
Brett Garamella (3 months ago)
Hi Ryan, great video! Thank you so much for sharing this information. I love your channel and began investing in individual stocks on M1 Finance with companies such as Amazon, Nike, and Coca-Cola. I also wanted to invest in an Index Fund and a Roth IRA - where would be the best place to set up these long-term investments? I appreciate your help. Keep up the great work on the channel!
DeJon Wilson (3 months ago)
in Ford's stock shares
Rebecca Michalz (3 months ago)
Ryan is there a comparable platform to M1 in Canada do you know?
Stalemate IB (4 months ago)
Invest my first $100? Depends on what you mean by investment. If investing in yourself counts, then money toward my university tuition. If something else, then $5k in a CD.
Famous75 (1 month ago)
If he mentions a book I’m disliking
yzyvro (1 month ago)
Hey bro love the vids keep it up ❤
Ryan Scribner (1 month ago)
Will do thanks for watching!
djpaulhannon (2 months ago)
Disclaimer: none of the apps this guy mentions are available outside of the USA. #theusaisnottheworld
djpaulhannon (1 month ago)
JoeAceJR good for you. More power to you. Fair play. Aren’t ya great. Good man yourself. Mighty.
JoeAceJR (1 month ago)
+djpaulhannon I dont go around European investment channels saying they didn't include American investing sites...
djpaulhannon (1 month ago)
JoeAceJR brother, it’s the Internet and the Internet is worldwide.
JoeAceJR (1 month ago)
It's a USA channel though.
djpaulhannon (1 month ago)
Ryan Scribner still a good video though.
A Knight (2 months ago)
man... those paint smudges on the wall in the background are distracting.
Kirima Hudson (2 months ago)
thanks
Ryan Scribner (2 months ago)
Thanks for watching!
Bo Ro43 (2 months ago)
by $100 worth of condoms so you don't find the quickest way to poverty, "a baby".
Cory Lee Markert (3 months ago)
very professional video and nice job.
Ryan Scribner (3 months ago)
Thanks for watching!
MadMike (3 months ago)
Betterment is the best and most cost efficient way to get into Vanguard IMO.
Al Rocky (1 month ago)
Betterment = Digital Annual fee 0.25%
doogcat (3 months ago)
buy silver and gold so that $100 can be safe and protected
100$ investment in crypto is great
Bill Stenzel (4 months ago)
*How To Invest Your First $100? ...it's 100...Just Go Buy Some Nike's* Sick Ones tho!🙌
Always Improving (4 months ago)
I can't wait to get started. - Always Improving.
Ryan Scribner (4 months ago)
Starting is the most important step!
Mr. Harambre (4 months ago)
M1 finance= peasants RH= unlimited tendies
Mr. Harambre (4 months ago)
Anyone else notice the deep breathes he takes in
Kyren (4 months ago)
#StockRadar
sid zenaf (4 months ago)
do you know wat kind of robo finance advisor like betterment i can use in the uk ?
Ryan Scribner (4 months ago)
Unfortunately I do not 😔
TBALLER (4 months ago)
Great video! Going to the blog right now to get some ideas
TBALLER (4 months ago)
Ryan Scribner no problem I shared it on twitter as well. Great information!
Ryan Scribner (4 months ago)
Thanks for checking out the blog I appreciate it!
AntiSocial Atheist (4 months ago)
I opened an ameritrade account and I really want to learn how to trade stocks, but I still am not ready. I have watched a few of your videos and I've learned several good tips. I signed up for night classes to get a better understanding of how the market works. Thank you for all the help
Ryan Scribner (4 months ago)
Great! Keep on learning as much as you can 😀👍
santiago arroyo (4 months ago)
Fuck, m1 finance isnt compatible with any of my devices
Dung Ho (4 months ago)
Can I have more than than 2 online brookage account?
Ryan Scribner (4 months ago)
Yep!
Ian Macbeth (4 months ago)
All for USA residents only I am afraid.
Mr. Harambre (4 months ago)
Ian Macbeth wtf
My first investment was the most important investment I ever made! Even though I lost money, I learned a lot.
Ryan Scribner (4 months ago)
I had the same experience, no such thing as a free lesson out there!
Fab and Focused (4 months ago)
Great video! It’s all about starting and this is a great way to do just that! Thanks for sharing.
Ryan Scribner (4 months ago)
Thank you very much, I agree!
Tsow-Met Andrew Johnson (4 months ago)
Ryan. Thank you for passing the wisdom. You helped me see the light when i been wanting to invest. Many thank yous brother.
Layla Mathieu (3 months ago)
Message me for more insights on investment <<[email protected] com>>
Patryna's Writings (4 months ago)
Thanks $100 startup book too
Reviews To The Point (4 months ago)
M1 Finance is free. How do they make money? Advertisements on their app?
Reviews To The Point (4 months ago)
Oh TY I forgot about that. So they invest it by lending it to others? It could not be investing because that money should be yours only... Unless they get a percentage on your investing. Can you verify that for me. Thank you.
Ryan Scribner (4 months ago)
M1 Borrow is the main way they are making money!
Will Mallory (4 months ago)
Thank you!
*There is a lot you could do with that first $100 dollars. However, in our opinion over here at BABY the best thing you could do with that $100 is buy a new suit and apply for a job.* *Nah, I’m just kidding off course. But the fact that you clicked “see more” on this comment proves that you are a true entrepreneur or even hustler if you want. You don’t want to just take our word as a given and go out and buy that suit. You want to know more.That mindset is way more important than the amount of money you’ve got to start investing. You’ll get there!*
As Always you are awesome! I try to implement what I can in my own passive income journey. Thank you for everything you put out!
Ethan Johnson (4 months ago)
Simple Stop watching this video, and work what you love
NobalChase (4 months ago)
What camera do you use to record?
Ryan Scribner (4 months ago)
G7X Mark II
WoerthMore Investing (4 months ago)
A good video, it’s all about learning how not to blow money and make returns.
Ryan Scribner (4 months ago)
Yes exactly! The first $100 investments puts you in the right mindset, and that is priceless 💸💸💸
rtcmanga (4 months ago)
Great stuff as always. You have so good ideas. Yes, you can wash cars with a bucket and a sponge and it's not a big deal to get your hands dirty to earn some cash! :) I really like the setting you're filming in: this office with the mac book, the desk, the map and a globe! Perfect lighting and sound! You're doing an awesome job!
Ryan Scribner (4 months ago)
Thank you very much! 👍😀
John Quill Taylor (4 months ago)
Buy a high-quality hair trimmer (I like Andis model clippers) and cut your own hair -- savings of up to several hundred bucks each year thereafter!
Alex Gray (4 months ago)
Discrimination against the bald, I like it
AZn5t0n3R (4 months ago)
How does M1 finance and Robinhood that are free compare to other investment sites like Fidelity or Scottrade that charge a commission? it sounds like it'd be better to use a free platform so your invest doesn't get slowly eaten away from commission.
AZn5t0n3R (4 months ago)
+Ryan Scribner Thank you for the speedy reply. Do you have a video explaining the process of how stocks give dividends. Is it given through checks, partial stock, etc.
Ryan Scribner (4 months ago)
These paid platforms have much more sophisticated trading platforms, research reports and order types. You don't need this stuff, but for some it is worth paying the commission. Also paper vs electronic statements too!
The Tranquil Investor (4 months ago)
The point is TO START ASAP. 😀😀😀😀😀😀😀
Love it. No amount of money is "too small" to be invested, provided it's done properly. Gains bring about gains. The same principles apply at nearly every level.
Ryan Scribner (4 months ago)
Yes! What is important is the act of getting started
Benet Thomas John (4 months ago)
Great video as always! Are you gonna do a video on the monthly portfolio for September? #StockRadar
Ruen (4 months ago)
Facebook stock is dirt cheap, do i jump on it?
xzonia1 (4 months ago)
Great advice, Ryan! Thanks! :)
Ryan Scribner (4 months ago)
Thanks for watching!
Brett Safely (4 months ago)
First investment made today! Thanks for all he info you put out Ryan. #stockradar
Ryan Scribner (4 months ago)
Glad to hear that!
Rasheed9957 (4 months ago)
I invested my first investment into Stash. A very good platform for beginners. The limited selection Stash offers allows new investors to look into what they are putting their money into. If their like me it will not be long before they move onto M1 or RobinHood. My Stash Retyrn is holding from 8% to 11%. Have you had a chance to check Webull... ?
Rasheed9957 (4 months ago)
+Ryan Scribner I'll be on the look out for your review.
Ryan Scribner (4 months ago)
Webull is on my radar I will do a review of it soon!
James Saykhamphone (4 months ago)
Please do a Chase you invest review. And comparison between chase you invest vs schwab.
Robinhood Investor (4 months ago)
I like your 3rd point on investing in a business. Investing time and effort is more hand-on but can pay off.
Owen Jackson (4 months ago)
More tangible for someone like me who's unsure about the stock market too. Invest in yourself 😎
Sean Hannold (4 months ago)
Thanks for the info about M1. I plan on slicing my $100 between AMD, Cisco, Amazon, and their Domestic Dividend. I don't bring in much money but this is great way for me to get started.
Finance Fantasy (4 months ago)
Honestly Ryan is it really worth it to invest if you only have 100 dollars? I feel like you need atleast 1,000
Ryan Scribner (4 months ago)
If you don't invest it, you will probably spend it! I think it is worth it to get the ball rolling
Francis Dufault (4 months ago)
Good video as always! I started put some money aside at 13years years old and now my portfolio grows every years. I think the best way to go is to started young.
Nigel Ash (4 months ago)
My kids and I created a lemonade/hotdog stand over the summer with about $60 cash and some leftover lawn tables and our old faithful grill and old cooler. It’s been great 👍🏾.
Nigel Ash (4 months ago)
5timeAcademyAwardwinner Kirk Lazarus it’s an education for my children to be self sufficient and own their own.
Honest Finance (4 months ago)
I haven’t tried M1. Do they give a free stock for signing up?
Ryan Scribner (4 months ago)
They do not, but they have a lot of cool features that make up for it in my opinion!
Fire Hawk (4 months ago)
Robin Hood was my ad
Honest Finance (4 months ago)
in the beginning it's not about making money. It's about learning how it all works. And now that you can learn for less than $100, many more of us are investing
Ryan Scribner (4 months ago)
Exactly right!
no (4 months ago)
Honestly, it is pretty stupid to invest in equities with only 100$. Literally wait until there is a sale on a neccesity good and you will make a garunteed 25% return on your investment.
chuckluvsmusic2much (4 months ago)
Ryan, you forgot the Stash app
Ryan Scribner (4 months ago)
Not really a fan, they charge a fee of $1 a month. On a $100 investment that is 10% in fees in a year!
White Armour Consulting (4 months ago)
I like this advice! The best option is to just start even if its 10-20 bucks a month. This creates a mindset that you need to grow your investments for the future. If you can save 10-20 bucks a month and stick to it for a year, it develops your ability to save and not be side tracked by shiny objects. After one year of this, increase the savings to 50-100 a month and continue developing. People just have to understand this won't make you rich it just teaches you how to save.
Ryan Scribner (4 months ago)
Great idea, nothing wrong with easing into it!
Summer Vibes (4 months ago)
#StockRadar !
ThunderEagle (4 months ago)
Hey @Ryan Scribner, i want to thank you! Because of you i started to think about my financial inteligence, behavior, knowledge and future. I watched almost all your videos, coz you do a really great content that i really enjoy to watch! I did read a "Rich dad poor dad book" and that completly opened my eyes on how closed my mind was. (Now i got an order of 15 other financial books. Yes, 15 at once to save money on delivery costs) Now i started to learn about finances and thinking about my financial future, not as employee, but as working on my own, investing, businesses. Big thank you for sowing the seed in me and i guess a lot of other people! All best for you and keep up your good work! btw. What i think is the best you can do for as little as 100$? Invest in yourself. Buy books for this 100$. "Our brain is our best asset!".
David Brandt (4 months ago)
Thank you Ryan! Great stuff as usual!
Ryan Scribner (4 months ago)
Thanks David!
Never Yield (4 months ago)
I recommend investing whatever you can handle each month and doing so where you can get fractional shares. Cost averaging, it worked great for me. My first buys where I invested larger sums at once on the other hand, those did not work out too well.
Ryan Scribner (4 months ago)
Yeah dollar cost averaging is the way to go!
Cal Bouzaid (4 months ago)
You can also invest in certification like a barista license and open up new job opportunities 👍
Owen Jackson (4 months ago)
Great idea! I worked a job in a cafe to learn barista skills as it was something I was considering at the time
Lovro mramor (4 months ago)
Great video! Im 18 and Im from Europe. I really want to invest in stock but there are some differences if you are non U.S. citizen right? can you do a video for us outside US about trading stocks?
Paul Egin (2 months ago)
Rebecca Michalz  yes they are. Follow "anxggsgdd" on instagram she will tell you all you need to know. She taught me a lot and now I am proud to say I earn a lot
DIELAN (4 months ago)
Invest in an ounce of blow and get some baking soda and flip it into some crack rock.
that guy (1 month ago)
Funny comment tho 👍 had a good laugh thanks
that guy (1 month ago)
😂 this ain't the 80s bud only drug profiting is meth but that shits methed up bro ruins lives and family's for a buck? I'm good
Cheryl Flynn (4 months ago)
Thank you, thank you, thank you. Finally something people can understand about investing.
Healthy With Hilary (4 months ago)
Thanks! Definitely checking out M1 for the more expensive shares.
Ethan Johnson (4 months ago)
Not Just waste Only PROBABLY works in piggy merica
Ryan Scribner (4 months ago)
Yes M1 finance is awesome!
Positive Investing (4 months ago)
Starting with $100 is tough and will take time to build up - but you should give yourself a pat on the back for starting!
Invest in your education. (And I’m not talking about university...) Buy books, buy course, watch videos, read Ryan’s referenced blog post! Become an expert in what interests you (individual stocks, Business, real estate...)
buy XRP
Barry Gibson (4 months ago)
+Mustangkid29 dogecoin has made me little money over the last week
Mustangkid29 (4 months ago)
SC&DC Sports cars and diecast Channel where is Vincent Wilson “$100 of xrp will be life changing in a few years”
The Swedish Investor (4 months ago)
Great video! Simple and clear explanations as always. Definitely agree with 2 & 3. I don't, however, agree with 1 (in most cases). Why? Firstly, you don't develop any skills from it. Secondly, most likely, you won't be making any money from it either. If you only have $100 to invest, my guess is that you also have a very small financial cushion (or non at all). In the instance that you might need that $100 a month or half a year down the road, you would have to sell your assets to cover that expense. As the robo advisor typically invests in stocks that can be volatile, the risk that you might have to take a loss is quite high. You are better off placing that money in a savings account until you have a proper financial cushion that can cover unexpected expenses. Or to go with 2 or 3, because even though you still might run into unexpected expenses, at least you have developed skills that you can use for the future in the meantime.
Ryan Scribner (4 months ago)
This is a very valid point!
dominik matis (4 months ago)
#StockRadar
Learn for a better life (4 months ago)
Ryan can you please tell me are these 2 websites (betterment and m1 Finance) available for countries in europe as well or they're only for US market?
Loch-ness Monster (4 months ago)
Step 1: invest in gun Step 2: rob liquor store Step3: .... Step4: Profit?
Joe Rodríguez (4 months ago)
do you have any option for people outside of U.S. ?
Paul Egin (2 months ago)
Rebecca Michalz  yes they are. Follow "anxggsgdd" on instagram she will tell you all you need to know. She taught me a lot and now I am proud to say I earn a lot
Paul Egin (2 months ago)
+TheChemist99  Rebecca Michalz  yes they are. Follow "anxggsgdd" on instagram she will tell you all you need to know. She taught me a lot and now I am proud to say I earn a lot
Paul Egin (2 months ago)
+iJack  Rebecca Michalz  yes they are. Follow "anxggsgdd" on instagram she will tell you all you need to know. She taught me a lot and now I am proud to say I earn a lot
Paul Egin (2 months ago)
+Rebecca Michalz yes they are. Follow "anxggsgdd" on instagram she will tell you all you need to know. She taught me a lot and now I am proud to say I earn a lot
Rebecca Michalz (3 months ago)
Canada???
The Life Formula (4 months ago)
Yes, its not the amount that matters in the beginning, its all about the mindset
The Kitchen Enchilada (4 months ago)
You can start investing with Prosper.com for as little as $25 Having said that, $2,000 really should be the minimum to see returns.
Keegan Webster (4 months ago)
Great breakdown Ryan. I started with $3000 and didn't invest anything until I got to that point.
Keegan Afonso (4 months ago)
Robinhood ain't available in the UK😔
Paul Egin (2 months ago)
Rebecca Michalz  yes they are. Follow "anxggsgdd" on instagram she will tell you all you need to know. She taught me a lot and now I am proud to say I earn a lot
Layla Mathieu (3 months ago)
But there are other platforms Message me via my email <<[email protected] com>> I'll gladly show you some
Same feeling here tbh :(
Epic Mentality (4 months ago)
Invest in yourself if you only have $100. Buying a book that teaches you how to invest is better than buying 2 shares of some company.
Bitcoin Rich (4 months ago)
THANKS BRO
Ryan Scribner (4 months ago)
No problem! 😀
Brandon Beavis Investing (4 months ago)
Robinhood still not available in Canada, but some good news tho... Wealthsimple is looking to roll out commission-free trading for Canadians. Would be a great way to invest $100 here and not worry about commissions eating away at your returns. Great vid, Ryan.
Investing Hustler (4 months ago)
I invested my first $100 in a iPhone 4s almost 4 years ago made a $60 profit in one day. Easiest money I ever made at the time.
James Font Podcast (4 months ago)
Thanks!
Definitely great ways to start off with $100, remember though anybody the 🔑 point is to just START don't waste anymore time 💪🏼👍
GBR (4 months ago)
These are awesome tips!
Xenon Games (4 months ago)
Any controversy with robo adviser the owners of those adviser taking advantage of that money through code ?
I love these types of videos. My favorite option is the second - just open a brokerage account and buy your first stock through robbinhood. As you get more money buy different stocks. Keep doing this each week/month forever
Appiah Simon (4 months ago)
First to watch
Xenon Games (4 months ago)
Anyone have any have passive income ideas for £500-£600
GG (4 months ago)
1nd

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